BID^® Daily Newsletter Archives

July 2025

July 24, 2025 - 5 Ways Real-Time Fraud Detection Can Protect Your Customers

As digital transactions grow in volume and speed, real-time fraud detection strategies are increasingly becoming a necessity, particularly as CFIs look to balance security with a seamless customer experience. We look at some of its use cases.

July 23, 2025 - Are Wearable Payments Back in Style?

It’s been a decade since “wearable payments” technology was introduced. After years of on-again, off-again interest from banks, wearable payments are becoming practical and useful for CFIs and their customers.

July 22, 2025 - Are Data Silos Standing Between Your Institution and Growth?

Data silos are more than just an IT problem — they could be holding your institution back from smarter growth and better customer experiences. Discover what’s possible when your data works together.

July 21, 2025 - What Business Customers Envy About Your Retail Checking

Checking accounts are a common entry point for new banking relationships, and personal checking accounts can offer great incentives. Here’s how retail checking features can inspire features for business checking.

July 17, 2025 - Key Factors Behind Lower Losses in 2025 Stress Test Results

A deep dive into three major factors that contributed to a smaller-than-expected capital decline in the 2025 stress test, and their broader implications for CFIs.

July 16, 2025 - Banking Talent Strategy: What’s Working in 2025

How can CFIs strengthen their recruitment and retention strategies to attract and keep top talent? We discuss findings from Bank Director’s 2025 Compensation & Talent Survey and highlight current talent acquisition trends.

July 15, 2025 - Planning for the Unplannable: Strategy Tips for Wild Card Events

With global tensions increasing and policies and regulations in flux, it’s possible that another wild card event is on the horizon. We discuss strategic planning tips to help CFIs absorb shocks and adapt quickly.

July 14, 2025 - Tariffs and Turbulence: Marking the Halfway Point in 2025

We review June 2025 economic data and indicators, highlighting trends in consumer activity, employment, inflation, housing, and Fed policy — offering a snapshot of current financial and market conditions.

July 10, 2025 - Why Small Businesses Choose Non-Bank Lenders

What draws small businesses to nonbanks for loans? We outline determining factors that are giving nonbanks the edge, plus tips to beat the competition.

July 09, 2025 - A Preview of Fed Vice Chair Bowman’s Vision for CFI Regulations

Federal Reserve Vice Chair for Supervision Michelle Bowman has called for a sweeping bank regulation overhaul. We delve into some of her ideas to tailor regulations for community financial institutions.

July 08, 2025 - Connect SMB Customers to Third-Party Service Vendors

CFIs have connections with lots of service providers likes lawyers and accountants. By leveraging that base of expertise, CFIs can connect SMB and commercial customers to the services they need.

July 07, 2025 - Tellers Rank in Bottom 4% of Career Satisfaction

Most tellers and many other front-line agents are dissatisfied with their jobs, and that can lead to poor service. Here’s how CFIs can boost morale.

July 03, 2025 - Help Customers Outsmart These 4 Financial Scams

In response to CFIs’ more effective fraud prevention tools, criminals are now targeting CFI customers directly. We discuss four common scams and how CFIs can help their customers thwart them.

July 02, 2025 - The Rise & Risks of Shadow Banking

Shadow banking represents nearly 50% of global financial assets. With a lack of clear regulatory oversight and transparency within the sector, industry experts fear its growth could pose significant threats to the banking industry.

July 01, 2025 - Evolving Treasury Policies and the Impact to Liquidity

With recent Fed funds market changes, CFIs should closely monitor liquidity buffers to ensure adequate cash flow volatility protection. We suggest strategies for a proactive approach.

June 2025

06/30/2025 - Are Smart ATMs the Key to Optimal Cash Handling?

CFIs still need cash on hand to satisfy the needs of their customers, particularly SMBs. Smart ATMs with embedded IoT sensors and cash recycling capabilities can help CFIs better manage their cash on hand while maintaining enough liquidity.

06/26/2025 - 61% of CFIs Plan to Have Fully Automated Lending in Two Years

CFIs plan to invest in automated lending, especially for SMBs. We discuss barriers to adoption for SMBs, the benefits to forging ahead, and the outlook for fully automated SMB lending.

06/25/2025 - Smart Friction’s Role in Better Cybersecurity

Smart friction means introducing conditional hurdles into the digital experience — but just for suspicious activity. We outline what smart friction is and how it can help combat fraud.

06/24/2025 - Are Universal Bankers Right for Your Branch?

Universal bankers — staffers trained to handle every task in the branch — are the way forward for many CFIs. We explain roadblocks to this model and offer suggestions for overcoming them.

06/23/2025 - The High Cost of Burnout for Organizations

Burnout is on the rise and can have a high cost for businesses and employees alike — from higher turnover and lower morale to lower productivity and a tangible impact on an organization’s bottom line.

06/18/2025 - BNPL for Small Business: Is It an Answer to Cash Flow Struggles?

Buy Now, Pay Later options are gaining traction among small businesses as they seek flexible financing solutions to fuel growth and recover from economic challenges.

06/17/2025 - Five Ways to Attract Gen Z Entrepreneurs

Gen Z are more drawn to entrepreneurship than previous cohorts. We outline why and provide tips for CFIs to attract and empower these young business owners with services that match their values.

06/16/2025 - The Impact of Halting Penny Production

Due to high production costs, the US Mint will press the very last penny early next year. We discuss the impact for consumers, businesses, and CFIs.

06/12/2025 - Stats Show 2025 Is M&A’s Year, But What’s Helping Deals Succeed?

The market for bank mergers and acquisitions was on the quiet side last year, but it’s picking up. We explain how CFIs can put themselves in the best positions as M&A returns.

06/11/2025 - ISO 20022: One Month to Go

The July 14 ISO 20022 cutover is nearly here. Core systems may handle much of the technical work but CFIs still have key roles to play — especially when it comes to operations, compliance, and customer support. Here's what to know now.

06/10/2025 - How CFIs Can Stay Ahead in a Shifting Cyber Threat Landscape

CFIs face an increasingly complex and evolving cyber threat landscape, with key risks related to advanced technologies, supply chain vulnerabilities, and sophisticated threat actors. We discuss strategies to future-proof your operations.

06/09/2025 - 3 Tips for an Efficiency-Minded Approach to Vendor Management

In the current economic climate, CFIs are prioritizing efficiency. One area to consider is the vendor management program, specifically looking at standardizing processes, integrating systems, and automating workflows.

06/05/2025 - Ag Lenders Trudge Forward, Despite Weakening Economic Trends

In a recent webinar from the Kansas City Fed, economic experts discuss the impact of higher production costs, lower commodity prices, and potential new challenges with reciprocal tariffs on agriculture lending.

06/04/2025 - Why CFIs Struggle with Data and How To Fix It

By effectively analyzing data that banks already collect, they can improve operations and find patterns that point toward profitable solutions like tailored services.

06/03/2025 - 5 Financial Literacy Efforts That Make Your CFI Indispensable

Financial literacy workshops help CFIs foster community trust, improve customer engagement, and boost digital outreach. Here’s how CFIs can help.

06/02/2025 - Vocal Employees Are Your Risk Management Secret Weapon

Encouraging employees to be vocal with feedback about your organization can lead to enhanced risk management. We reveal the psychology behind whether employees speak up about threats, and how you can make it easy.

May 2025

05/29/2025 - What Is PropTech, and How Can It Help with CRE Lending?

AI-assisted platforms known as PropTech are changing the way real estate is marketed and sold and has multiple features that could prove beneficial for financial institutions as well.

05/28/2025 - Benefits of Digital Lending Keep Growing, Along with Loan Volume

Digital lending platforms can help CFIs save money, make better lending decisions, and build a better loan portfolio. We discuss the benefits of adoption in a growing loan market.

05/27/2025 - Serving Small Business: Where CFIs Win and Where to Improve

Understanding what small businesses like and dislike about CFIs can help focus efforts at landing new ones. Here are some observations and tips for CFIs.

05/22/2025 - Why Your AI Strategy Needs a People Strategy

As AI adoption accelerates in banking, employee resistance is emerging as a key barrier to success. To succeed with AI, CFIs need more than the right tools — they need the right approach to employee engagement.

05/21/2025 - What Your Business Customers Want in a Banking Dashboard

Give commercial customers a central place to connect with all their financial matters and you may improve the odds of becoming their primary bank.

05/20/2025 - The Secrets to Leading a Multi-Generational Workforce

With five very different generations of employees in the workforce together, leadership might struggle to appeal to all groups. We provide tips for CFI leadership on how best to manage a multi-generational team.

05/19/2025 - Using Simplification as a Path to Efficiency

Making banking operations more efficient is a key part of improving a CFI’s bottom line. Financial institutions should use structured simplification to streamline operations and improve ROI.

05/15/2025 - Catering Financing to Local Restaurants

Restaurants can have slim profit margins and short lifespans, but they’re often important parts of communities and CFI lending portfolios. We explain how CFIs can be smart lenders to restaurant owners.

05/14/2025 - 4 Keys to High-Performing Branches

Despite the continued rise of digital banking, physical branches remain key for CFIs. We look at four different strategies financial institutions are using to revitalize their branches and drive results.

05/13/2025 - Building a Leadership Pipeline for a Strong Future

With shifting workforce dynamics and talent shortages, developing a long-term plan for leadership transitions is critical to a CFI’s future. We discuss common succession planning barriers and how to overcome them.

05/12/2025 - Facial Recognition Technology — A Mixed Bag

Facial recognition has been embraced for convenience and security, but it may not be as secure as previously believed. As cybercriminals step up their efforts, CFIs need to be aware of the risks the technology introduces.

05/08/2025 - Insights from Bank Director’s 2025 Risk Survey

Cybersecurity and fraud are bank leaders’ top concerns, according to Bank Director’s 2025 Risk Survey. We summarize some of the survey’s key findings and how institutions are responding to the challenges.

05/07/2025 - As CRE Office Vacancies Rise, So Do CFI Credit Risks

As office vacancies persist in cities, CFIs must assess how suburban and rural markets could be next — and what it means for CRE portfolios and CECL modeling.

05/06/2025 - Top Payments Fraud Targets and How To Protect Your Institution

Debit card and check fraud are both on the rise. We discuss the trend, including how CFIs can maintain vigilance and protect their customers.

05/05/2025 - 4 Ways CFIs Can Double Down on Niche Banking

More CFIs are turning to niche markets like HOAs, area professionals, and small businesses to build deeper relationships and corner local markets amid economic uncertainty.

05/01/2025 - Helping SMBs Navigate Global Trade Finance

As many small and mid-sized businesses embrace technology and globalization to expand their businesses online, trade finance has become increasingly important. We discuss the opportunity for CFIs to cater to these customers.

April 2025

04/30/2025 - Deposit Strategies Pt. 2: Deepen Commercial Relationships

Commercial deposits are gaining ground again. We outline five practical, relationship-based strategies to help CFIs strengthen their business deposit base, without over-relying on rate to stay competitive.

04/29/2025 - Deposit Strategies Pt. 1: Differentiate Through Value

CFIs are facing deposit pressure — but raising rates isn’t the only option. We highlight five creative, cost-efficient strategies to attract and retain deposits by leveraging relationships, digital tools, and community ties.

04/28/2025 - Do Experts Think Stagflation Is on the Horizon?

Amid the current economic uncertainty brought on by tariffs, stagflation fears are rising. We discuss expert analysis and what CFIs can do to support their small business customers in these unsettled times.

04/24/2025 - Community Banking Stories #4: Financial Literacy & Support

Every April, we celebrate Community Banking Month by spotlighting community banks’ stories. Our fourth and final article of this year’s Community Banking Month series features banks that are boosting financial literacy and supporting their communities.

04/23/2025 - Core Providers Beefed Up Tech, But Satisfaction Can Improve

Many CFIs are unsatisfied with their core providers, but few will actually switch, according to a new ABA survey. We delve into why CFIs convert cores and critical considerations before making the jump.

04/22/2025 - Tariff Anxiety Is Plaguing Your SMB Customers

As tariffs and potential tariffs alter international trade and supply chain costs, small businesses are bracing for impact. We discuss how to help SMBs weather these higher costs with long-term planning.

04/21/2025 - Here’s How To Plug the Talent Gap at Your CFI

As financial institutions struggle with talent gaps within key areas of their organizations, a strategic and comprehensive approach to hiring and training is more important than ever.

04/17/2025 - Community Banking Stories #3: Employees & Culture

Every April, we celebrate Community Banking Month by spotlighting community banks’ stories. Our third article of this year’s Community Banking Month series showcases banks that champion a strong employee culture.

04/16/2025 - Strengthening SMB Relationships Through Succession Planning

As many small business owners near retirement, they’re likely pondering their business’ next chapter. We discuss common options for business owners, succession planning necessities, and your CFI’s role.

04/15/2025 - Unlocking Stability: Loan-Level Hedging & Finding a Partner

With unpredictable interest rates and a changing financial market, loan-level hedging can help your CFI’s portfolio. We discuss how hedging benefits your portfolio and steps for finding the right hedging partner.

04/14/2025 - Faster Federal Payments Mean Rising Demand for Real-Time Banking

As federal payments shift to faster digital methods, CFIs can support SMB clients by modernizing payment tools, encouraging digital adoption, and delivering real-time capabilities that meet evolving business expectations.

04/10/2025 - Community Banking Stories #2: Redefining Customer Experience

For Community Banking Month, we’re sharing community banks’ stories. Our second article of this year’s Community Banking Month series showcases strategies banks have implemented to enhance the customer experience.

04/09/2025 - How Small Manufacturers May Benefit from a New SBA Initiative

The SBA’s recently launched Made in America Manufacturing Initiative aims to boost business and hiring among US small manufacturers. We detail how the initiative can help your small manufacturing customers access capital.

04/08/2025 - Q1’25 Ends on a Discordant Note, But Consumers Hold the Key

We review March 2025 economic data and indicators, highlighting trends in consumer activity, employment, inflation, housing, and Fed policy — offering a snapshot of current financial and market conditions.

04/07/2025 - Attracting Younger Generations with Digital Wealth Management

The “Great Wealth Transfer” presents significant opportunities for CFIs offering digital wealth management solutions that cater to tech-savvy, financially engaged millennials and Gen Zers.

04/03/2025 - Community Banking Stories #1: Charitable Efforts

Every April, we celebrate Community Banking Month by spotlighting community banks’ stories. Our first article of this year’s Community Banking Month series showcases giving back through charitable efforts.

04/02/2025 - Is Behavioral Biometrics the Future of Fraud Protection?

Behavioral biometrics, which tracks how users interact with their devices, could help CFIs seamlessly enhance their cybersecurity. We explore how it works, how it can help CFIs, and implementation challenges.

04/01/2025 - Leveraging FedNow for Liquidity & Payments Innovation

With over 1K participating institutions, CFIs can use FedNow instant payments to enhance liquidity, reduce costs, and compete effectively in the evolving payments landscape.

March 2025

03/31/2025 - Should Incentive Plans Be Aligned With Overall Profitability?

As regulators seek to rein in unnecessary risks within the banking industry they are looking to overhaul the rules regarding incentive-based compensation.

03/27/2025 - M&A Moves: CFI Growth Through Community-Focused Consolidation

As regulations ease, banking sector M&A is gaining steam. CFIs can use strategic deals to access new markets, technology, and capital — without losing sight of their core identity.

03/26/2025 - Consumer Spending Troubles Ahead & How To Build Resilience

In the current economic uncertainty, consumer confidence is falling and spending is expected to slow. We look at how this impacts SMBs and how CFIs can support them.

03/25/2025 - The Evolving Deposit Landscape: What CFIs Need to Know

Digital banking and fintech innovation have transformed depositor behavior, creating challenges for CFIs. Learn strategies to optimize deposit management, control funding costs, and build sustainable, relationship-based financial practices.

03/24/2025 - Employees Also Love Automated Customer Onboarding

With digitalization continually expanding, automated customer onboarding can alleviate a pain point for both customers and staff. We compare manual versus automated processes so you can see for yourself the stark differences for employees.

03/20/2025 - The Growing Appeal of Embedded Compliance

Amidst heightened risks of money laundering and fraud, embedded compliance promises an additional layer of risk control that the banking industry has begun to embrace — including central banks.

03/19/2025 - What CFIs Need to Know About the Evolving Swift System

Swift has been implementing significant changes that are designed to enhance the speed, transparency, and reliability of cross-border payments. These include Swift GPI, ISO 20022, and Swift Go. By embracing these changes, CFIs can enhance their international offerings in a rapidly shifting financial landscape.

03/18/2025 - Why SMBs Change Banks and What You Can Do About It

Around 35% of SMBs are considering changing banking relationships. Before you court them, your acquisition strategy should consider their reasons for switching and ensure you don’t repeat the mistakes of their previous financial institution.

03/17/2025 - Avoid Common Misconceptions About Working with a Recruiter

Many businesses, including CFIs, use recruiters to help find potential hires. We discuss common preconceived notions about working with recruiters and how to work with them to bridge the talent gap.

03/13/2025 - Emerging Capabilities of Agentic AI

Agentic AI holds promises from increased efficiency and a way to supplement insufficient expertise to an enhanced experience for customers. We discuss benefits that embracing this new technology could ultimately open organizations up to.

03/12/2025 - Cashing Out on Managing Physical Cash

Because CFIs handle cash, they must maintain counting machines, vaults, trained staff, and security — expensive requirements given the dwindling use of cash. How can CFIs minimize the costs of handling cash?

03/11/2025 - Navigating Tariff Developments: Key Considerations for CFIs

New tariffs on imports are reshaping trade dynamics, with recent exemptions easing some pressures. CFIs must assess risk exposure, adjust lending strategies, and support affected businesses. We discuss ways to help navigate these evolving policies while maintaining financial stability.

03/10/2025 - New Bank Formation May Get a Boost from Congress

A bill to boost new bank formation could help communities that have seen gaps in banking services arise as a result of the shrinking number of community banks.

03/06/2025 - CRE Lending Pt. 2 — Strategies To Compete with Nonbank Lenders

With private lenders expanding their role, CFIs have an opportunity to stand out by leveraging relationship-based lending, faster decision-making, and targeted expertise. We discuss four strategies to help.

03/05/2025 - CRE Lending Pt. 1 — Nonbanks Fill Gaps, Not Expectations

Private lenders are filling the CRE financing gap thanks to looser underwriting, more reliability in rates, and growing investor confidence. We discuss nonbank lenders’ strengths and areas where they miss the mark.

03/04/2025 - Meeting Boomer Women’s Financial Needs: The $40T Wealth Transfer

Baby boomer women are in line to gain trillions through a massive wealth transfer. Is your CFI prepared to serve this demographic?

03/03/2025 - Overcoming Barriers to Offering FX Forward Contracts

There are clear benefits to CFIs adopting FX forward contracts to serve clients with international exposure, while managing their own FX risk. However, many CFIs are cautious about entering this space. We explore some of the strategies that can help them overcome key challenges.

February 2025

02/27/2025 - The Rising Cost of Small Business Borrowing: How CFIs Can Help

With the Federal Reserve holding rates steady, SMBs continue to face high borrowing costs and tight lending standards that limit access to traditional financing. We discuss how CFIs can offer tailored solutions.

02/26/2025 - The CRO’s Critical Role and How It’s Evolving

CFIs continue to face new and emerging risks, making the role of the CRO more important than ever. We outline critical skills for an effective CRO.

02/25/2025 - The Rising Stakes of Elder Financial Fraud

Elder financial fraud is on the rise and hit record numbers in 2023. With losses totaling billions of dollars, regulators and individual states are stepping up their efforts to curb elder fraud.

02/24/2025 - Tech Solutions for Stronger Loan Monitoring

Monitoring an overall loan portfolio is an essential, ongoing part of any CFI’s lending program. Technology can help financial institutions track loan portfolio performance and pinpoint difficulties.

02/20/2025 - ISO® 20022 Transition Extended: How to Take Advantage

The Federal Reserve has extended the ISO® 20022 implementation deadline for the Fedwire® Funds Service to July 14, 2025, giving CFIs more time to prepare. Benefits include enhanced payment efficiency, stronger fraud detection, and improved interoperability. With the deadline approaching, we explore how CFIs can use this extension to refine systems, train staff, and support business customers.

02/19/2025 - How Credit Stress Testing Can Help Build Resilience

Stress testing is vital for CFIs to assess their resilience, manage risks, and prepare for economic shocks in today’s uncertain market. We discuss scenarios to test for and approaches to stress testing.

02/18/2025 - Harnessing Green Fintech for a Sustainable Future

Consumer demand for sustainable products and commitments continues to grow. We detail examples of how CFIs can incorporate green fintech into their solutions to position themselves for long-term success.

02/13/2025 - It’s Time To Create the Branch of the Future

By modernizing physical spaces, creating community hubs, and blending digital tools with personalized service, CFIs can ensure their branches are vital, customer-centric destinations now and in the future.

02/12/2025 - A Strong Start? January’s Economics Offer Optimism and Caution

We take a look at January’s economic data, where job growth slowed, trade concerns persisted, and consumer spending remained strong — key trends shaping the outlook for CFIs.

02/11/2025 - Five Ways To Navigate Profitability Challenges

Ongoing economic and operating pressures are squeezing margins, requiring CFIs to find new and innovative ways to remain profitable. We explore some of the ways that CFIs can navigate these profitability challenges while continuing to provide a high-quality service.

02/10/2025 - How To Leverage Payment Solutions To Fuel SMB Relationships

As the payments space rapidly evolves, CFIs have a significant opportunity to strengthen their relationships with SMB customers by offering integrated, secure, and cost-effective payment solutions that go beyond basic processing.

02/06/2025 - How To Help SMBs Struggling with Rising Credit Card Debt

Struggling small businesses are increasingly turning to credit cards to help pay operating costs. CFIs can help by offering debt counseling and innovative small business lending products. We discuss strategies.

02/05/2025 - Reimagining Resilience: How CFIs Are Adapting for 2025

CFIs are prioritizing digital transformation to boost efficiency and meet expectations, per BNY’s 2024 Voice of Community Banks Survey.

02/04/2025 - Finding the Right Chatbot-Human Balance for Customer Service

Using chatbots for customer service can increase efficiency for CFI personnel, but sometimes customers really need to interact with a person. We provide best practices for balancing chatbots with the human touch.

02/03/2025 - Consider a Potential Revenue Source with EV Charging Stations

As electric vehicles gain popularity, CFI branches can benefit from offering charging stations to customers. We outline stats and discuss how charging stations can please customers and attract new business.

January 2025

01/30/2025 - Does Your Board of Directors Need Its Own Software Platform?

More CFIs are adopting board management software in an effort to increase security and efficiency for board meetings. We discuss the benefits and provide tips for finding the right software.

01/29/2025 - Unbanked in the US: Pt. 2 of 2 — Finding & Helping the Unbanked

Yesterday’s article discussed who the nation’s unbanked and underbanked are. Today, we’re providing tips on finding and servicing this group to attract new long-term customers while also boosting your brand.

01/28/2025 - Unbanked in the US: Pt. 1 of 2 — Who They Are and Why It Matters

Despite a decline in the number of unbanked and underbanked Americans, millions still fall within these groups, according to the FDIC. We discuss disproportionately unbanked and underbanked demographics and persisting barriers.

01/27/2025 - What’s in a Name? When It Comes to Malware, a Lot.

Malware and other cyber threats seem to have unconventional names. We examine the origins of malware names and how understanding them can help you prepare for cybersecurity threats.

01/23/2025 - Overseeing Third-Party Vendors’ Cybersecurity

A recent survey of financial institution executives revealed due diligence and oversight for third-party vendor cybersecurity is inadequate. We highlight key findings and provide strategies to strengthen vendor cybersecurity.

01/22/2025 - Signature Solutions for a Post-Cursive Generation

The disappearance of cursive writing instruction in most states means many Gen Z consumers can’t read or write in script. We discuss the implications for CFI branding and what constitutes a legal signature.

01/21/2025 - ‘Twas the Season for Consumer and Business Spending

From Fed funds rate projections to housing trends, we provide insights on the recent economy using standard indicators for businesses and consumers and share the latest projections for 2025.

01/16/2025 - Putting Employee Mental Health Front and Center

Statistics show employees are increasingly struggling with mental health issues, leading to leaves of absence. We share how employers can help, including the enhancement of workplace wellness programs.

01/15/2025 - Building Stronger Bonds in Small Business Lending

The FDIC’s 2024 Small Business Lending Survey reaffirms the importance of relationship-driven lending for CFIs.

01/14/2025 - BSA and AML Compliance Risk Should Be Top of Mind

Experts believe that CFIs have a heightened risk in the areas of BSA and AML compliance. We review these risks and how to identify them and suggest strategies CFIs can adopt to mitigate them.

01/13/2025 - FDIC Q3 Data: Good Times for Small Banks, but Will They Last?

Community banks notched favorable financial results in Q3’2024 as the small bank sector headed toward an upbeat end of the year. Things appear poised for a strong start to 2025.

01/09/2025 - The Evolution of Open Banking Data Standards

As open banking becomes more popular, the CFPB is working to establish standards for data sharing, assisted by FDX. CFIs should actively watch how things play out.

01/08/2025 - Step Up Your Recruitment and Retention Strategies

It’s challenging to find new employees in today’s job market. We delve into creative strategies you can use to hire the right talent and increase retention rates.

01/07/2025 - How Your Institution Can Capitalize on the Urban Migration Trend

After fleeing cities during the pandemic, many are eager to recapture the benefits of urban living. We discuss drivers of the reurbanization trend and how your institution can benefit from it.

01/06/2025 - Five Tips for Making Cybersecurity Part of Company Culture

Cybersecurity is becoming a top strategic priority for CFIs given the risk of cybercrime. We look at 5 ways to effectively combat cyber threats by embedding a strong cybersecurity culture and good cybersecurity practices.

01/03/2025 - New Virtual Currency Scam Targets CFIs and Their Customers

We've finally reached the last article in our series of most popular BIDs of 2024. Now that 2025 has arrived, we're revisiting a cyber fraud topic that went from zero to sixty very quickly. Federal authorities have issued an alert about a financial scam called “pig butchering", in which victims are lured into investing in phony schemes, often involving crypto currency. The losses can be significant. We provide tips on how to identify these scammers, if they contact you.

01/02/2025 - What Do Small Businesses Really Want From Their FI?

Following tradition, we're taking a look back at your favorite articles from this year as we BID adieu to 2024. In one of our final articles in this series, we reflect on the financial services small businesses value. BAI surveyed 600 small business owners to find out their banking preferences and what they want most from their financial institutions. Take these insights to heart to attract and retain more of them.

December 2024

12/31/2024 - Boost Customer Engagement with Two Proven Conversation Starters

12/30/2024 - Eight Ways To Drive Deposit Growth Without Raising Rates

12/27/2024 - Keeping Check Fraud in Check

12/26/2024 - Research: Millennials & Gen Z Aren’t Interested in Management

12/24/2024 - Rising CRE Risks Loom Within the Banking Industry

12/23/2024 - Lessons Learned from Recent Fraudulent Wires Targeting CFIs

12/19/2024 - Help Clients Manage Currency Risk with FX Forward Contracts

12/18/2024 - What CFPB’s Rule Means for Consumer Data and Competition

12/17/2024 - PCBB’s President’s Top Predictions for CFIs in 2025

12/16/2024 - 2024 in Review: Part 3 of 3 — Technology & Cybersecurity

12/12/2024 - Protecting Your Institution as Ransomware Ramps Up

12/11/2024 - ’Tis the Season To Serve Winter’s Seasonal Businesses

12/10/2024 - 2024 in Review: Part 2 of 3 — Regulations & Digital Banking

12/09/2024 - Regulators Are Increasing M&A Scrutiny

12/05/2024 - Lessons Learned from Major Banks’ AML Troubles

12/04/2024 - Why Year-End Is a Time to Strengthen SMB Relationships

12/03/2024 - 2024 in Review: Part 1 of 3 — Market Challenges

12/02/2024 - Heightened Regulation Is Making BaaS a Risky Proposition

November 2024

11/27/2024 - 1234, This Password’s Not Safe Anymore (If It Ever Was)

11/26/2024 - FDIC Assessment Rates Likely to Remain the Same

11/25/2024 - How To Deal with the Ever-Increasing Cybercrime Threat

11/21/2024 - Agricultural Lending Faces Growing Problems

11/20/2024 - Protecting Your Website Domain from Common Cyberattacks

11/19/2024 - Investing in Employee Education Pays Great Dividends

11/18/2024 - FDIC Aims To Change the Definition of Deposit Broker

11/14/2024 - Using Regtech To Streamline New Regulatory Requirements

11/13/2024 - ABA Predicts “Soft Landing” for the US Economy, But Risks Remain

11/12/2024 - DORA as a Guideline for Heightened Cybersecurity

11/07/2024 - Trends from Bank Director’s 2024 Tech Survey

11/06/2024 - Tapping into a Bigger Slice of Pie with Shared National Credits

11/05/2024 - How Much Is Your CFI Really Worth?

11/04/2024 - API Security Helps Keep Your Data Safe

October 2024

10/31/2024 - A Closer Look at SMB Loan Fraud

10/30/2024 - Cross-Border Payments: Opportunities for CFIs

10/29/2024 - The Importance of Bluetooth Security

10/28/2024 - Inherit Client Relationships from Aging Baby Boomers

10/24/2024 - Charge-Offs Are Rising: What CFIs Should Watch Out For

10/23/2024 - How Has CECL Adoption Affected Credit Loss Allowance Levels?

10/22/2024 - Your Board Needs a Tech Committee — Here’s Why

10/21/2024 - CSBS Survey Highlights Top Risks and Challenges

10/17/2024 - Safeguard Customers From Check Washing

10/16/2024 - Crypto Fraud Is Growing Rapidly

10/15/2024 - Are Small Business Deposits Back on the Rise?

10/10/2024 - Why CFIs Don’t Hedge (and Why They Should)

10/09/2024 - 2025 Strategic Planning Priorities: A Q&A with PCBB’s CEO

10/08/2024 - Leaves of Change: Navigating Economic Market Trends

10/07/2024 - Jingles Aren’t Just for Cereal Brands and Fast Food

10/03/2024 - Writing a Recipe for Success with Embedded Finance

10/02/2024 - Branches Still Rule When It Comes to SMBs

10/01/2024 - The Advantages of Using AI Behind the Curtain

September 2024

09/30/2024 - The Rise of Credit Union-Bank Acquisitions

09/26/2024 - Seven Standards to Shape Your Customer Experience

09/25/2024 - Facial and Palm Recognition Tech Enhances Biometric Payments

09/24/2024 - Are Deposit Costs Finally Easing?

09/23/2024 - Preparing for the Shift to Mobile IDs

09/19/2024 - Enhancing Security of Your Branches

09/18/2024 - Guest Article: AI Expert Talks Barriers to Adoption

09/17/2024 - Untapped Customer Potential in a Growing Education Sector

09/16/2024 - The Promise and Challenges of Central Bank Digital Currencies

09/12/2024 - What Do Small Businesses Really Want From Their FI?

09/11/2024 - 5 Tips To Improve Your Digital Lending Efforts

09/10/2024 - Why You Should Keep Offering Checks Amid Retailer Bans

09/09/2024 - The Force-Multiplier Effect of Rate Cuts on Housing

09/05/2024 - P2P Payment Fraud Is on the Rise: How To Combat It

09/04/2024 - Survey: Credit Risk Leaders Plan Rapid AI Adoption

09/03/2024 - The Impact of Uninsured and Novel Bank Charters

August 2024

08/29/2024 - This Cross-Selling Strategy Can Enhance Effectiveness

08/28/2024 - Sap to Syrup: Refining Data into Actionable Insights

08/27/2024 - Top Lenders Get It: Small Businesses Want Advice

08/26/2024 - Why the Banking Industry Is Investing in Private Credit

08/22/2024 - Banking Differences Across Generations: A Quick Guide

08/21/2024 - Rising CRE Risks Loom Within the Banking Industry

08/20/2024 - Need Capital? Try Selling Your Branches and Leasing Them Back.

08/19/2024 - Are Your DEI Efforts Half-Baked?

08/15/2024 - Take Your Strategic Planning to the Next Level

08/14/2024 - Having Misgivings About the Cloud? So Are Your Peers.

08/13/2024 - Banking on the Rise of Voice Technology

08/12/2024 - AI Could Be Eating Up All Your Electricity

08/08/2024 - How To Stop Criminals from Hitting the Jackpot at Your ATM

08/07/2024 - Six Fintech Trends You Can’t Afford To Ignore

08/06/2024 - Survey: Bankers Anticipate Growth on the Horizon

08/05/2024 - Tips for Enhancing Your Enterprise Risk Management Framework

08/01/2024 - The SBA’s New Working Capital Pilot Program Launches Today

July 2024

07/31/2024 - Identity and Access Management: A Gate Against Internal Threats

07/30/2024 - What Changes to the Regulated Interchange Cap Could Mean

07/29/2024 - AI Boosts Payments Insights & Efficiency

07/25/2024 - Will the Fed Expand Operating Hours of Fedwire and NSS?

07/24/2024 - Can the Thriving Life Sciences Sector Help Your CRE Portfolio?

07/23/2024 - The Blue Screen of Death and Business Continuity

07/22/2024 - Using Geolocation for Security and Target Marketing

07/18/2024 - Do You Need a Chief Artificial Intelligence Officer?

07/17/2024 - The FedNow Service: One Year After Launch

07/16/2024 - Is the Hospitality Industry Rebounding?

07/15/2024 - Work Friction: The Real Cost and How To Eliminate Time Wasted

07/11/2024 - Six Strategies To Build Trust with Customers

07/10/2024 - Key Takeaways from a Wiperware Cyberattack Simulation

07/09/2024 - “Are We There Yet?”: The Saga of the Economy So Far in 2024

07/08/2024 - Will Plastic Bank Cards Be Obsolete by 2028?

07/03/2024 - Responding to the Changing Demographics of Business Ownership

07/02/2024 - Six More Strategies To Boost Deposits

07/01/2024 - Climate Risk Management Lessons from the Fed’s Pilot Analysis

June 2024

06/27/2024 - Don’t Overlook the Risks of AI-Backed CRMs

06/26/2024 - Faster Payments, Faster Fraud? Not So Fast!

06/25/2024 - The Crucial Role of Information Security Officers

06/24/2024 - Are Digital Payments the Solution to Rampant Check Fraud?

06/20/2024 - Automated Compliance: Streamlining CFI Regulatory Management

06/18/2024 - Embedding DEI for Employees and Customers

06/17/2024 - The Perks of Partnering with Local Schools on Financial Literacy

06/13/2024 - Tips and Strategies for New and Seasoned Leaders

06/12/2024 - Benefitting from the Ease of International Expansion

06/11/2024 - Regulators Have a Watchful Eye on Your Fintech Partnerships

06/10/2024 - The State of Agricultural Lending in Mid-2024

06/06/2024 - Boost Customer Engagement with Two Proven Conversation Starters

06/05/2024 - Your Smart Devices May Be an Invitation to Hackers

06/04/2024 - The Pros and Cons of Embedded Finance

06/03/2024 - Is It Time to Ditch Loyalty Programs for Fractional Shares?

May 2024

05/30/2024 - What Does CFPB’s 1033 Regulation Mean for You?

05/29/2024 - The Changing State of Board Age Restrictions

05/28/2024 - Show Potential Customers What Your Mobile App Can Do

05/23/2024 - Data Mining Makes Retailers a Promising Target

05/22/2024 - Boosting Revenue Through Cost Management

05/21/2024 - Tips for Enhancing Your Current Succession Plan

05/20/2024 - Should You Offer Business Customers Subscription-Based Banking?

05/16/2024 - 2024 Is the Year of Green Bank Initiatives

05/15/2024 - The Makings of a Successful Board of Directors

05/14/2024 - How Will Bank M&A Shake Out in 2024?

05/13/2024 - The Growing Threat of Deepfakes

05/09/2024 - Balancing Act: Branches and Digital Banking

05/08/2024 - Lessons Learned from Recent Fraudulent Wires Targeting CFIs

05/07/2024 - Research: Millennials & Gen Z Aren’t Interested in Management

05/06/2024 - The Opportunity Set of Digital Payments for Kids

05/02/2024 - Help SMBs Boost their Financial Literacy

05/01/2024 - Bank Director Survey Reveals Top Strategic Challenges

April 2024

04/30/2024 - Gamification Opportunities for CFIs

04/29/2024 - Striking the Right Balance in Digital Customer Communications

04/25/2024 - Community Banking Stories #4 — Community Engagement & Support

04/24/2024 - Meeting the Needs of Fast-Growing Business Customers

04/23/2024 - Solving B2B Payment Issues for Your Small Business Customers

04/22/2024 - Opportunities in a Growing Equipment Financing and Leasing Space

04/18/2024 - Community Banking Stories #3 — Technology & Strategy

04/17/2024 - The Taylor Swift Effect on Small Businesses

04/16/2024 - OCC & FDIC Propose Policy Changes To Enhance M&A Transparency

04/15/2024 - The Keys to a Better Onboarding Process for Business Clients

04/11/2024 - Community Banking Stories #2 — Educational Efforts

04/10/2024 - Cloudy with a Chance of Sunshine: A Snapshot of the Economy

04/09/2024 - Empowering Communities with Funding and Grants Literacy

04/08/2024 - The State of CRE — Challenges and Opportunities

04/04/2024 - Community Banking Stories #1 — Wellness & Development Efforts

04/03/2024 - Loan Participations Plant the Seeds for Lending Growth

04/02/2024 - Optimizing Payments with Key Principles and Customer Focus

04/01/2024 - The Risky Side of Fintech Partnerships

March 2024

03/28/2024 - How Big Banks’ 2024 Stress Testing Scenarios Can Help You

03/27/2024 - Feed Audrey II without Sacrificing Your Customers

03/26/2024 - Nurturing Loyalty with Small Business Customers

03/25/2024 - You Could Become Part of the Boom in Women-Owned Businesses

03/21/2024 - Boosting Benefits for Small Business Customers

03/20/2024 - Eight Ways To Drive Deposit Growth Without Raising Rates

03/19/2024 - Crossing the Digital Divide on a Budget

03/18/2024 - Using Retention Bonuses Effectively

03/14/2024 - Deposit Growth Tops the List of Three Challenges for 2024

03/13/2024 - How You Can Support the Thriving Gig Economy

03/12/2024 - Unlock More Profitable Customer Relationships

03/11/2024 - Are You Ready if a Private Equity Firm Shows Up at Your CFI?

03/07/2024 - The 2024 Agricultural Lending Landscape

03/06/2024 - Now Is the Time To Prepare for ISO 20022

03/05/2024 - Help Business Customers Align Capital with Strategic Plans

03/04/2024 - New Regulations for Minority- and Women-Owned Small Businesses

February 2024

02/29/2024 - Digital Academies Aren’t What They Used To Be — They’re Better

02/28/2024 - To Convert or Not Convert Your Core

02/27/2024 - Five Ways To Shore Up CRE Lending Right Now

02/26/2024 - Keeping Check Fraud in Check

02/22/2024 - Is It Time To Rethink the Traditional Performance Review?

02/21/2024 - The 7 Rs of Risk Management Strategy for CFIs

02/20/2024 - Banking on Stability: Hedging Strategies for CFIs

02/15/2024 - Spot Key Customer Triggers To Enhance Your Marketing Strategy

02/14/2024 - Helping SMBs Juggle Success in a High Interest Rate Environment

02/13/2024 - Using Composable Banking To Keep Up in a Digital World

02/12/2024 - Rising CRE Lending Opportunities in Senior Housing

02/08/2024 - Five Ways To Use Slower Economic Times to Your Advantage

02/07/2024 - The Benefits of a Flexible Retirement Approach

02/06/2024 - The Risks Lurking in the AI Shadows

02/05/2024 - Niche Lending: It Pays To Step Out of Your Lending Comfort Zone

02/01/2024 - NFIB Survey: It Isn’t the Best of Times for Small Businesses

January 2024

01/31/2024 - New Virtual Currency Scam Targets CFIs and Their Customers

01/30/2024 - Bringing the Cloud Down To Earth

01/29/2024 - Mining Data for Hidden Revenues

01/25/2024 - Another Great Niche: Banking Nonprofits

01/24/2024 - Preparing for a Potential Downturn in Consumer Spending

01/23/2024 - Help Your Business Customers Get a Grip on Cash Management

01/22/2024 - What’s the Outlook for M&A in 2024?

01/18/2024 - 2023: We Stayed Afloat — and 2024 Might Be Even Better

01/17/2024 - Duration Hedging as a Shield Against Rising Interest Rates

01/16/2024 - Here’s How You Can Emulate the Best Companies To Work For

01/11/2024 - Do You Need a Chief Happiness Officer?

01/10/2024 - The Value of Reimagining Commercial Payments

01/09/2024 - Chatbots May Be Too Nice for Their Own Good

01/08/2024 - Become Your Business Customers’ #1 Choice

01/04/2024 - Get the Best Results from Fintech Partnerships

01/03/2024 - How Should You Determine Executive Bonuses?

01/02/2024 - Don’t Overlook the Sensory Experience at Your Branches

December 2023

12/29/2023 - Holiday Reprint: Eight Quirky Indicators of a Recession

12/28/2023 - Holiday Reprint: Deposit Stickiness Amid Rate Competition

12/27/2023 - Holiday Reprint: Start Preparing for the FedNow Service

12/26/2023 - Holiday Reprint: Is the US Moving Toward a Cashless Society?

12/21/2023 - Reach Out to Unbanked and Underbanked Communities

12/20/2023 - Taking a Page from the Neobanks To Remain Competitive

12/19/2023 - The New CRA Rule: What It Means for Community Banks

12/18/2023 - Faster Payments Slow To Arrive for Cross-Border Transactions

12/14/2023 - A Leadership Program That’s Right for You

12/13/2023 - To Switch or Not To Switch? Reasons Business Customers Leave

12/12/2023 - Top Predictions for CFI Trends in 2024

12/11/2023 - Driving Growth and Profitability in 2024

12/07/2023 - Two Things Customers Want and How To Provide Them

12/06/2023 - 2023 in Review, Pt. 2 of 2: Challenges and Opportunities

12/05/2023 - 2023 in Review, Pt. 1 of 2: Challenges and Opportunities

12/04/2023 - Small-Dollar Loans Are a Win-Win Payday Loan Alternative

November 2023

11/30/2023 - What Gen Z Wants from Your Institution

11/29/2023 - Ways To Identify the Most Promising Startups

11/28/2023 - The Potential of Open Banking for SMB Customers

11/27/2023 - Should You Offer Treasury Management to Business Customers?

11/22/2023 - Positioning Your DEI Initiative for Success

11/21/2023 - Five Ways To Improve Customer Service

11/20/2023 - Instant Payments Can Lead to Instant Problems

11/16/2023 - The Future of Contracts in Banking Is Smart

11/15/2023 - Should Your Chatbot Have a Persona?

11/14/2023 - Four Threats to Your Profits as Margins and Deposits Shrink

11/13/2023 - Three Steps for Effective Strategic Innovation

11/09/2023 - M&A May Be Experiencing a Rebound: Here’s Why

11/08/2023 - How Video Banking Can Expand Your Reach

11/07/2023 - From Transaction to Connection: Building Smart Branches

11/06/2023 - Can Partnering with Fintechs Enhance Your Ag Lending Strategy?

11/02/2023 - Building the FedNow Service: Behind the Scenes with PCBB’s COO

11/01/2023 - Business Loan Automation Can Help Your Bottom Line

October 2023

10/31/2023 - Advice from Gen Z Can Help Inform Your Strategy

10/30/2023 - The Changing Nature of Checking

10/26/2023 - How To Unearth Hidden Cost Savings

10/25/2023 - The Keys to a Successful Transformation

10/24/2023 - Highlights from Bank Director’s 2023 Tech Survey

10/23/2023 - Engaging Customers with Gamification

10/19/2023 - The Value of Thoughtful Financial Literacy

10/18/2023 - Getting To Know the Fed Discount Window

10/17/2023 - Help Your Customers Help Themselves With Business Credit Cards

10/16/2023 - By Banding Together, CFIs Can Participate in Bigger Loans

10/12/2023 - Looking Ahead: Strategic Priorities for CFIs

10/11/2023 - What Virtual Account Management Can Offer Your Customers

10/10/2023 - The Great Microchip Shortage May Be Ending

10/05/2023 - Leveraging Social Media for Customer Service and Support

10/04/2023 - How Technology Broadens Inclusivity for Those with Disabilities

10/03/2023 - Behavioral Economics Can Give You an Edge with SMBs

10/02/2023 - Navigating the “Maybe” Economy

September 2023

09/28/2023 - A Timely Reminder: Six Tips for Strategic Leadership

09/27/2023 - Ensuring the Board Plays Its Part in Strategic Planning

09/26/2023 - The Ins and Outs of Voice of the Customer Programs

09/25/2023 - The Advantages of Bottom-Up Management

09/21/2023 - Risk Landscape Review, Pt. 2 of 2: Key Credit Risks

09/20/2023 - Risk Landscape Review, Pt. 1 of 2: Key Market & Operating Risks

09/19/2023 - Charter Stripping and Reform Talks Rise as De Novo Banks Dwindle

09/18/2023 - Private Equity Firms Take a Larger Slice of the Lending Pie

09/14/2023 - Contactless Payments 2.0: Using Faces, Fingerprints, or Palms

09/13/2023 - Help Your Commercial Customers Better Manage Their Expenses

09/12/2023 - The Profitable Horizon of Embedded Finance

09/11/2023 - Is There Enough Diversity in Your CRE Loan Portfolio?

09/07/2023 - Enhancing Your Business Customers’ Digital Experience

09/06/2023 - FDIC’s Options for Deposit Insurance Reform

09/05/2023 - Tips for Combatting Diversity Fatigue

August 2023

08/31/2023 - The New Trend of Nonbanks Funding Large Syndicated Loans

08/30/2023 - Data Practices that Build Customer Trust

08/29/2023 - Extra Steps To Enhance Board Diversity

08/28/2023 - Using Account Analysis To Enhance Commercial Offerings

08/24/2023 - Trust, but Verify: Auditing Your BSA/AML Compliance Program

08/23/2023 - Beware the Phish with Perfect Grammar

08/22/2023 - Can Transforming Branches into Advice Centers Ease Closures?

08/21/2023 - Effective Fraud Prevention Means a Focus on AR & AP Processes

08/17/2023 - How To Attract Qualified Candidates

08/16/2023 - The Art of Business Networking for New Lenders

08/15/2023 - Five Ways You Can Help Power SMBs’ Green Transition

08/14/2023 - The Need for Speed — Safe Speed

08/10/2023 - Want to Grow Your Business Customer Base? Think Really Small.

08/09/2023 - Can Electronic Cash Flow Data Help Underwrite SMB Loans?

08/08/2023 - Hedging Can Strengthen CRE Lending

08/07/2023 - College Towns Spur Economic Growth

08/03/2023 - CFPB’s Small Business Lending Data Collection Rule: What to Know

08/02/2023 - Six Pre-Default Strategies to Pursue Now

08/01/2023 - The Value of Customer Profitability Modeling

July 2023

07/31/2023 - Sabbaticals: A New Trend To Prevent Burnout and Resignations

07/27/2023 - Strengthen Your Customer Relationships with Text-to-Pay

07/26/2023 - US Banks Dominate AI Development

07/25/2023 - Mobile Banking Is a Crucial Tool for Small Businesses

07/24/2023 - Help Your Employees Keep Up with the Latest Phishing Scams

07/20/2023 - Impending Financial Stability Oversight Council Rule Changes

07/19/2023 - Coastal World: The 3D Experience That’s Changing Digital Banking

07/18/2023 - What Small Businesses Really Want from Their Banks

07/17/2023 - Leapfrogging Across the Land with Cross-Country Branches

07/13/2023 - ADA-Compliant Self-Service Options Boost Customer Satisfaction

07/12/2023 - The Regulatory Scrutiny of Banking as a Service

07/11/2023 - How To Win the Battle for Small Business Customers

07/10/2023 - FedNow Instant Payments Are Almost Here

07/06/2023 - Should You Buy a Fintech?

07/05/2023 - What’s Driving the Rise of Digital-Only Spinoffs?

07/03/2023 - Buy Now, Pay Later Model for Charitable Donations

June 2023

06/29/2023 - The LIBOR-to-SOFR Transition: What You Need To Know

06/28/2023 - Middleware Can Bridge the Gap between Old and New Technology

06/27/2023 - What’s Driving the Latest Wave of Money Mules?

06/26/2023 - Payment Data Can Lead to Personalization

06/22/2023 - The State of Central Bank Digital Currencies

06/21/2023 - The Changing Nature of Risk-Based Pricing

06/20/2023 - Help Customers Lock In Exchange Rates with FX Forwards

06/15/2023 - Get A Leg Up on Direct Banks With Better Customer Experience

06/14/2023 - Why You Shouldn’t Ignore the Internet of Things

06/13/2023 - Updated Beneficial Ownership Rule: What You Need to Know

06/12/2023 - The Threat of Voice Cloning

06/08/2023 - Best Practices for Segregation of Duties

06/07/2023 - Pay by Bank Set To Compete With Credit Cards

06/06/2023 - How To Increase Deposit Stickiness Amid Rate Competition

06/05/2023 - Foster More Debit Card Loyalty Via Fractional Stocks

06/01/2023 - Four Strategies To Reassure Your Customers Right Now

May 2023

05/31/2023 - We Asked ChatGPT To Write About Its Use in Banking

05/30/2023 - Climate Risk Pt. 2 — Climate Change Impacts on Your Risk Profile

05/25/2023 - Climate Risk Pt. 1 — A Global View

05/24/2023 - Did a Person Write This BID?

05/23/2023 - Tech Woes Can Provide Your Gain

05/22/2023 - What’s the Impact of Russian Sanctions on Your Organization?

05/18/2023 - Highlights from the Bank Director’s 2023 Risk Survey

05/17/2023 - The Case for Focusing on Socioeconomic Status in Your Workforce

05/16/2023 - CFIs Scramble To Keep Profits Up

05/15/2023 - It’s a Good Time To Have Lots of Goodwill

05/11/2023 - Manage Your Social Media Risk

05/10/2023 - Banks Are Way Behind in the Digital Race and Execs Know It

05/09/2023 - Check Fraud a Growing Problem

05/08/2023 - Creating an Effective Remote Training Program

05/04/2023 - How to Make Life Miserable for Ransomware Attackers

05/03/2023 - Getting a Head in the Cloud Game

05/02/2023 - Is It Time To Hedge Interest Rate Risk With a Forward Rate Lock?

05/01/2023 - Assembling a Successful Post-Merger Board

April 2023

04/28/2023 - Banking on the Warehouse Boom

04/27/2023 - Localized Branch Designs Strengthen Community Ties

04/26/2023 - When You’re Republic Bank — But Not That Republic Bank

04/25/2023 - Celebrating Community Bank Outreach #4 — Financial Education

04/24/2023 - What Does Big Banks’ Foray into Digital Wallets Hold?

04/21/2023 - Fresh Schemes to Perpetuate Synthetic Identity Fraud

04/20/2023 - Where the Banking Industry Is Putting Tech Dollars to Work

04/19/2023 - Are Rising LDRs a Sign of Liquidity Problems?

04/18/2023 - Celebrating Community Bank Outreach #3 — Helping Children

04/17/2023 - Should You Already Be Targeting Generation Alpha?

04/14/2023 - Opportunities in CRE Lending as Big Banks Retreat

04/13/2023 - What You Can Learn From Digital-Only Competitors

04/12/2023 - Embracing Challenges and Opportunities in the Current Market

04/11/2023 - Celebrating Community Bank Outreach #2 — Feeding Local Families

04/10/2023 - How To Persuade Businesses To Pay for Financial Services

04/07/2023 - Protect Your Bottom Line During Economic Uncertainty

04/06/2023 - Drilling for Business in the Energy Sector

04/05/2023 - Impending Regulatory Changes for Cybersecurity

04/04/2023 - Celebrating Community Bank Outreach #1 — Supporting Local Causes

04/03/2023 - The Case for Stress Testing More Frequently

March 2023

03/31/2023 - The Appeal of Phased Retirement Programs

03/30/2023 - Strategies to Stay Strong Amid Industry Closures

03/29/2023 - Contemplating M&A in 2023? Here’s What — and What Not — To Do

03/28/2023 - Eight Quirky Indicators of a Recession

03/27/2023 - How Hiring Hackers Can Make Your Institution Safer

03/24/2023 - Help Small-Business Customers Access a Little-Known Tax Credit

03/23/2023 - Helping Small Businesses Go International

03/22/2023 - The Growing Role of Biometrics in Cybersecurity

03/21/2023 - Independent Contractors Are Part of a Balanced Hiring Strategy

03/20/2023 - Navigating Zelle’s New Refund Policy

03/17/2023 - Using TikTok to Grow Your Brand with Gen Z

03/16/2023 - Innovative Strategies to Help Your Organization Stand Out

03/15/2023 - How to Stop Losing Your SMB Customers to Neobank Lenders

03/14/2023 - Trends to be Aware of in Cyber Fraud

03/13/2023 - Changing Consumer Spending Shows Cracks in Economy

03/10/2023 - Out with the Old, In with the New: Realigning Incentives

03/09/2023 - Acing Regulatory Exams Requires Knowing What Regulators Want

03/08/2023 - Could Branches-on-Wheels Help You Gain Customers?

03/07/2023 - Rethinking SMB Lending

03/06/2023 - Industry Adoption of SOFR Slower Than Expected

03/03/2023 - Adopt a Shared-Service Mindset for Data Storage

03/02/2023 - The CRA’s Impact on Successful Community Development

03/01/2023 - Liquidity Constraints Necessitate New Strategies

February 2023

02/28/2023 - The Importance of Managing Your AI Risks

02/27/2023 - Wealth Management: In-House or Third Party?

02/24/2023 - Should You Pursue Brokered Deposits?

02/23/2023 - Land Prices Pinch Pipeline of New Farmers

02/22/2023 - Will Retaining Top Talent This Year Cost You?

02/21/2023 - Preventing Wire Fraud Through Verification

02/17/2023 - RegTech Can Make Compliance Easier, Faster, and Cheaper

02/16/2023 - Telling Your ESG Story (Without Greenwashing)

02/15/2023 - Is the US Moving Toward a Cashless Society?

02/14/2023 - Why Truly Understanding Generation Z Is Key

02/13/2023 - Getting the Most from Cyber Insurance

02/10/2023 - How Customer Security Fears Impact Use of Mobile Banking

02/09/2023 - Algorithms: Loan Approval Efficiency Vs. Customer Sentiment

02/08/2023 - Start Preparing for the FedNow Service

02/07/2023 - Ways to Convert Loyalty Programs to Customer Loyalty

02/06/2023 - Earned Wage Access Can Benefit Both You and Your Customers

02/03/2023 - Support the Charities That Are Right for Your CFI

02/02/2023 - Customers Want More Personalization: How CFIs Can Deliver

02/01/2023 - Help Protect Your Customers Against Generational Fraud

January 2023

01/31/2023 - What Makes a Bank One of the “Best Banks to Work For”?

01/30/2023 - Preparing for an Economic Downturn

01/27/2023 - Guidelines for M&A Are Evolving

01/26/2023 - Increasing Employee Engagement with a People-First Culture

01/25/2023 - Greater Income and Control with Credit Cards as a Service

01/24/2023 - The Value of Mining Proprietary Data

01/23/2023 - Rising Interest Rates May Shut Some CFIs out of FHLB Funding

01/20/2023 - Catching the Last Wave of the ECIP Plan

01/19/2023 - Adding Supply Chain Financing to Your Offerings

01/18/2023 - The Rise of Contactless Payments

01/17/2023 - Three Major Trends in IT Spending

01/13/2023 - Combatting Impostor Syndrome

01/12/2023 - What Does the Future Hold for Payments?

01/11/2023 - Now Is the Time to Consider BaaS

01/10/2023 - How CFIs Can Effectively Compete Against Neobanks

01/09/2023 - As CD Rates Rise, Pressure Mounts on Banks to Keep Up

01/06/2023 - Social Payments Have Moved from a Luxury to a Necessity

01/05/2023 - What CFIs Should Know About the OCC's New Strategic Plan

01/04/2023 - Why Open Banking Is Growing Globally

01/03/2023 - Externships Provide a Way to Plug IT Skill Shortages Remotely

December 2022

12/30/2022 - Top BID Articles of 2022 (5 of 5)

12/29/2022 - Top BID Articles of 2022 (4 of 5)

12/28/2022 - Top BID Articles of 2022 (3 of 5)

12/27/2022 - Top BID Articles of 2022 (2 of 5)

12/23/2022 - Top BID Articles of 2022 (1 of 5)

12/22/2022 - Marketing Trends in the Year Ahead

12/21/2022 - OCC Operating Plan Is a “Cheat Sheet” for CFIs

12/20/2022 - A Numerical Anadrome for the Current Market

12/19/2022 - How to Prevent Defaulting Loans Despite a Potential Recession

12/16/2022 - Real-Time Payments Can Help Soothe Supply Chain Issues

12/15/2022 - Top Five Predictions for CFI Trends in 2023

12/14/2022 - 2022 Review, Pt. 3 of 3: The Ever-Evolving Cybersecurity Space

12/13/2022 - Supporting Customers Through the Cost-of-Living Crisis

12/12/2022 - How to Better Serve Customers with Disabilities

12/09/2022 - Is Burnout Causing Turnover in Your Audit Team?

12/08/2022 - How Baby Boomers Will Change the Small Business Landscape

12/07/2022 - 2022 Review, Pt. 2 of 3: Finding Talent in a Tight Labor Market

12/06/2022 - 2022 Review, Pt. 1 of 3: An Unstable Market’s Impact on Lending

12/05/2022 - How CFIs Can Survive Bank Attrition

12/02/2022 - Warming Up Your Sales Call Strategy

12/01/2022 - Patrolling the Digital Space Outside the Security Wall

November 2022

11/30/2022 - Where to Find Your First Embedded Banking Partner (Part 2 of 2)

11/29/2022 - Embedded Banking: A Potential Growth Avenue (Part 1 of 2)

11/28/2022 - Partnerships May Be Key to Affordable 401(k) Offerings for SMEs

11/25/2022 - Six Ways to Make Month-End Close More Efficient

11/23/2022 - Small Business Digitization Leads to International Payment Needs

11/22/2022 - Pros and Cons of Basing Early-Stage SBA Loans on Gross Income

11/21/2022 - The Cybersecurity Risks of Remote Work

11/18/2022 - The Importance of Fairness Testing on Artificial Intelligence

11/17/2022 - Unique Benefits to Enhance Recruiting and Retention

11/16/2022 - How the Housing Market Slowdown Could Impact CFIs

11/15/2022 - Choosing the Right Electronic Bill Payment Platform

11/14/2022 - Why Branding and Marketing Should Be Approached Differently

11/10/2022 - Password-Less Authentication Offers Safety and Convenience

11/09/2022 - CFI Priorities: Growing Loans and Increasing Tech Spending

11/08/2022 - Why Businesses Still Use Paper Checks

11/07/2022 - Is It Time to Join the BNPL Bandwagon?

11/04/2022 - Is a Hard-to-Navigate Website Costing You Opportunities?

11/03/2022 - Skills-Based Hiring Can Improve Diversity and Performance

11/02/2022 - Money Management Tips for Small Business Customers

11/01/2022 - A Handy Guide to Dealing with CFIs’ Top Risks

October 2022

10/31/2022 - The Newest Ford Model: A State Chartered Bank

10/28/2022 - State of the European Payment Initiative

10/27/2022 - Keeping Up with the Mobile Banking Crowd

10/26/2022 - Guidance for Engaging in a Responsible Fintech Partnership

10/25/2022 - Starting an Effective Referral Program for Your CFI

10/24/2022 - Is Voice Banking the Next Must-Have for CFIs?

10/21/2022 - Helping Small Businesses Detect and Prevent Fraud

10/20/2022 - Six Strategies to Navigate Credit Stress

10/19/2022 - The Tech Giant That Wants to Launch a Bank

10/18/2022 - A Strong Dollar Hurts US Companies’ Overseas Business

10/17/2022 - Untapped Markets Right in Your Backyard

10/14/2022 - How to Get Your Website to Boost Your Sales Leads

10/13/2022 - Risk Management for Swaps & Derivatives

10/12/2022 - Unique Strategies to Overcome Cybersecurity Talent Shortages

10/11/2022 - Make Your Mobile Banking App Into a Swiss Army Knife

10/07/2022 - Employee Financial Wellness Affects Your Bottom Line

10/06/2022 - Carbon Calculators: Good for Customers and the Planet

10/05/2022 - Harnessing the Power of Your Data Through Analytics

10/04/2022 - Today’s Unpredictable Economy Creates a Teachable Moment

10/03/2022 - Information-Sharing Networks Identify Financial Crimes Faster

September 2022

09/30/2022 - Keep Your Eye on AI in Your Hiring Process

09/29/2022 - The Gap Between Tech Enthusiasm and Actual Customer Use

09/28/2022 - Planning an Effective Executive Retreat

09/27/2022 - Leveraging Customer Data to Increase Profitability

09/26/2022 - Using CTV Advertising to Micro-Target Consumers

09/23/2022 - Gen Z’s Thirst for Financial Education

09/22/2022 - Keeping the “Community” in Banking During Digitization

09/21/2022 - Preparing Small Businesses for Universal Retirement

09/20/2022 - Managing CRE Exposure in an Uncertain Market

09/19/2022 - CFIs are Taking a Bite Out of Apple Pay’s Dominance

09/16/2022 - Risk-Based Pricing Can Boost Profitability

09/15/2022 - Making More by Spending More

09/14/2022 - Ways to Respond to Rising Interest Rates

09/13/2022 - Marketing Isn’t “One Size Fits All”

09/12/2022 - Educating Customers on the Risks of Gaming Platforms

09/09/2022 - Self-Service Banking Is Here to Stay

09/08/2022 - Spoofers Target CFI Customers

09/07/2022 - Can an M&A Deal Help You Compete with Big Banks? (Part 2 of 2)

09/06/2022 - Taking Online Chat for Customer Service to the Next Level

09/02/2022 - How to Future-Proof Your Employees with Reskilling

09/01/2022 - Is a Subscription Model Right for Your CFI?

August 2022

08/31/2022 - Trends Driving M&A Activity (Part 1 of 2)

08/30/2022 - Preparing for the Possibility of Stagflation

08/29/2022 - Thanks to Investors, the Mortgage Business Is Shrinking

08/26/2022 - To Retain New Hires, Focus on an Employee’s First 90 Days

08/25/2022 - The Risks of Monitoring Employees & How to Do It Right

08/24/2022 - Can a Back-to-Basics Sales Approach Help You Gain SME Loans?

08/23/2022 - How to Empower Women to Start Investing

08/22/2022 - Driving Value Through Internet of Things Technology

08/19/2022 - Loans as an Employee Benefit Boost DEI Recruiting Efforts

08/18/2022 - Retaining Customers as Rates Move Higher

08/17/2022 - How CFIs Can Maintain Adequate Capital in a Downturn

08/16/2022 - Small & Mighty — the Value of Microcasts

08/15/2022 - Digital Transformation Lessons from Early Adopters

08/12/2022 - Can Playing Games at Work Make You More Engaged?

08/11/2022 - Attracting Women Back to the Work World (Part 2 of 2)

08/10/2022 - Fed ISO 20022: Key Deadlines for 2022 & Beyond

08/09/2022 - Small Business Sentiment on Borrowing

08/08/2022 - Career Relaunch Programs Can Be Beneficial (Part 1 of 2)

08/05/2022 - Hobbyists Are Pricing Out Some Farmers and Ranchers

08/04/2022 - Designing Branches in the Post-Pandemic Era

08/03/2022 - Local School Partnerships Can Mean Future Customers & Employees

08/02/2022 - Increasing Shareholder Value in Today’s Economic Environment

08/01/2022 - Successfully Expanding PPP Relationships

July 2022

07/29/2022 - Predictive Analytics Help Personalize Customer Relationships

07/28/2022 - Inverted Yield Curve May Bring Hedging Opportunity

07/27/2022 - Automating the Back Office is Critical, Too

07/26/2022 - Why Cloud Computing Adoption is Sky High

07/25/2022 - Should Your Institution be Prepared for Foreclosure Déjà vu?

07/22/2022 - Lower-Pain Core Conversions

07/21/2022 - Build an Effective Board by Following Best Practices

07/20/2022 - Key Credit Risk Challenges for the Year Ahead (Part 2 of 2)

07/19/2022 - What the Lingering Chip Shortage Means for CFIs

07/18/2022 - Identifying Customer Attrition

07/15/2022 - Combatting Burnout Among Female Employees

07/14/2022 - Partnering with Neobanks — Yes or No?

07/13/2022 - Emerging Risks for the Banking Industry (Part 1 of 2)

07/12/2022 - Serious Hack-Attack-You Have 36 Hours to Report It

07/11/2022 - Capturing Client Attention in the Blink of an Eye

07/08/2022 - Focus on the All-Important “Why” in Staff Training

07/07/2022 - The Big Picture on Synthetic Image Fraud

07/06/2022 - Is CHUCK the P2P Answer for Community Financial Institutions?

07/05/2022 - Talking Your Way to Profits

07/01/2022 - Boost Earnings with New Lines of Business

June 2022

06/30/2022 - Commercial Loan Demand Picking Up Steam

06/29/2022 - How Paid Social Media Can Pay Off

06/28/2022 - Should Your Bank Invest in Fintech-focused Private Equity?

06/27/2022 - Adapting Loyalty Programs in a Shifting Customer Landscape

06/24/2022 - How to Manage Understaffed Teams Effectively

06/23/2022 - Four Strategies to Attract Small Business Customers

06/22/2022 - Frictionless Authentication is the Key to Personalization

06/21/2022 - Potential Clouds on the Horizon for Office Loans

06/17/2022 - What It Takes to Be a Top-Performing CFI

06/16/2022 - Looking to the Past for Lessons on Weathering a Recession

06/15/2022 - Documenting Conversations Over Multiple Communication Platforms

06/14/2022 - Outsourcing Talent in an Instacart World

06/13/2022 - Strengthening Small Business Customer Relationships

06/10/2022 - Accident Ahead – Insufficient Security Leads to IVR Fraud

06/09/2022 - The Emerging Crypto Lending Landscape

06/08/2022 - Creating a Green Niche to Bank On

06/07/2022 - Grow Your Customer Base Through Community-Focused Initiatives

06/06/2022 - Six Strategies to Bolster Your Cybersecurity

06/03/2022 - Digital Dead Ends Highlight the Importance of Live Agents

06/02/2022 - Can Rural Banking Deserts Become Banking Opportunities For CFIs?

06/01/2022 - Seven Steps To Combat Meeting Fatigue

May 2022

05/31/2022 - Interest Rate Swaps Help Retain Customers

05/27/2022 - How Can Virtual Mentorships Help Retain Employees?

05/26/2022 - Five Strategies To Engage the Unbanked & Underbanked

05/25/2022 - Risk Mitigation Reminders for Construction Loans

05/24/2022 - Four Ways To Evolve Your Branch

05/23/2022 - How Will Continuing Geopolitical Events Affect Ag Customers?

05/20/2022 - Three Ways To Generate Income

05/19/2022 - Reminders to Strengthen AML and OFAC Practices

05/18/2022 - The Future Power of Blockchain

05/17/2022 - Cybersecurity is High – How to Keep Fighting

05/16/2022 - How to Please Dissatisfied Zillennial Employees

05/13/2022 - Will Changing M&A Regulations Affect Your Strategy?

05/12/2022 - Attracting New Customers With ESG

05/11/2022 - Be Prepared for Rising Rates

05/10/2022 - How Can Mobile Ads Help You Find New Customers?

05/09/2022 - Virtual Payment Cards Are Picking Up Steam

05/06/2022 - How To Enter The Hot Mobile Home Lending Sector

05/05/2022 - How To Instill The “I” In DEI In Your Institution

05/04/2022 - What Does The Metaverse Mean For CFIs?

05/03/2022 - Hotels Are On The Upswing – But For How Long?

05/02/2022 - Managing Online Reviews Can Strengthen Customer Relationships

April 2022

04/29/2022 - Need Fee Income? Try Hedging

04/28/2022 - Playing An Important Role In Spreading Financial Literacy

04/27/2022 - Return On Experience Metric Drives Financial Institution Growth

04/26/2022 - CRE’s Industrial Sector – Will It Stay Solid In 2022?

04/25/2022 - Special Issue 4 – Community Bankers Always Make A Big Impact

04/22/2022 - Tap Into The Benefits Of Hedging During A Flat Yield Curve

04/21/2022 - Integrating Hybrid Work With Strong Company Culture

04/20/2022 - Are Checking Accounts Going To Be Extinct?

04/19/2022 - BIN ISO Rules Are Changing For Payment Cards – How To Prepare

04/18/2022 - Special Issue 3 - Community Bankers Continue Making A Big Impact

04/15/2022 - Embedded Compliance Controls – Should You Consider Them?

04/14/2022 - How To Keep Championing Minority-Owned Businesses

04/13/2022 - Top Five Technologies To Leverage And Stay Competitive

04/12/2022 - How To Stem Dissatisfaction When Employees Leave

04/11/2022 - Special Issue 2 - Community Bankers Keep Making A Big Impact

04/08/2022 - Independent ATMs – Do They Provide An Opportunity?

04/07/2022 - Microlending – Is It Worthwhile?

04/06/2022 - Benefits Of Rehiring Boomerang Employees

04/05/2022 - Educating SMBs About Increased Cyber Risks

04/04/2022 - Special Issue 1 - Community Bankers Making A Big Impact

04/01/2022 - Should Surging Fertilizer Costs Worry CFIs?

March 2022

03/31/2022 - Essential Leadership Traits In The New Hybrid World

03/30/2022 - Mitigating Employee Stress For Higher Productivity

03/29/2022 - Best Practices To Apply Q Factors For CECL

03/28/2022 - Lending Opportunities Rise In 2022

03/25/2022 - Is Selfie ID Verification Here To Stay?

03/24/2022 - AI To The Rescue: Solving Customer Service Staff Shortages

03/23/2022 - How Your Institution Can Hedge Without SOFR

03/22/2022 - Evaluating Your Board’s Effectiveness For Continued Success

03/21/2022 - What Does America’s Shrinking Branch Network Mean For CFIs?

03/18/2022 - Meeting The Cybersecurity Challenge With NIST’s Tool

03/17/2022 - Four Precautions On QR Code Fraud

03/16/2022 - Payment Cards With Vertical Designs Help A Variety Of Customers

03/15/2022 - The Appeal Of Text-To-Pay For Small Businesses

03/14/2022 - Lessons Learned From Your Peers On Customer Profitability

03/11/2022 - RFID Increases Operational Efficiencies & Customer Service

03/10/2022 - Three Steps To Get Ready For Faster Payments

03/09/2022 - Cryptomania Is Here – Should CFIs Respond?

03/08/2022 - Remittances Are Rising – Is It Time To Jump Onboard?

03/07/2022 - How To Mitigate Rising Mobile Fraud

03/04/2022 - Minimizing Customer Effort Leads To Customer Retention

03/03/2022 - Are Overdraft Charges A Thing Of The Past?

03/02/2022 - Should CFIs Use TikTok For Marketing?

03/01/2022 - Finding New International Business Customers In Your Midst

February 2022

02/28/2022 - Deepfakes Are Increasing – Top Three Scams To Watch

02/25/2022 - Reaping The Rewards Of SMB Optimism

02/24/2022 - Key Takeaways From Former FDIC Chair McWilliams

02/23/2022 - Where Are CRE Investors Investing?

02/22/2022 - GAO Guidance On High-Risk-Transfers For Humanitarian Funding

02/18/2022 - Volunteer Data Can Help Nonprofits In Your Community

02/17/2022 - Three Steps To Prepare For A US Digital Dollar

02/16/2022 - More Ways To Connect With Gen Z As Future Customers

02/15/2022 - Defend Your Stored Data Against Cybercriminal Attacks

02/14/2022 - Protecting An Aging Population From Elder Financial Abuse

02/11/2022 - Planning For Succession Success

02/10/2022 - Four Strategies To Boost Board Diversity

02/09/2022 - Enticing Younger Customers With Wealth Management

02/08/2022 - Key Reminders To Protect Your Institution From Money Mules

02/07/2022 - Running CECL In Parallel – What You Should Know

02/04/2022 - Three Strategies To Ensure Your Website Is ADA Compliant

02/03/2022 - How To Use AI Effectively And Mitigate Bias

02/02/2022 - Risks Capturing Regulatory Attention & Potential Mitigations

02/01/2022 - Appealing To 60MM Self-Employed Businesses

January 2022

01/31/2022 - USPS Banking Services Have Resurfaced

01/28/2022 - Five Steps For A Successful Universal Banker Model

01/27/2022 - Metaverse Marketing – A New Way To Reach Customers

01/26/2022 - An Update On Cloud Services For CFIs

01/25/2022 - Three Strategies To Prepare CFIs For Rate Increases

01/24/2022 - Drive-By Skimming & Supply Chain Attacks Can Affect Your Website

01/21/2022 - Will CFIs Have Enough Reserves For CECL?

01/20/2022 - Four Ways To Prepare For Faster Payments

01/19/2022 - Mitigating Stress Levels For Compliance Employees

01/18/2022 - Using Technology To Better Respond To Your Customer Needs

01/14/2022 - Is Augmented Reality Now A Necessity For Financial Institutions?

01/13/2022 - Mobile Messaging – A Key Banking Communication Tool

01/12/2022 - Three Strategies To Harness Career-Changers

01/11/2022 - Lessons Learned From The Exodus Of Challenger Banks

01/10/2022 - Could Charitable Foundations Provide A Lasting Community Impact?

01/07/2022 - How CFIs Are Managing Remote Work

01/06/2022 - Will The Agricultural Recovery Last?

01/05/2022 - How CFIs Can Maintain Customer Stickiness

01/04/2022 - Contactless Commerce Technologies Could Help SMBs

01/03/2022 - Top Five Trends For 2022

December 2021

12/31/2021 - Top 2021 BID Articles (5 of 5)

12/30/2021 - Top 2021 BID Articles (4 of 5)

12/29/2021 - Top 2021 BID Articles (3 of 5)

12/28/2021 - Top 2021 BID Articles (2 of 5)

12/27/2021 - Top 2021 BID Articles (1 of 5)

12/24/2021 - De Novos Are On The Rise – Trend Or Blip?

12/23/2021 - New Cyber Risk Reporting Rule

12/22/2021 - An Update On Cryptocurrency

12/21/2021 - CFIs Combat Employee Turnover

12/20/2021 - Getting Maximum Value From Your Core Provider

12/17/2021 - Uncovering Opportunities In Treasury Management Services

12/16/2021 - Three Reasons You Should Entice Middle Market Businesses

12/15/2021 - Is Your Institution Ready To Transition From LIBOR?

12/14/2021 - How To Balance Digital Innovations With Daily Tasks

12/13/2021 - CNP Is Responsible For 80% Of US Fraud

12/10/2021 - Time Wasters – How To Minimize Them In Your Institution

12/09/2021 - FSOC Highlights Climate-Related Risks

12/08/2021 - What Does The Shift In Consumer Spending Mean For CFIs?

12/07/2021 - Have You Considered These Cyber Risks With Your M&A?

12/06/2021 - Five Lending Tips To Stay Competitive

12/03/2021 - Have You Reviewed Your Institution’s Cash Strategy Lately?

12/02/2021 - Supply Chain Woes Continue For SMBs – CFIs Can Help

12/01/2021 - Bank Merger Deals Hit $52B – How Will Community Banks Fare?

November 2021

11/30/2021 - Housing Rental Market Is Red Hot – But For How Long?

11/29/2021 - OTP Fraud – What Is It & How Can You Prevent It?

11/26/2021 - Is Your Institution Keeping Up With Customer Data Privacy Rules?

11/24/2021 - A Look Back In 2021 - Lending & CRE (Part 2)

11/23/2021 - A Look Back In 2021 - Regulations & Cyber Risk (Part 1)

11/22/2021 - Three Ways To Help Businesses With Global Payments

11/19/2021 - Cryptocurrency Exchange Machines & Crypto Banking

11/18/2021 - Proptech – Landlords Gain Efficiencies

11/17/2021 - How Should CFIs Approach Buy Now, Pay Later?

11/16/2021 - Three Areas To Use Customer Research To Strengthen Your CFI

11/15/2021 - Decentralized Finance Is Coming

11/12/2021 - The Benefits Of Virtual Conferences And Business Metaverses

11/10/2021 - Six Steps To Becoming A Successful Blogger

11/09/2021 - Using AI For Risk Management And Efficiency Gains

11/08/2021 - Managing The Effects of Revenue Recession

11/05/2021 - Is Your Content Generating New Business?

11/04/2021 - Stemming The Rise Of Elder Financial Fraud

11/03/2021 - Three Approaches To Attract Younger Customers

11/02/2021 - How Can CFIs Navigate Continuing Bank Card Chip Woes?

11/01/2021 - The End Of Google Plex Yet Embedded Banking Continues

October 2021

10/29/2021 - Three Payment Strategies To Support SMBs

10/28/2021 - FIs Share Data To Strengthen Cybersecurity

10/27/2021 - CFOs Face Today’s Challenges Head-On

10/26/2021 - Can You Detect A Profitable Startup?

10/25/2021 - Three Ways To Become A Better Manager And Retain Employees

10/22/2021 - Harnessing Digital For Hyper-Personalized Service

10/21/2021 - Do You Have Secure Endpoint Security?

10/20/2021 - Can CECL Make Your Institution More Efficient?

10/19/2021 - Facebook’s Cryptocurrency Emerges Again - Threat Or Opportunity?

10/18/2021 - Small Businesses Need CFIs For International Payments

10/15/2021 - Can Your Institution Compete Effectively For Talent?

10/14/2021 - Five Ways To Prevent Employee Burnout

10/13/2021 - How Are CFIs Doing With The LIBOR Transition?

10/12/2021 - Are Shared Branches Possible?

10/08/2021 - Storytelling 101 For Bankers

10/07/2021 - Credit Union-Community Bank Mergers Continue

10/06/2021 - Three Strategies For Landlords After The Moratorium Expires

10/05/2021 - Are You On Top Of Your Patch Management?

10/04/2021 - Inflation Is Up – Now Is The Time For Stress Testing

10/01/2021 - Preparing For Retirement Of Boomer Business Owners

September 2021

09/30/2021 - Regulatory Update & Focus For Your Next Exam

09/29/2021 - Opportunities With Nonemployer Firms Abound

09/28/2021 - Is Low-Code Or No-Code Worthwhile To Stay Digitally Competitive?

09/27/2021 - Top Five Places Where CECL Calculations Can Go Wrong

09/24/2021 - Strategic Planning For 2022 Requires Proactive Leadership

09/23/2021 - Syndicated Loan Market Offers Lending Possibilities For CFIs

09/22/2021 - PPP Forgiveness Audits – What Should You Know?

09/21/2021 - Five Steps To Bring Back Internship Programs

09/20/2021 - Digital-Only Spin-Offs For CFIs?

09/17/2021 - Hybrid Branches – The Best Of Both Worlds?

09/16/2021 - Overall Lending Market Signs

09/15/2021 - Balancing Fintech Partnerships & Regulatory Compliance

09/14/2021 - How To Choose The Right CECL Vendor

09/13/2021 - How To Balance Customer Profitability& PPP Forgiveness

09/10/2021 - Seven Strategies To Gain & Retain Diverse Employees

09/09/2021 - FIs Reveal Their IT Spending Priorities

09/08/2021 - Natural Disasters Keep Coming – Preparing With Fresh Eyes

09/07/2021 - Three Steps To Optimal Digital Onboarding

09/03/2021 - Staying Vigilant With MFA

09/02/2021 - Is Wealth Management The Key For Your Institution?

09/01/2021 - BaaS Transactions Hit $22.5B & Continue To Grow

August 2021

08/31/2021 - Are CRE Lending Prospects On The Upswing?

08/30/2021 - Retaining Talent As Workers Rethink Career Goals

08/27/2021 - How To Reduce “The Uncertainty Zone” Of Fraud

08/26/2021 - The Challenges Of Pandemic Protocols & Branch Security

08/25/2021 - Barclays & Mastercard – Latest RTP Developments

08/24/2021 - Minority-Owned Businesses Get Support From FIs

08/23/2021 - Hospitality Industry – Is It Out Of Intensive Care Yet?

08/20/2021 - Key Areas Of Anticipated Regulatory Scrutiny

08/19/2021 - Is It Time To Review Your Branch Strategy?

08/18/2021 - Bringing Your A-Game To Communications

08/17/2021 - Four Reasons CFIs Are Acquiring Nonbanks

08/16/2021 - Three Ways To Help Your SMBs Automate Their AP Processes

08/13/2021 - Gen Z Employees Need Three Things To Stay Happy

08/12/2021 - Appealing To Gen Z – A Competitive Advantage

08/11/2021 - How CFIs Can Prepare For Rising Rates

08/10/2021 - How Can You Keep New Customers From Switching?

08/09/2021 - Supporting Single Parent Employees For A Win-Win

08/06/2021 - Five Ways To Support Artists And Generate Business

08/05/2021 - What Is Keeping Risk Managers Busier Than Ever?

08/04/2021 - Financial Institutions Of All Sizes Increase DEI Efforts

08/03/2021 - Is It Time To Defer Compensation?

08/02/2021 - Key Strategies To Promote Digital Engagement

July 2021

07/30/2021 - Big Tech Approaches To Streamline & Secure Passwords

07/29/2021 - The Fed’s New CECL Tool

07/28/2021 - Ag Lenders Show Resilience And Promise Ahead

07/27/2021 - Update: The Overdraft Challenge

07/26/2021 - Chip Shortage Affects Bank Card Availability

07/23/2021 - The Rising Financial Clout Of Millennials

07/22/2021 - FFIEC Update Provides More Clarity On Exams

07/21/2021 - Managing The Rush From Staycation To Vacation

07/20/2021 - FDIC Announces Tech Sprint To Help Unbanked

07/19/2021 - “Insuring” Cyber Success For SMBs

07/16/2021 - Digital Account Opening – Is It Table Stakes?

07/15/2021 - Five Indicators That Your Brand Needs A Makeover

07/14/2021 - Can Profitability Increase In A Low NIM Environment?

07/13/2021 - Five Steps To Plan For Digital Currencies

07/12/2021 - Using Data To Expand Your Institution’s SBA Lending

07/09/2021 - Update - SEC’s Climate Change Regulations

07/08/2021 - Real-Time Payments - Myths & Facts

07/07/2021 - PPP Insider Loans Extended – Pros, Cons & Pitfalls

07/06/2021 - Time To Review Your Coaching & Disciplinary Process?

07/02/2021 - How To Minimize Current Balance Sheet Disparity

07/01/2021 - Approaches To Stay Connected With Small Businesses

June 2021

06/30/2021 - C-PACE Is Growing – What Should You Know?

06/29/2021 - Four Strategies To Fight IVR Fraud

06/28/2021 - Considerations For A Successful Workplace Transition

06/25/2021 - A Fresh Approach To Modern ATMs

06/24/2021 - Increasing Finance App Usage - How to Respond

06/23/2021 - Three Effective Succession Planning Strategies

06/22/2021 - How To Square Up The Latest Competition

06/21/2021 - Three Eco-Friendly Payment Card Strategies

06/18/2021 - Business Email Fraud Is Growing

06/17/2021 - Ransomware Attacks On Community Banks

06/16/2021 - Top Takeaways For FSA Loan Forgiveness

06/15/2021 - Neobanks Are Growing – Are They A Threat?

06/14/2021 - Virtual Cards Are Here – What Should You Know?

06/11/2021 - How To Compete With Marketplace Lenders

06/10/2021 - Private Social Networks Engage Customers

06/09/2021 - Four Best Practices For Changing Culture To Stay Competitive

06/08/2021 - Helping Small Businesses With Supply Chain Disruptions

06/07/2021 - Remote Core Conversion Benefits May Outweigh Downsides

06/04/2021 - Banking M&A Rebounding To Near Pre-Pandemic Levels

06/03/2021 - Strategic Planning – Has It Changed Since The Pandemic?

06/02/2021 - Coin Shortage Meets A Cashless Economy

06/01/2021 - Teaching International Business Customers The Value Of Hedging

May 2021

05/28/2021 - Social Media Complaints – What You Should Do

05/27/2021 - Why The Gig Worker Should Get Your Attention

05/26/2021 - What To Consider For Digital Inclusivity

05/25/2021 - Four Ways To Successfully Ramp Up SMB Lending

05/24/2021 - How The Pandemic Has Shaped Fintech-CFI Partnerships

05/21/2021 - Big Banks Return To The Office Post-Pandemic

05/20/2021 - Cryptocurrencies Are Growing – Is It Worth Jumping In?

05/19/2021 - Keeping Family-Owned Banks In The Family

05/18/2021 - Options For Legal Support In Today’s Market

05/17/2021 - Podcasting is Smart Marketing for CFIs

05/14/2021 - CRE Outlook is Positive As Economy Ramps Up

05/13/2021 - Facial Biometrics Help FIs Fight Onboarding & KYC Fraud

05/12/2021 - Resuming CECL Compliance Planning

05/11/2021 - Educate Your Board On Post-Pandemic Strategies

05/10/2021 - Cybercrime & The Dark Web: 3 Steps to Stay Vigilant

05/07/2021 - An AI Primer For Increasing Efficiency

05/06/2021 - 4 Ways Digital Marketing Transitions You To The “New Normal”

05/05/2021 - FIs Will Spend $130B on RegTech By 2025

05/04/2021 - Encouraging Small Talk Within Your Institution

05/03/2021 - Officer Incentive Plans & Profitability

April 2021

04/30/2021 - Subscription Banking – Is It Time For Your Institution?

04/29/2021 - Helping Your Customers Combat Online Crime

04/28/2021 - Residual CRE Impact From The Pandemic

04/27/2021 - Inflation & Interest Rates – Where Are They Going?

04/26/2021 - Community Bankers Will Continue Saving The Day

04/23/2021 - Should Your Institution Consider Creating A CDO Position?

04/22/2021 - Four Critical Reminders To Transition From LIBOR To SOFR

04/21/2021 - Stay On Top Of PPP Changes For Your Customers

04/20/2021 - Five Strategies Toward Effective Vendor Management

04/19/2021 - Community Bankers Keep Saving The Day

04/16/2021 - $21 Trillion Opportunity In Cross-Border Payments

04/15/2021 - Core Deposit Growth Sets Your Institution Up For The Future

04/14/2021 - Update: State Online Data Privacy Laws

04/13/2021 - Four Ways To Keep Your Landlord Clients Afloat

04/12/2021 - Community Bankers Save The Day Again

04/09/2021 - Physically Fit Bank Customers Are Fiscally Fit Too

04/08/2021 - Appealing To The $143B Spending Power Generation

04/07/2021 - ACH Disruptions Remind Bankers of BCP Importance

04/06/2021 - 3 Ways To Keep Performance High With Hybrid Employees

04/05/2021 - Community Bankers Save The Day

04/02/2021 - CRE Recovery Looks Mixed – Winners and Losers

04/01/2021 - How Is FedNow Coming Along?

March 2021

03/31/2021 - Learning To Swim In Liquidity – What Can Bankers Do?

03/30/2021 - Community Banks And Credit Unions – New Friendships?

03/29/2021 - Four Ways To Progress With Corporate Governance

03/26/2021 - Put Your Referral Programs In Gear

03/25/2021 - Trade Finance Can Grow International Business

03/24/2021 - Reaching More Customers By Going Viral

03/23/2021 - Six Steps Your Institution Should Take Towards SOFR

03/22/2021 - Three Key Areas Impacting Customer Profitability

03/19/2021 - Branch Closures – The Influencers & The Future

03/18/2021 - Zoom Fatigue Is Still Here – How It Affects Us And What To Do

03/17/2021 - Five Ways To Grow Your Business

03/16/2021 - Merchants Optimistic About Contactless Payments

03/15/2021 - Stemming The Exodus Of Women In The Workplace

03/12/2021 - Helping The Underbanked And Unbanked

03/11/2021 - What SMBs Are Looking For In International Payment Solutions

03/10/2021 - How To Test For Volatility In A Post-Pandemic Normal

03/09/2021 - Three Ways To Add More Board Diversity

03/08/2021 - Three Ways To Improve The Customer Experience

03/05/2021 - What Are Banks Saying About M&A In 2021?

03/04/2021 - Three Steps To Get Started With Open Banking

03/03/2021 - 50% Of People Would Switch Banks For Biometric Cards

03/02/2021 - Should CFIs Worry About Peak Oil?

03/01/2021 - How Do You Identify & Fight Synthetic Identity Fraud?

February 2021

02/26/2021 - Help Your Borrowers With Tax Breaks On Forgiven PPP Loans

02/25/2021 - Three Ways To Help Small Landlord Customers

02/24/2021 - Leadership Traits Are Evolving

02/23/2021 - Using Biometrics While Mitigating The Risks

02/22/2021 - Retain Deposits With Technology

02/19/2021 - Your Next Exam & Tough Questions On Climate Change Risks

BID® Daily Newsletter Archives