BID® Daily Newsletter Archives
February 2026
February 05, 2026 -
Executive Compensation Shifts Toward a Results-Based Approach
As businesses and regulators alike are reviewing and questioning the way that executive compensation is determined, is it time for CFIs to follow suit?
February 04, 2026 -
Your Instant Payments Strategy Needs a Refresh
Instant payments are accelerating, with RTP® and the FedNow® Service gaining traction. Learn why demand is surging, how adoption is shifting, and what it means for CFIs looking to stay competitive.
February 03, 2026 -
Lessons for CFIs from a Maturing Neobank Market
After years of rapid growth, many neobanks are facing the same pressures traditional institutions have long managed: profitability, risk, and retention. Here’s what CFIs can learn from what’s working — and what’s not — in the digital banking space.
February 02, 2026 -
Blind Spots in Your Cyber Insurance Coverage Could Cost You
Cyber attacks cause expensive damage. While cyber insurance can help mitigate the cost, it’s not as foolproof as you hope. We discuss risks and preparedness in finalizing your cyber insurance policy.
January 2026
We sat down with PCBB President Mike Dohren to talk about what 2026 might have in store for CFIs, from M&A trends to regulatory expectations and the biggest threats CFIs could face this year.
The OCC has issued streamlined BSA/AML examination guidelines for CFIs that are at lower risk for money laundering and terrorist financing activities. We detail what the changes are for CFIs that qualify.
Reciprocal deposits route portions of big accounts to multiple banks so each remains within FDIC limits. We cover how your institution can apply this structure to help improve liquidity metrics and depositor satisfaction.
01/26/2026 -
Niche Lending Opportunities in the Healthcare Sector
An aging population and rising demand for healthcare make this one of the fastest-growing industries and a strong fit for CFIs. We discuss opportunities and examples.
Anticipatory banking brings the same predictive intelligence behind Netflix and Spotify into business banking, using SMB data to anticipate needs, guide key financial decisions, and help CFIs deepen primary relationships.
01/21/2026 -
Banking on the Multigenerational Household
Multigenerational households are growing and have unique and often urgent financial needs; providing targeted services and advice can help differentiate banks.
The financial services industry is now using agentic AI for some functions, and the list of potential use cases is growing. We discuss the most promising use cases and how CFIs might implement these agents.
01/15/2026 -
What Makes a CFI Attractive to Employees?
CFIs are navigating rising costs and fierce competition to source talent. Based on American Banker’s 2025 “Best Banks to Work For,” we share 5 ways CFIs attract, retain, and empower top talent.
CFIs may be more susceptible to geopolitical events than it appears. We discuss some of the hidden risks and how to plan and prepare for them, if they do impact your institution.
01/13/2026 -
4 Niche Loan Markets That Could Boost Your Portfolio
Community financial institutions can distinguish themselves by carving out niches — offering specialty loans to targeted audiences. We detail unique lending opportunities that CFIs have found successful.
01/12/2026 -
Advisory Boards: a CFI’s Second Set of Eyes
Some CFIs have created advisory boards of community members who can help their CFI keep a pulse on the needs of local businesses. We delve further into the concept.
The Federal Reserve announced a new use case this fall for the FedNow Service® — instant federal disaster relief. We discuss how CFIs and their customers could benefit from receiving such payments.
01/07/2026 -
What Does Ag Lending Hold in 2026?
Agricultural lending in 2026 will need to be more flexible, as producers face numerous headwinds. Deepening relationships with ag customers will be even more necessary. We delve into more specifics.
01/06/2026 -
IT and Leadership Teams Should Be at the Same Table
As tech and strategy become synonymous in banking, it’s more important than ever for stakeholders on both sides of the coin to be in step with each other. We provide tips.
01/05/2026 -
Should CFIs Hop on the Bank On Bandwagon?
As Bank On-certified accounts gain traction, we look at the trends and key considerations for CFIs that might want to offer these products to underserved communities.
Per tradition, we're looking back on our top articles of the year to BID goodbye to 2025. As federal payments shift to faster digital methods, CFIs can support SMB clients by modernizing payment tools, encouraging digital adoption, and delivering real-time capabilities that meet evolving business expectations.
December 2025
12/31/2025 -
Building Stronger Bonds in Small Business Lending
12/30/2025 -
5 Ways Top-Performing Banks Differentiate Themselves
12/29/2025 -
The Next ISO 20022 Deadline: Swift's Global Cutover
12/26/2025 -
This Malware Makes You an Offer You Can’t Refuse
12/24/2025 -
The GENIUS Act Passed. Now What?
12/23/2025 -
2026 Strategic Planning Tips from PCBB’s CEO
12/22/2025 -
The Hidden Cost of Dormant Accounts
12/18/2025 -
Open Banking on Hold: How CFIs Can Use the Pause
12/17/2025 -
2025 in Review: Part 2 of 2 — Technology & Payments
12/11/2025 -
2025 in Review: Part 1 of 2 — An Evolving Market
12/10/2025 -
FDIC's Q3 Data Highlights Positive Trends
12/04/2025 -
Growing Fee Income with Smart Hedging Strategies
November 2025
11/26/2025 -
Sell, Buy, or Stay Independent? M&A Considerations
11/20/2025 -
The Hidden Cost of Dormant Accounts
11/19/2025 -
The Staying Power of Referral Programs
11/18/2025 -
5 Tips To Tap into the SMB Market
11/13/2025 -
The Cyber Ripple Effect: When SMB Breaches Hit CFIs
11/12/2025 -
Regulatory Shakeup for Digital Dollars
11/10/2025 -
The Hidden Cost of Time Poverty at Work
11/05/2025 -
The Surprising Staying Power of Checks
11/04/2025 -
Thriving in the Digital Era with Next-Gen RegTech
October 2025
10/30/2025 -
Strategy and Culture Lessons from 3 Growing CFIs
10/29/2025 -
Understanding the Surge in Stablecoin Adoption
10/28/2025 -
OCC Eases Regulations for Community Banks
10/21/2025 -
From Heist Movie to Bank Reality
10/20/2025 -
Weighing Risks and Rewards as DEI Views Change
10/09/2025 -
Expect the Unexpected: the Q3’25 Economic Saga
10/06/2025 -
Insights from the 2025 Federal Reserve CDFI Survey
10/02/2025 -
5 Ways Top-Performing Banks Differentiate Themselves
September 2025
09/30/2025 -
From Messaging to Money: The Super App Shift
09/29/2025 -
How To Boost Your Board’s AI IQ
09/24/2025 -
Mergers of Equals: What’s Driving Them?
09/23/2025 -
Here’s How the Fed Rate Cut Could Impact Your CFI
09/22/2025 -
Cracking the GenAI Paradox
09/18/2025 -
The Next ISO 20022 Deadline: Swift's Global Cutover
09/17/2025 -
FDIC Q2 Data Shows Hope on the Horizon
09/16/2025 -
2026 Strategic Planning Tips from PCBB’s CEO
09/15/2025 -
Can You Fill the Multifamily Lending Gap?
09/09/2025 -
How Do You Stack Up Against Your Peers?
09/04/2025 -
ATM Thieves Have Upped Their Game — So Can You
09/03/2025 -
The Evolution of Open Banking: Steps To Take Now
09/02/2025 -
Regulatory Gaps Slow US AI Compliance Adoption
August 2025
08/27/2025 -
Office-to-Residential CRE Transition Is on the Rise
08/26/2025 -
Guest Article: Navigating Cannabis Banking for CFIs
08/25/2025 -
The Business Impact of Empathetic Leadership
08/21/2025 -
Rethinking SMS for Two-Factor Authentication
08/20/2025 -
The GENIUS Act Passed. Now What?
08/19/2025 -
Autonomous AI Employees Have Arrived
08/14/2025 -
44% of Consumers Would Buy Insurance from You
08/12/2025 -
Five Lessons from “Strategy Champions”
08/11/2025 -
How Many Minutes Does Your Digital Onboarding Take?
July 2025
07/31/2025 -
5 Ways CDFIs Are Driving Community Engagement
07/30/2025 -
This Malware Makes You an Offer You Can’t Refuse
07/29/2025 -
Move Over, SEO. GEO Is the New Sheriff in Town.
07/23/2025 -
Are Wearable Payments Back in Style?
07/16/2025 -
Banking Talent Strategy: What’s Working in 2025
07/10/2025 -
Why Small Businesses Choose Non-Bank Lenders
07/08/2025 -
Connect SMB Customers to Third-Party Service Vendors
07/07/2025 -
Tellers Rank in Bottom 4% of Career Satisfaction
07/03/2025 -
Help Customers Outsmart These 4 Financial Scams
07/02/2025 -
The Rise & Risks of Shadow Banking
June 2025
06/30/2025 -
Are Smart ATMs the Key to Optimal Cash Handling?
06/25/2025 -
Smart Friction’s Role in Better Cybersecurity
06/24/2025 -
Are Universal Bankers Right for Your Branch?
06/23/2025 -
The High Cost of Burnout for Organizations
06/17/2025 -
Five Ways to Attract Gen Z Entrepreneurs
06/16/2025 -
The Impact of Halting Penny Production
06/11/2025 -
ISO 20022: One Month to Go
06/04/2025 -
Why CFIs Struggle with Data and How To Fix It
May 2025
05/22/2025 -
Why Your AI Strategy Needs a People Strategy
05/19/2025 -
Using Simplification as a Path to Efficiency
05/15/2025 -
Catering Financing to Local Restaurants
05/14/2025 -
4 Keys to High-Performing Branches
05/13/2025 -
Building a Leadership Pipeline for a Strong Future
05/12/2025 -
Facial Recognition Technology — A Mixed Bag
05/08/2025 -
Insights from Bank Director’s 2025 Risk Survey
05/07/2025 -
As CRE Office Vacancies Rise, So Do CFI Credit Risks
05/05/2025 -
4 Ways CFIs Can Double Down on Niche Banking
05/01/2025 -
Helping SMBs Navigate Global Trade Finance
April 2025
04/28/2025 -
Do Experts Think Stagflation Is on the Horizon?
04/22/2025 -
Tariff Anxiety Is Plaguing Your SMB Customers
04/21/2025 -
Here’s How To Plug the Talent Gap at Your CFI
04/17/2025 -
Community Banking Stories #3: Employees & Culture
04/03/2025 -
Community Banking Stories #1: Charitable Efforts
March 2025
03/24/2025 -
Employees Also Love Automated Customer Onboarding
03/20/2025 -
The Growing Appeal of Embedded Compliance
03/18/2025 -
Why SMBs Change Banks and What You Can Do About It
03/13/2025 -
Emerging Capabilities of Agentic AI
03/12/2025 -
Cashing Out on Managing Physical Cash
03/10/2025 -
New Bank Formation May Get a Boost from Congress
03/03/2025 -
Overcoming Barriers to Offering FX Forward Contracts
February 2025
02/26/2025 -
The CRO’s Critical Role and How It’s Evolving
02/25/2025 -
The Rising Stakes of Elder Financial Fraud
02/24/2025 -
Tech Solutions for Stronger Loan Monitoring
02/19/2025 -
How Credit Stress Testing Can Help Build Resilience
02/18/2025 -
Harnessing Green Fintech for a Sustainable Future
02/13/2025 -
It’s Time To Create the Branch of the Future
02/11/2025 -
Five Ways To Navigate Profitability Challenges
January 2025
01/27/2025 -
What’s in a Name? When It Comes to Malware, a Lot.
01/23/2025 -
Overseeing Third-Party Vendors’ Cybersecurity
01/22/2025 -
Signature Solutions for a Post-Cursive Generation
01/21/2025 -
‘Twas the Season for Consumer and Business Spending
01/16/2025 -
Putting Employee Mental Health Front and Center
01/15/2025 -
Building Stronger Bonds in Small Business Lending
01/14/2025 -
BSA and AML Compliance Risk Should Be Top of Mind
01/09/2025 -
The Evolution of Open Banking Data Standards
01/08/2025 -
Step Up Your Recruitment and Retention Strategies
01/02/2025 -
What Do Small Businesses Really Want From Their FI?
December 2024
12/27/2024 -
Keeping Check Fraud in Check
12/24/2024 -
Rising CRE Risks Loom Within the Banking Industry
12/17/2024 -
PCBB’s President’s Top Predictions for CFIs in 2025
12/12/2024 -
Protecting Your Institution as Ransomware Ramps Up
12/09/2024 -
Regulators Are Increasing M&A Scrutiny
12/05/2024 -
Lessons Learned from Major Banks’ AML Troubles
12/03/2024 -
2024 in Review: Part 1 of 3 — Market Challenges
November 2024
11/26/2024 -
FDIC Assessment Rates Likely to Remain the Same
11/21/2024 -
Agricultural Lending Faces Growing Problems
11/19/2024 -
Investing in Employee Education Pays Great Dividends
11/18/2024 -
FDIC Aims To Change the Definition of Deposit Broker
11/12/2024 -
DORA as a Guideline for Heightened Cybersecurity
11/07/2024 -
Trends from Bank Director’s 2024 Tech Survey
11/05/2024 -
How Much Is Your CFI Really Worth?
11/04/2024 -
API Security Helps Keep Your Data Safe
October 2024
10/31/2024 -
A Closer Look at SMB Loan Fraud
10/30/2024 -
Cross-Border Payments: Opportunities for CFIs
10/29/2024 -
The Importance of Bluetooth Security
10/28/2024 -
Inherit Client Relationships from Aging Baby Boomers
10/22/2024 -
Your Board Needs a Tech Committee — Here’s Why
10/21/2024 -
CSBS Survey Highlights Top Risks and Challenges
10/17/2024 -
Safeguard Customers From Check Washing
10/16/2024 -
Crypto Fraud Is Growing Rapidly
10/15/2024 -
Are Small Business Deposits Back on the Rise?
10/10/2024 -
Why CFIs Don’t Hedge (and Why They Should)
10/08/2024 -
Leaves of Change: Navigating Economic Market Trends
10/07/2024 -
Jingles Aren’t Just for Cereal Brands and Fast Food
10/03/2024 -
Writing a Recipe for Success with Embedded Finance
10/02/2024 -
Branches Still Rule When It Comes to SMBs
10/01/2024 -
The Advantages of Using AI Behind the Curtain
September 2024
09/30/2024 -
The Rise of Credit Union-Bank Acquisitions
09/26/2024 -
Seven Standards to Shape Your Customer Experience
09/24/2024 -
Are Deposit Costs Finally Easing?
09/23/2024 -
Preparing for the Shift to Mobile IDs
09/19/2024 -
Enhancing Security of Your Branches
09/18/2024 -
Guest Article: AI Expert Talks Barriers to Adoption
09/12/2024 -
What Do Small Businesses Really Want From Their FI?
09/11/2024 -
5 Tips To Improve Your Digital Lending Efforts
09/09/2024 -
The Force-Multiplier Effect of Rate Cuts on Housing
09/05/2024 -
P2P Payment Fraud Is on the Rise: How To Combat It
09/04/2024 -
Survey: Credit Risk Leaders Plan Rapid AI Adoption
09/03/2024 -
The Impact of Uninsured and Novel Bank Charters
August 2024
08/28/2024 -
Sap to Syrup: Refining Data into Actionable Insights
08/27/2024 -
Top Lenders Get It: Small Businesses Want Advice
08/21/2024 -
Rising CRE Risks Loom Within the Banking Industry
08/19/2024 -
Are Your DEI Efforts Half-Baked?
08/15/2024 -
Take Your Strategic Planning to the Next Level
08/13/2024 -
Banking on the Rise of Voice Technology
08/12/2024 -
AI Could Be Eating Up All Your Electricity
08/07/2024 -
Six Fintech Trends You Can’t Afford To Ignore
08/06/2024 -
Survey: Bankers Anticipate Growth on the Horizon
July 2024
07/29/2024 -
AI Boosts Payments Insights & Efficiency
07/23/2024 -
The Blue Screen of Death and Business Continuity
07/22/2024 -
Using Geolocation for Security and Target Marketing
07/18/2024 -
Do You Need a Chief Artificial Intelligence Officer?
07/17/2024 -
The FedNow Service: One Year After Launch
07/16/2024 -
Is the Hospitality Industry Rebounding?
07/11/2024 -
Six Strategies To Build Trust with Customers
07/08/2024 -
Will Plastic Bank Cards Be Obsolete by 2028?
07/02/2024 -
Six More Strategies To Boost Deposits
June 2024
06/27/2024 -
Don’t Overlook the Risks of AI-Backed CRMs
06/26/2024 -
Faster Payments, Faster Fraud? Not So Fast!
06/25/2024 -
The Crucial Role of Information Security Officers
06/18/2024 -
Embedding DEI for Employees and Customers
06/13/2024 -
Tips and Strategies for New and Seasoned Leaders
06/12/2024 -
Benefitting from the Ease of International Expansion
06/10/2024 -
The State of Agricultural Lending in Mid-2024
06/05/2024 -
Your Smart Devices May Be an Invitation to Hackers
06/04/2024 -
The Pros and Cons of Embedded Finance
May 2024
05/30/2024 -
What Does CFPB’s 1033 Regulation Mean for You?
05/29/2024 -
The Changing State of Board Age Restrictions
05/28/2024 -
Show Potential Customers What Your Mobile App Can Do
05/23/2024 -
Data Mining Makes Retailers a Promising Target
05/22/2024 -
Boosting Revenue Through Cost Management
05/21/2024 -
Tips for Enhancing Your Current Succession Plan
05/16/2024 -
2024 Is the Year of Green Bank Initiatives
05/15/2024 -
The Makings of a Successful Board of Directors
05/14/2024 -
How Will Bank M&A Shake Out in 2024?
05/13/2024 -
The Growing Threat of Deepfakes
05/09/2024 -
Balancing Act: Branches and Digital Banking
05/06/2024 -
The Opportunity Set of Digital Payments for Kids
05/02/2024 -
Help SMBs Boost their Financial Literacy
April 2024
04/30/2024 -
Gamification Opportunities for CFIs
04/24/2024 -
Meeting the Needs of Fast-Growing Business Customers
04/18/2024 -
Community Banking Stories #3 — Technology & Strategy
04/17/2024 -
The Taylor Swift Effect on Small Businesses
04/11/2024 -
Community Banking Stories #2 — Educational Efforts
04/08/2024 -
The State of CRE — Challenges and Opportunities
04/01/2024 -
The Risky Side of Fintech Partnerships
March 2024
03/27/2024 -
Feed Audrey II without Sacrificing Your Customers
03/26/2024 -
Nurturing Loyalty with Small Business Customers
03/21/2024 -
Boosting Benefits for Small Business Customers
03/19/2024 -
Crossing the Digital Divide on a Budget
03/18/2024 -
Using Retention Bonuses Effectively
03/13/2024 -
How You Can Support the Thriving Gig Economy
03/12/2024 -
Unlock More Profitable Customer Relationships
03/07/2024 -
The 2024 Agricultural Lending Landscape
03/06/2024 -
Now Is the Time To Prepare for ISO 20022
February 2024
02/28/2024 -
To Convert or Not Convert Your Core
02/27/2024 -
Five Ways To Shore Up CRE Lending Right Now
02/26/2024 -
Keeping Check Fraud in Check
02/21/2024 -
The 7 Rs of Risk Management Strategy for CFIs
02/20/2024 -
Banking on Stability: Hedging Strategies for CFIs
02/12/2024 -
Rising CRE Lending Opportunities in Senior Housing
02/07/2024 -
The Benefits of a Flexible Retirement Approach
02/06/2024 -
The Risks Lurking in the AI Shadows
January 2024
01/30/2024 -
Bringing the Cloud Down To Earth
01/29/2024 -
Mining Data for Hidden Revenues
01/25/2024 -
Another Great Niche: Banking Nonprofits
01/22/2024 -
What’s the Outlook for M&A in 2024?
01/11/2024 -
Do You Need a Chief Happiness Officer?
01/10/2024 -
The Value of Reimagining Commercial Payments
01/09/2024 -
Chatbots May Be Too Nice for Their Own Good
01/08/2024 -
Become Your Business Customers’ #1 Choice
01/04/2024 -
Get the Best Results from Fintech Partnerships
01/03/2024 -
How Should You Determine Executive Bonuses?
December 2023
12/21/2023 -
Reach Out to Unbanked and Underbanked Communities
12/19/2023 -
The New CRA Rule: What It Means for Community Banks
12/14/2023 -
A Leadership Program That’s Right for You
12/12/2023 -
Top Predictions for CFI Trends in 2024
12/11/2023 -
Driving Growth and Profitability in 2024
12/07/2023 -
Two Things Customers Want and How To Provide Them
November 2023
11/30/2023 -
What Gen Z Wants from Your Institution
11/29/2023 -
Ways To Identify the Most Promising Startups
11/28/2023 -
The Potential of Open Banking for SMB Customers
11/22/2023 -
Positioning Your DEI Initiative for Success
11/21/2023 -
Five Ways To Improve Customer Service
11/20/2023 -
Instant Payments Can Lead to Instant Problems
11/16/2023 -
The Future of Contracts in Banking Is Smart
11/15/2023 -
Should Your Chatbot Have a Persona?
11/13/2023 -
Three Steps for Effective Strategic Innovation
11/09/2023 -
M&A May Be Experiencing a Rebound: Here’s Why
11/08/2023 -
How Video Banking Can Expand Your Reach
11/01/2023 -
Business Loan Automation Can Help Your Bottom Line
October 2023
10/31/2023 -
Advice from Gen Z Can Help Inform Your Strategy
10/30/2023 -
The Changing Nature of Checking
10/26/2023 -
How To Unearth Hidden Cost Savings
10/25/2023 -
The Keys to a Successful Transformation
10/24/2023 -
Highlights from Bank Director’s 2023 Tech Survey
10/23/2023 -
Engaging Customers with Gamification
10/19/2023 -
The Value of Thoughtful Financial Literacy
10/18/2023 -
Getting To Know the Fed Discount Window
10/12/2023 -
Looking Ahead: Strategic Priorities for CFIs
10/10/2023 -
The Great Microchip Shortage May Be Ending
10/03/2023 -
Behavioral Economics Can Give You an Edge with SMBs
10/02/2023 -
Navigating the “Maybe” Economy
September 2023
09/28/2023 -
A Timely Reminder: Six Tips for Strategic Leadership
09/26/2023 -
The Ins and Outs of Voice of the Customer Programs
09/25/2023 -
The Advantages of Bottom-Up Management
09/21/2023 -
Risk Landscape Review, Pt. 2 of 2: Key Credit Risks
09/12/2023 -
The Profitable Horizon of Embedded Finance
09/06/2023 -
FDIC’s Options for Deposit Insurance Reform
09/05/2023 -
Tips for Combatting Diversity Fatigue
August 2023
08/30/2023 -
Data Practices that Build Customer Trust
08/29/2023 -
Extra Steps To Enhance Board Diversity
08/23/2023 -
Beware the Phish with Perfect Grammar
08/17/2023 -
How To Attract Qualified Candidates
08/16/2023 -
The Art of Business Networking for New Lenders
08/15/2023 -
Five Ways You Can Help Power SMBs’ Green Transition
08/14/2023 -
The Need for Speed — Safe Speed
08/08/2023 -
Hedging Can Strengthen CRE Lending
08/07/2023 -
College Towns Spur Economic Growth
08/02/2023 -
Six Pre-Default Strategies to Pursue Now
08/01/2023 -
The Value of Customer Profitability Modeling
July 2023
07/26/2023 -
US Banks Dominate AI Development
07/18/2023 -
What Small Businesses Really Want from Their Banks
07/12/2023 -
The Regulatory Scrutiny of Banking as a Service
07/11/2023 -
How To Win the Battle for Small Business Customers
07/10/2023 -
FedNow Instant Payments Are Almost Here
07/06/2023 -
Should You Buy a Fintech?
07/05/2023 -
What’s Driving the Rise of Digital-Only Spinoffs?
07/03/2023 -
Buy Now, Pay Later Model for Charitable Donations
June 2023
06/29/2023 -
The LIBOR-to-SOFR Transition: What You Need To Know
06/27/2023 -
What’s Driving the Latest Wave of Money Mules?
06/26/2023 -
Payment Data Can Lead to Personalization
06/22/2023 -
The State of Central Bank Digital Currencies
06/21/2023 -
The Changing Nature of Risk-Based Pricing
06/14/2023 -
Why You Shouldn’t Ignore the Internet of Things
06/12/2023 -
The Threat of Voice Cloning
06/08/2023 -
Best Practices for Segregation of Duties
06/07/2023 -
Pay by Bank Set To Compete With Credit Cards
06/05/2023 -
Foster More Debit Card Loyalty Via Fractional Stocks
06/01/2023 -
Four Strategies To Reassure Your Customers Right Now
May 2023
05/31/2023 -
We Asked ChatGPT To Write About Its Use in Banking
05/25/2023 -
Climate Risk Pt. 1 — A Global View
05/24/2023 -
Did a Person Write This BID?
05/23/2023 -
Tech Woes Can Provide Your Gain
05/18/2023 -
Highlights from the Bank Director’s 2023 Risk Survey
05/16/2023 -
CFIs Scramble To Keep Profits Up
05/15/2023 -
It’s a Good Time To Have Lots of Goodwill
05/11/2023 -
Manage Your Social Media Risk
05/09/2023 -
Check Fraud a Growing Problem
05/08/2023 -
Creating an Effective Remote Training Program
05/04/2023 -
How to Make Life Miserable for Ransomware Attackers
05/03/2023 -
Getting a Head in the Cloud Game
05/01/2023 -
Assembling a Successful Post-Merger Board
April 2023
04/28/2023 -
Banking on the Warehouse Boom
04/27/2023 -
Localized Branch Designs Strengthen Community Ties
04/21/2023 -
Fresh Schemes to Perpetuate Synthetic Identity Fraud
04/19/2023 -
Are Rising LDRs a Sign of Liquidity Problems?
04/17/2023 -
Should You Already Be Targeting Generation Alpha?
04/14/2023 -
Opportunities in CRE Lending as Big Banks Retreat
04/13/2023 -
What You Can Learn From Digital-Only Competitors
04/07/2023 -
Protect Your Bottom Line During Economic Uncertainty
04/06/2023 -
Drilling for Business in the Energy Sector
04/05/2023 -
Impending Regulatory Changes for Cybersecurity
04/03/2023 -
The Case for Stress Testing More Frequently
March 2023
03/31/2023 -
The Appeal of Phased Retirement Programs
03/30/2023 -
Strategies to Stay Strong Amid Industry Closures
03/28/2023 -
Eight Quirky Indicators of a Recession
03/27/2023 -
How Hiring Hackers Can Make Your Institution Safer
03/23/2023 -
Helping Small Businesses Go International
03/22/2023 -
The Growing Role of Biometrics in Cybersecurity
03/20/2023 -
Navigating Zelle’s New Refund Policy
03/17/2023 -
Using TikTok to Grow Your Brand with Gen Z
03/14/2023 -
Trends to be Aware of in Cyber Fraud
03/13/2023 -
Changing Consumer Spending Shows Cracks in Economy
03/08/2023 -
Could Branches-on-Wheels Help You Gain Customers?
03/07/2023 -
Rethinking SMB Lending
03/06/2023 -
Industry Adoption of SOFR Slower Than Expected
03/03/2023 -
Adopt a Shared-Service Mindset for Data Storage
03/02/2023 -
The CRA’s Impact on Successful Community Development
03/01/2023 -
Liquidity Constraints Necessitate New Strategies
February 2023
02/28/2023 -
The Importance of Managing Your AI Risks
02/27/2023 -
Wealth Management: In-House or Third Party?
02/24/2023 -
Should You Pursue Brokered Deposits?
02/23/2023 -
Land Prices Pinch Pipeline of New Farmers
02/22/2023 -
Will Retaining Top Talent This Year Cost You?
02/21/2023 -
Preventing Wire Fraud Through Verification
02/16/2023 -
Telling Your ESG Story (Without Greenwashing)
02/15/2023 -
Is the US Moving Toward a Cashless Society?
02/14/2023 -
Why Truly Understanding Generation Z Is Key
02/13/2023 -
Getting the Most from Cyber Insurance
02/08/2023 -
Start Preparing for the FedNow Service
02/07/2023 -
Ways to Convert Loyalty Programs to Customer Loyalty
02/03/2023 -
Support the Charities That Are Right for Your CFI
January 2023
01/30/2023 -
Preparing for an Economic Downturn
01/27/2023 -
Guidelines for M&A Are Evolving
01/24/2023 -
The Value of Mining Proprietary Data
01/20/2023 -
Catching the Last Wave of the ECIP Plan
01/19/2023 -
Adding Supply Chain Financing to Your Offerings
01/18/2023 -
The Rise of Contactless Payments
01/17/2023 -
Three Major Trends in IT Spending
01/13/2023 -
Combatting Impostor Syndrome
01/12/2023 -
What Does the Future Hold for Payments?
01/11/2023 -
Now Is the Time to Consider BaaS
01/10/2023 -
How CFIs Can Effectively Compete Against Neobanks
01/04/2023 -
Why Open Banking Is Growing Globally
December 2022
12/30/2022 -
Top BID Articles of 2022 (5 of 5)
12/29/2022 -
Top BID Articles of 2022 (4 of 5)
12/28/2022 -
Top BID Articles of 2022 (3 of 5)
12/27/2022 -
Top BID Articles of 2022 (2 of 5)
12/23/2022 -
Top BID Articles of 2022 (1 of 5)
12/22/2022 -
Marketing Trends in the Year Ahead
12/21/2022 -
OCC Operating Plan Is a “Cheat Sheet” for CFIs
12/20/2022 -
A Numerical Anadrome for the Current Market
12/15/2022 -
Top Five Predictions for CFI Trends in 2023
12/12/2022 -
How to Better Serve Customers with Disabilities
12/09/2022 -
Is Burnout Causing Turnover in Your Audit Team?
12/05/2022 -
How CFIs Can Survive Bank Attrition
12/02/2022 -
Warming Up Your Sales Call Strategy
November 2022
11/25/2022 -
Six Ways to Make Month-End Close More Efficient
11/21/2022 -
The Cybersecurity Risks of Remote Work
11/17/2022 -
Unique Benefits to Enhance Recruiting and Retention
11/16/2022 -
How the Housing Market Slowdown Could Impact CFIs
11/15/2022 -
Choosing the Right Electronic Bill Payment Platform
11/08/2022 -
Why Businesses Still Use Paper Checks
11/07/2022 -
Is It Time to Join the BNPL Bandwagon?
11/02/2022 -
Money Management Tips for Small Business Customers
11/01/2022 -
A Handy Guide to Dealing with CFIs’ Top Risks
October 2022
10/31/2022 -
The Newest Ford Model: A State Chartered Bank
10/28/2022 -
State of the European Payment Initiative
10/27/2022 -
Keeping Up with the Mobile Banking Crowd
10/25/2022 -
Starting an Effective Referral Program for Your CFI
10/24/2022 -
Is Voice Banking the Next Must-Have for CFIs?
10/21/2022 -
Helping Small Businesses Detect and Prevent Fraud
10/20/2022 -
Six Strategies to Navigate Credit Stress
10/19/2022 -
The Tech Giant That Wants to Launch a Bank
10/17/2022 -
Untapped Markets Right in Your Backyard
10/14/2022 -
How to Get Your Website to Boost Your Sales Leads
10/13/2022 -
Risk Management for Swaps & Derivatives
10/11/2022 -
Make Your Mobile Banking App Into a Swiss Army Knife
10/07/2022 -
Employee Financial Wellness Affects Your Bottom Line
10/05/2022 -
Harnessing the Power of Your Data Through Analytics
September 2022
09/30/2022 -
Keep Your Eye on AI in Your Hiring Process
09/28/2022 -
Planning an Effective Executive Retreat
09/27/2022 -
Leveraging Customer Data to Increase Profitability
09/26/2022 -
Using CTV Advertising to Micro-Target Consumers
09/23/2022 -
Gen Z’s Thirst for Financial Education
09/21/2022 -
Preparing Small Businesses for Universal Retirement
09/20/2022 -
Managing CRE Exposure in an Uncertain Market
09/19/2022 -
CFIs are Taking a Bite Out of Apple Pay’s Dominance
09/16/2022 -
Risk-Based Pricing Can Boost Profitability
09/15/2022 -
Making More by Spending More
09/14/2022 -
Ways to Respond to Rising Interest Rates
09/13/2022 -
Marketing Isn’t “One Size Fits All”
09/12/2022 -
Educating Customers on the Risks of Gaming Platforms
09/09/2022 -
Self-Service Banking Is Here to Stay
09/08/2022 -
Spoofers Target CFI Customers
09/02/2022 -
How to Future-Proof Your Employees with Reskilling
09/01/2022 -
Is a Subscription Model Right for Your CFI?
August 2022
08/31/2022 -
Trends Driving M&A Activity (Part 1 of 2)
08/30/2022 -
Preparing for the Possibility of Stagflation
08/23/2022 -
How to Empower Women to Start Investing
08/22/2022 -
Driving Value Through Internet of Things Technology
08/18/2022 -
Retaining Customers as Rates Move Higher
08/17/2022 -
How CFIs Can Maintain Adequate Capital in a Downturn
08/16/2022 -
Small & Mighty — the Value of Microcasts
08/15/2022 -
Digital Transformation Lessons from Early Adopters
08/12/2022 -
Can Playing Games at Work Make You More Engaged?
08/10/2022 -
Fed ISO 20022: Key Deadlines for 2022 & Beyond
08/09/2022 -
Small Business Sentiment on Borrowing
08/05/2022 -
Hobbyists Are Pricing Out Some Farmers and Ranchers
08/04/2022 -
Designing Branches in the Post-Pandemic Era
08/01/2022 -
Successfully Expanding PPP Relationships
July 2022
07/28/2022 -
Inverted Yield Curve May Bring Hedging Opportunity
07/27/2022 -
Automating the Back Office is Critical, Too
07/26/2022 -
Why Cloud Computing Adoption is Sky High
07/22/2022 -
Lower-Pain Core Conversions
07/21/2022 -
Build an Effective Board by Following Best Practices
07/19/2022 -
What the Lingering Chip Shortage Means for CFIs
07/18/2022 -
Identifying Customer Attrition
07/15/2022 -
Combatting Burnout Among Female Employees
07/14/2022 -
Partnering with Neobanks — Yes or No?
07/12/2022 -
Serious Hack-Attack-You Have 36 Hours to Report It
07/11/2022 -
Capturing Client Attention in the Blink of an Eye
07/08/2022 -
Focus on the All-Important “Why” in Staff Training
07/07/2022 -
The Big Picture on Synthetic Image Fraud
07/05/2022 -
Talking Your Way to Profits
07/01/2022 -
Boost Earnings with New Lines of Business
June 2022
06/30/2022 -
Commercial Loan Demand Picking Up Steam
06/29/2022 -
How Paid Social Media Can Pay Off
06/24/2022 -
How to Manage Understaffed Teams Effectively
06/23/2022 -
Four Strategies to Attract Small Business Customers
06/21/2022 -
Potential Clouds on the Horizon for Office Loans
06/17/2022 -
What It Takes to Be a Top-Performing CFI
06/14/2022 -
Outsourcing Talent in an Instacart World
06/13/2022 -
Strengthening Small Business Customer Relationships
06/09/2022 -
The Emerging Crypto Lending Landscape
06/08/2022 -
Creating a Green Niche to Bank On
06/06/2022 -
Six Strategies to Bolster Your Cybersecurity
06/01/2022 -
Seven Steps To Combat Meeting Fatigue
May 2022
05/31/2022 -
Interest Rate Swaps Help Retain Customers
05/27/2022 -
How Can Virtual Mentorships Help Retain Employees?
05/26/2022 -
Five Strategies To Engage the Unbanked & Underbanked
05/25/2022 -
Risk Mitigation Reminders for Construction Loans
05/24/2022 -
Four Ways To Evolve Your Branch
05/20/2022 -
Three Ways To Generate Income
05/19/2022 -
Reminders to Strengthen AML and OFAC Practices
05/18/2022 -
The Future Power of Blockchain
05/17/2022 -
Cybersecurity is High – How to Keep Fighting
05/16/2022 -
How to Please Dissatisfied Zillennial Employees
05/13/2022 -
Will Changing M&A Regulations Affect Your Strategy?
05/12/2022 -
Attracting New Customers With ESG
05/11/2022 -
Be Prepared for Rising Rates
05/10/2022 -
How Can Mobile Ads Help You Find New Customers?
05/09/2022 -
Virtual Payment Cards Are Picking Up Steam
05/06/2022 -
How To Enter The Hot Mobile Home Lending Sector
05/05/2022 -
How To Instill The “I” In DEI In Your Institution
05/04/2022 -
What Does The Metaverse Mean For CFIs?
05/03/2022 -
Hotels Are On The Upswing – But For How Long?
April 2022
04/29/2022 -
Need Fee Income? Try Hedging
04/21/2022 -
Integrating Hybrid Work With Strong Company Culture
04/20/2022 -
Are Checking Accounts Going To Be Extinct?
04/14/2022 -
How To Keep Championing Minority-Owned Businesses
04/12/2022 -
How To Stem Dissatisfaction When Employees Leave
04/08/2022 -
Independent ATMs – Do They Provide An Opportunity?
04/07/2022 -
Microlending – Is It Worthwhile?
04/06/2022 -
Benefits Of Rehiring Boomerang Employees
04/05/2022 -
Educating SMBs About Increased Cyber Risks
04/01/2022 -
Should Surging Fertilizer Costs Worry CFIs?
March 2022
03/31/2022 -
Essential Leadership Traits In The New Hybrid World
03/30/2022 -
Mitigating Employee Stress For Higher Productivity
03/29/2022 -
Best Practices To Apply Q Factors For CECL
03/28/2022 -
Lending Opportunities Rise In 2022
03/25/2022 -
Is Selfie ID Verification Here To Stay?
03/23/2022 -
How Your Institution Can Hedge Without SOFR
03/18/2022 -
Meeting The Cybersecurity Challenge With NIST’s Tool
03/17/2022 -
Four Precautions On QR Code Fraud
03/15/2022 -
The Appeal Of Text-To-Pay For Small Businesses
03/10/2022 -
Three Steps To Get Ready For Faster Payments
03/09/2022 -
Cryptomania Is Here – Should CFIs Respond?
03/08/2022 -
Remittances Are Rising – Is It Time To Jump Onboard?
03/07/2022 -
How To Mitigate Rising Mobile Fraud
03/03/2022 -
Are Overdraft Charges A Thing Of The Past?
03/02/2022 -
Should CFIs Use TikTok For Marketing?
February 2022
02/28/2022 -
Deepfakes Are Increasing – Top Three Scams To Watch
02/25/2022 -
Reaping The Rewards Of SMB Optimism
02/24/2022 -
Key Takeaways From Former FDIC Chair McWilliams
02/23/2022 -
Where Are CRE Investors Investing?
02/18/2022 -
Volunteer Data Can Help Nonprofits In Your Community
02/17/2022 -
Three Steps To Prepare For A US Digital Dollar
02/16/2022 -
More Ways To Connect With Gen Z As Future Customers
02/11/2022 -
Planning For Succession Success
02/10/2022 -
Four Strategies To Boost Board Diversity
02/09/2022 -
Enticing Younger Customers With Wealth Management
02/07/2022 -
Running CECL In Parallel – What You Should Know
02/03/2022 -
How To Use AI Effectively And Mitigate Bias
02/01/2022 -
Appealing To 60MM Self-Employed Businesses
January 2022
01/31/2022 -
USPS Banking Services Have Resurfaced
01/28/2022 -
Five Steps For A Successful Universal Banker Model
01/27/2022 -
Metaverse Marketing – A New Way To Reach Customers
01/26/2022 -
An Update On Cloud Services For CFIs
01/25/2022 -
Three Strategies To Prepare CFIs For Rate Increases
01/21/2022 -
Will CFIs Have Enough Reserves For CECL?
01/20/2022 -
Four Ways To Prepare For Faster Payments
01/19/2022 -
Mitigating Stress Levels For Compliance Employees
01/13/2022 -
Mobile Messaging – A Key Banking Communication Tool
01/12/2022 -
Three Strategies To Harness Career-Changers
01/11/2022 -
Lessons Learned From The Exodus Of Challenger Banks
01/07/2022 -
How CFIs Are Managing Remote Work
01/06/2022 -
Will The Agricultural Recovery Last?
01/05/2022 -
How CFIs Can Maintain Customer Stickiness
01/04/2022 -
Contactless Commerce Technologies Could Help SMBs
01/03/2022 -
Top Five Trends For 2022
December 2021
12/31/2021 -
Top 2021 BID Articles (5 of 5)
12/30/2021 -
Top 2021 BID Articles (4 of 5)
12/29/2021 -
Top 2021 BID Articles (3 of 5)
12/28/2021 -
Top 2021 BID Articles (2 of 5)
12/27/2021 -
Top 2021 BID Articles (1 of 5)
12/24/2021 -
De Novos Are On The Rise – Trend Or Blip?
12/23/2021 -
New Cyber Risk Reporting Rule
12/22/2021 -
An Update On Cryptocurrency
12/21/2021 -
CFIs Combat Employee Turnover
12/20/2021 -
Getting Maximum Value From Your Core Provider
12/15/2021 -
Is Your Institution Ready To Transition From LIBOR?
12/14/2021 -
How To Balance Digital Innovations With Daily Tasks
12/13/2021 -
CNP Is Responsible For 80% Of US Fraud
12/09/2021 -
FSOC Highlights Climate-Related Risks
12/07/2021 -
Have You Considered These Cyber Risks With Your M&A?
12/06/2021 -
Five Lending Tips To Stay Competitive
12/02/2021 -
Supply Chain Woes Continue For SMBs – CFIs Can Help
November 2021
11/30/2021 -
Housing Rental Market Is Red Hot – But For How Long?
11/29/2021 -
OTP Fraud – What Is It & How Can You Prevent It?
11/24/2021 -
A Look Back In 2021 - Lending & CRE (Part 2)
11/22/2021 -
Three Ways To Help Businesses With Global Payments
11/19/2021 -
Cryptocurrency Exchange Machines & Crypto Banking
11/18/2021 -
Proptech – Landlords Gain Efficiencies
11/17/2021 -
How Should CFIs Approach Buy Now, Pay Later?
11/15/2021 -
Decentralized Finance Is Coming
11/10/2021 -
Six Steps To Becoming A Successful Blogger
11/09/2021 -
Using AI For Risk Management And Efficiency Gains
11/08/2021 -
Managing The Effects of Revenue Recession
11/05/2021 -
Is Your Content Generating New Business?
11/04/2021 -
Stemming The Rise Of Elder Financial Fraud
11/03/2021 -
Three Approaches To Attract Younger Customers
October 2021
10/29/2021 -
Three Payment Strategies To Support SMBs
10/28/2021 -
FIs Share Data To Strengthen Cybersecurity
10/27/2021 -
CFOs Face Today’s Challenges Head-On
10/26/2021 -
Can You Detect A Profitable Startup?
10/22/2021 -
Harnessing Digital For Hyper-Personalized Service
10/21/2021 -
Do You Have Secure Endpoint Security?
10/20/2021 -
Can CECL Make Your Institution More Efficient?
10/15/2021 -
Can Your Institution Compete Effectively For Talent?
10/14/2021 -
Five Ways To Prevent Employee Burnout
10/13/2021 -
How Are CFIs Doing With The LIBOR Transition?
10/12/2021 -
Are Shared Branches Possible?
10/08/2021 -
Storytelling 101 For Bankers
10/07/2021 -
Credit Union-Community Bank Mergers Continue
10/05/2021 -
Are You On Top Of Your Patch Management?
10/04/2021 -
Inflation Is Up – Now Is The Time For Stress Testing
10/01/2021 -
Preparing For Retirement Of Boomer Business Owners
September 2021
09/30/2021 -
Regulatory Update & Focus For Your Next Exam
09/29/2021 -
Opportunities With Nonemployer Firms Abound
09/27/2021 -
Top Five Places Where CECL Calculations Can Go Wrong
09/22/2021 -
PPP Forgiveness Audits – What Should You Know?
09/21/2021 -
Five Steps To Bring Back Internship Programs
09/20/2021 -
Digital-Only Spin-Offs For CFIs?
09/17/2021 -
Hybrid Branches – The Best Of Both Worlds?
09/16/2021 -
Overall Lending Market Signs
09/14/2021 -
How To Choose The Right CECL Vendor
09/10/2021 -
Seven Strategies To Gain & Retain Diverse Employees
09/09/2021 -
FIs Reveal Their IT Spending Priorities
09/07/2021 -
Three Steps To Optimal Digital Onboarding
09/03/2021 -
Staying Vigilant With MFA
09/02/2021 -
Is Wealth Management The Key For Your Institution?
09/01/2021 -
BaaS Transactions Hit $22.5B & Continue To Grow
August 2021
08/31/2021 -
Are CRE Lending Prospects On The Upswing?
08/30/2021 -
Retaining Talent As Workers Rethink Career Goals
08/27/2021 -
How To Reduce “The Uncertainty Zone” Of Fraud
08/25/2021 -
Barclays & Mastercard – Latest RTP Developments
08/24/2021 -
Minority-Owned Businesses Get Support From FIs
08/20/2021 -
Key Areas Of Anticipated Regulatory Scrutiny
08/19/2021 -
Is It Time To Review Your Branch Strategy?
08/18/2021 -
Bringing Your A-Game To Communications
08/17/2021 -
Four Reasons CFIs Are Acquiring Nonbanks
08/13/2021 -
Gen Z Employees Need Three Things To Stay Happy
08/12/2021 -
Appealing To Gen Z – A Competitive Advantage
08/11/2021 -
How CFIs Can Prepare For Rising Rates
08/10/2021 -
How Can You Keep New Customers From Switching?
08/09/2021 -
Supporting Single Parent Employees For A Win-Win
08/06/2021 -
Five Ways To Support Artists And Generate Business
08/05/2021 -
What Is Keeping Risk Managers Busier Than Ever?
08/03/2021 -
Is It Time To Defer Compensation?
08/02/2021 -
Key Strategies To Promote Digital Engagement
July 2021
07/30/2021 -
Big Tech Approaches To Streamline & Secure Passwords
07/29/2021 -
The Fed’s New CECL Tool
07/28/2021 -
Ag Lenders Show Resilience And Promise Ahead
07/27/2021 -
Update: The Overdraft Challenge
07/26/2021 -
Chip Shortage Affects Bank Card Availability
07/23/2021 -
The Rising Financial Clout Of Millennials
07/22/2021 -
FFIEC Update Provides More Clarity On Exams