BID® Daily Newsletter Archives

May 2025

May 20, 2025 - The Secrets to Leading a Multi-Generational Workforce
With five very different generations of employees in the workforce together, leadership might struggle to appeal to all groups. We provide tips for CFI leadership on how best to manage a multi-generational team.
May 19, 2025 - Using Simplification as a Path to Efficiency
Making banking operations more efficient is a key part of improving a CFI’s bottom line. Financial institutions should use structured simplification to streamline operations and improve ROI.
May 15, 2025 - Catering Financing to Local Restaurants
Restaurants can have slim profit margins and short lifespans, but they’re often important parts of communities and CFI lending portfolios. We explain how CFIs can be smart lenders to restaurant owners.
May 14, 2025 - 4 Keys to High-Performing Branches
Despite the continued rise of digital banking, physical branches remain key for CFIs. We look at four different strategies financial institutions are using to revitalize their branches and drive results.
May 13, 2025 - Building a Leadership Pipeline for a Strong Future
With shifting workforce dynamics and talent shortages, developing a long-term plan for leadership transitions is critical to a CFI’s future. We discuss common succession planning barriers and how to overcome them.
May 12, 2025 - Facial Recognition Technology — A Mixed Bag
Facial recognition has been embraced for convenience and security, but it may not be as secure as previously believed. As cybercriminals step up their efforts, CFIs need to be aware of the risks the technology introduces.
May 08, 2025 - Insights from Bank Director’s 2025 Risk Survey
Cybersecurity and fraud are bank leaders’ top concerns, according to Bank Director’s 2025 Risk Survey. We summarize some of the survey’s key findings and how institutions are responding to the challenges.
May 07, 2025 - As CRE Office Vacancies Rise, So Do CFI Credit Risks
As office vacancies persist in cities, CFIs must assess how suburban and rural markets could be next — and what it means for CRE portfolios and CECL modeling.
May 06, 2025 - Top Payments Fraud Targets and How To Protect Your Institution
Debit card and check fraud are both on the rise. We discuss the trend, including how CFIs can maintain vigilance and protect their customers.
May 05, 2025 - 4 Ways CFIs Can Double Down on Niche Banking
More CFIs are turning to niche markets like HOAs, area professionals, and small businesses to build deeper relationships and corner local markets amid economic uncertainty.
May 01, 2025 - Helping SMBs Navigate Global Trade Finance
As many small and mid-sized businesses embrace technology and globalization to expand their businesses online, trade finance has become increasingly important. We discuss the opportunity for CFIs to cater to these customers.

April 2025

04/30/2025 - Deposit Strategies Pt. 2: Deepen Commercial Relationships
Commercial deposits are gaining ground again. We outline five practical, relationship-based strategies to help CFIs strengthen their business deposit base, without over-relying on rate to stay competitive.
04/29/2025 - Deposit Strategies Pt. 1: Differentiate Through Value
CFIs are facing deposit pressure — but raising rates isn’t the only option. We highlight five creative, cost-efficient strategies to attract and retain deposits by leveraging relationships, digital tools, and community ties.
04/28/2025 - Do Experts Think Stagflation Is on the Horizon?
Amid the current economic uncertainty brought on by tariffs, stagflation fears are rising. We discuss expert analysis and what CFIs can do to support their small business customers in these unsettled times.
04/24/2025 - Community Banking Stories #4: Financial Literacy & Support
Every April, we celebrate Community Banking Month by spotlighting community banks’ stories. Our fourth and final article of this year’s Community Banking Month series features banks that are boosting financial literacy and supporting their communities.
04/23/2025 - Core Providers Beefed Up Tech, But Satisfaction Can Improve
Many CFIs are unsatisfied with their core providers, but few will actually switch, according to a new ABA survey. We delve into why CFIs convert cores and critical considerations before making the jump.
04/22/2025 - Tariff Anxiety Is Plaguing Your SMB Customers
As tariffs and potential tariffs alter international trade and supply chain costs, small businesses are bracing for impact. We discuss how to help SMBs weather these higher costs with long-term planning.
04/21/2025 - Here’s How To Plug the Talent Gap at Your CFI
As financial institutions struggle with talent gaps within key areas of their organizations, a strategic and comprehensive approach to hiring and training is more important than ever.
04/17/2025 - Community Banking Stories #3: Employees & Culture
Every April, we celebrate Community Banking Month by spotlighting community banks’ stories. Our third article of this year’s Community Banking Month series showcases banks that champion a strong employee culture.
04/16/2025 - Strengthening SMB Relationships Through Succession Planning
As many small business owners near retirement, they’re likely pondering their business’ next chapter. We discuss common options for business owners, succession planning necessities, and your CFI’s role.
04/15/2025 - Unlocking Stability: Loan-Level Hedging & Finding a Partner
With unpredictable interest rates and a changing financial market, loan-level hedging can help your CFI’s portfolio. We discuss how hedging benefits your portfolio and steps for finding the right hedging partner.
04/14/2025 - Faster Federal Payments Mean Rising Demand for Real-Time Banking
As federal payments shift to faster digital methods, CFIs can support SMB clients by modernizing payment tools, encouraging digital adoption, and delivering real-time capabilities that meet evolving business expectations.
04/10/2025 - Community Banking Stories #2: Redefining Customer Experience
For Community Banking Month, we’re sharing community banks’ stories. Our second article of this year’s Community Banking Month series showcases strategies banks have implemented to enhance the customer experience.
04/09/2025 - How Small Manufacturers May Benefit from a New SBA Initiative
The SBA’s recently launched Made in America Manufacturing Initiative aims to boost business and hiring among US small manufacturers. We detail how the initiative can help your small manufacturing customers access capital.
04/08/2025 - Q1’25 Ends on a Discordant Note, But Consumers Hold the Key
We review March 2025 economic data and indicators, highlighting trends in consumer activity, employment, inflation, housing, and Fed policy — offering a snapshot of current financial and market conditions.
04/07/2025 - Attracting Younger Generations with Digital Wealth Management
The “Great Wealth Transfer” presents significant opportunities for CFIs offering digital wealth management solutions that cater to tech-savvy, financially engaged millennials and Gen Zers.
04/03/2025 - Community Banking Stories #1: Charitable Efforts
Every April, we celebrate Community Banking Month by spotlighting community banks’ stories. Our first article of this year’s Community Banking Month series showcases giving back through charitable efforts.
04/02/2025 - Is Behavioral Biometrics the Future of Fraud Protection?
Behavioral biometrics, which tracks how users interact with their devices, could help CFIs seamlessly enhance their cybersecurity. We explore how it works, how it can help CFIs, and implementation challenges.
04/01/2025 - Leveraging FedNow for Liquidity & Payments Innovation
With over 1K participating institutions, CFIs can use FedNow instant payments to enhance liquidity, reduce costs, and compete effectively in the evolving payments landscape.

March 2025

03/31/2025 - Should Incentive Plans Be Aligned With Overall Profitability?
As regulators seek to rein in unnecessary risks within the banking industry they are looking to overhaul the rules regarding incentive-based compensation.
03/27/2025 - M&A Moves: CFI Growth Through Community-Focused Consolidation
As regulations ease, banking sector M&A is gaining steam. CFIs can use strategic deals to access new markets, technology, and capital — without losing sight of their core identity.
03/26/2025 - Consumer Spending Troubles Ahead & How To Build Resilience
In the current economic uncertainty, consumer confidence is falling and spending is expected to slow. We look at how this impacts SMBs and how CFIs can support them.
03/25/2025 - The Evolving Deposit Landscape: What CFIs Need to Know
Digital banking and fintech innovation have transformed depositor behavior, creating challenges for CFIs. Learn strategies to optimize deposit management, control funding costs, and build sustainable, relationship-based financial practices.
03/24/2025 - Employees Also Love Automated Customer Onboarding
With digitalization continually expanding, automated customer onboarding can alleviate a pain point for both customers and staff. We compare manual versus automated processes so you can see for yourself the stark differences for employees.
03/20/2025 - The Growing Appeal of Embedded Compliance
Amidst heightened risks of money laundering and fraud, embedded compliance promises an additional layer of risk control that the banking industry has begun to embrace — including central banks.
03/19/2025 - What CFIs Need to Know About the Evolving Swift System
Swift has been implementing significant changes that are designed to enhance the speed, transparency, and reliability of cross-border payments. These include Swift GPI, ISO 20022, and Swift Go. By embracing these changes, CFIs can enhance their international offerings in a rapidly shifting financial landscape.
03/18/2025 - Why SMBs Change Banks and What You Can Do About It
Around 35% of SMBs are considering changing banking relationships. Before you court them, your acquisition strategy should consider their reasons for switching and ensure you don’t repeat the mistakes of their previous financial institution.
03/17/2025 - Avoid Common Misconceptions About Working with a Recruiter
Many businesses, including CFIs, use recruiters to help find potential hires. We discuss common preconceived notions about working with recruiters and how to work with them to bridge the talent gap.
03/13/2025 - Emerging Capabilities of Agentic AI
Agentic AI holds promises from increased efficiency and a way to supplement insufficient expertise to an enhanced experience for customers. We discuss benefits that embracing this new technology could ultimately open organizations up to.
03/12/2025 - Cashing Out on Managing Physical Cash
Because CFIs handle cash, they must maintain counting machines, vaults, trained staff, and security — expensive requirements given the dwindling use of cash. How can CFIs minimize the costs of handling cash?
03/11/2025 - Navigating Tariff Developments: Key Considerations for CFIs
New tariffs on imports are reshaping trade dynamics, with recent exemptions easing some pressures. CFIs must assess risk exposure, adjust lending strategies, and support affected businesses. We discuss ways to help navigate these evolving policies while maintaining financial stability.
03/10/2025 - New Bank Formation May Get a Boost from Congress
A bill to boost new bank formation could help communities that have seen gaps in banking services arise as a result of the shrinking number of community banks.
03/06/2025 - CRE Lending Pt. 2 — Strategies To Compete with Nonbank Lenders
With private lenders expanding their role, CFIs have an opportunity to stand out by leveraging relationship-based lending, faster decision-making, and targeted expertise. We discuss four strategies to help.
03/05/2025 - CRE Lending Pt. 1 — Nonbanks Fill Gaps, Not Expectations
Private lenders are filling the CRE financing gap thanks to looser underwriting, more reliability in rates, and growing investor confidence. We discuss nonbank lenders’ strengths and areas where they miss the mark.
03/04/2025 - Meeting Boomer Women’s Financial Needs: The $40T Wealth Transfer
Baby boomer women are in line to gain trillions through a massive wealth transfer. Is your CFI prepared to serve this demographic?
03/03/2025 - Overcoming Barriers to Offering FX Forward Contracts
There are clear benefits to CFIs adopting FX forward contracts to serve clients with international exposure, while managing their own FX risk. However, many CFIs are cautious about entering this space. We explore some of the strategies that can help them overcome key challenges.

February 2025

02/27/2025 - The Rising Cost of Small Business Borrowing: How CFIs Can Help
With the Federal Reserve holding rates steady, SMBs continue to face high borrowing costs and tight lending standards that limit access to traditional financing. We discuss how CFIs can offer tailored solutions.
02/26/2025 - The CRO’s Critical Role and How It’s Evolving
CFIs continue to face new and emerging risks, making the role of the CRO more important than ever. We outline critical skills for an effective CRO.
02/25/2025 - The Rising Stakes of Elder Financial Fraud
Elder financial fraud is on the rise and hit record numbers in 2023. With losses totaling billions of dollars, regulators and individual states are stepping up their efforts to curb elder fraud.
02/24/2025 - Tech Solutions for Stronger Loan Monitoring
Monitoring an overall loan portfolio is an essential, ongoing part of any CFI’s lending program. Technology can help financial institutions track loan portfolio performance and pinpoint difficulties.
02/20/2025 - ISO® 20022 Transition Extended: How to Take Advantage
The Federal Reserve has extended the ISO® 20022 implementation deadline for the Fedwire® Funds Service to July 14, 2025, giving CFIs more time to prepare. Benefits include enhanced payment efficiency, stronger fraud detection, and improved interoperability. With the deadline approaching, we explore how CFIs can use this extension to refine systems, train staff, and support business customers.
02/19/2025 - How Credit Stress Testing Can Help Build Resilience
Stress testing is vital for CFIs to assess their resilience, manage risks, and prepare for economic shocks in today’s uncertain market. We discuss scenarios to test for and approaches to stress testing.
02/18/2025 - Harnessing Green Fintech for a Sustainable Future
Consumer demand for sustainable products and commitments continues to grow. We detail examples of how CFIs can incorporate green fintech into their solutions to position themselves for long-term success.
02/13/2025 - It’s Time To Create the Branch of the Future
By modernizing physical spaces, creating community hubs, and blending digital tools with personalized service, CFIs can ensure their branches are vital, customer-centric destinations now and in the future.
02/12/2025 - A Strong Start? January’s Economics Offer Optimism and Caution
We take a look at January’s economic data, where job growth slowed, trade concerns persisted, and consumer spending remained strong — key trends shaping the outlook for CFIs.
02/11/2025 - Five Ways To Navigate Profitability Challenges
Ongoing economic and operating pressures are squeezing margins, requiring CFIs to find new and innovative ways to remain profitable. We explore some of the ways that CFIs can navigate these profitability challenges while continuing to provide a high-quality service.
02/10/2025 - How To Leverage Payment Solutions To Fuel SMB Relationships
As the payments space rapidly evolves, CFIs have a significant opportunity to strengthen their relationships with SMB customers by offering integrated, secure, and cost-effective payment solutions that go beyond basic processing.
02/06/2025 - How To Help SMBs Struggling with Rising Credit Card Debt
Struggling small businesses are increasingly turning to credit cards to help pay operating costs. CFIs can help by offering debt counseling and innovative small business lending products. We discuss strategies.
02/05/2025 - Reimagining Resilience: How CFIs Are Adapting for 2025
CFIs are prioritizing digital transformation to boost efficiency and meet expectations, per BNY’s 2024 Voice of Community Banks Survey.
02/04/2025 - Finding the Right Chatbot-Human Balance for Customer Service
Using chatbots for customer service can increase efficiency for CFI personnel, but sometimes customers really need to interact with a person. We provide best practices for balancing chatbots with the human touch.
02/03/2025 - Consider a Potential Revenue Source with EV Charging Stations
As electric vehicles gain popularity, CFI branches can benefit from offering charging stations to customers. We outline stats and discuss how charging stations can please customers and attract new business.

January 2025

01/30/2025 - Does Your Board of Directors Need Its Own Software Platform?
More CFIs are adopting board management software in an effort to increase security and efficiency for board meetings. We discuss the benefits and provide tips for finding the right software.
01/29/2025 - Unbanked in the US: Pt. 2 of 2 — Finding & Helping the Unbanked
Yesterday’s article discussed who the nation’s unbanked and underbanked are. Today, we’re providing tips on finding and servicing this group to attract new long-term customers while also boosting your brand.
01/28/2025 - Unbanked in the US: Pt. 1 of 2 — Who They Are and Why It Matters
Despite a decline in the number of unbanked and underbanked Americans, millions still fall within these groups, according to the FDIC. We discuss disproportionately unbanked and underbanked demographics and persisting barriers.
01/27/2025 - What’s in a Name? When It Comes to Malware, a Lot.
Malware and other cyber threats seem to have unconventional names. We examine the origins of malware names and how understanding them can help you prepare for cybersecurity threats.
01/23/2025 - Overseeing Third-Party Vendors’ Cybersecurity
A recent survey of financial institution executives revealed due diligence and oversight for third-party vendor cybersecurity is inadequate. We highlight key findings and provide strategies to strengthen vendor cybersecurity.
01/22/2025 - Signature Solutions for a Post-Cursive Generation
The disappearance of cursive writing instruction in most states means many Gen Z consumers can’t read or write in script. We discuss the implications for CFI branding and what constitutes a legal signature.
01/21/2025 - ‘Twas the Season for Consumer and Business Spending
From Fed funds rate projections to housing trends, we provide insights on the recent economy using standard indicators for businesses and consumers and share the latest projections for 2025.
01/16/2025 - Putting Employee Mental Health Front and Center
Statistics show employees are increasingly struggling with mental health issues, leading to leaves of absence. We share how employers can help, including the enhancement of workplace wellness programs.
01/15/2025 - Building Stronger Bonds in Small Business Lending
The FDIC’s 2024 Small Business Lending Survey reaffirms the importance of relationship-driven lending for CFIs.
01/14/2025 - BSA and AML Compliance Risk Should Be Top of Mind
Experts believe that CFIs have a heightened risk in the areas of BSA and AML compliance. We review these risks and how to identify them and suggest strategies CFIs can adopt to mitigate them.
01/13/2025 - FDIC Q3 Data: Good Times for Small Banks, but Will They Last?
Community banks notched favorable financial results in Q3’2024 as the small bank sector headed toward an upbeat end of the year. Things appear poised for a strong start to 2025.
01/09/2025 - The Evolution of Open Banking Data Standards
As open banking becomes more popular, the CFPB is working to establish standards for data sharing, assisted by FDX. CFIs should actively watch how things play out.
01/08/2025 - Step Up Your Recruitment and Retention Strategies
It’s challenging to find new employees in today’s job market. We delve into creative strategies you can use to hire the right talent and increase retention rates.
01/07/2025 - How Your Institution Can Capitalize on the Urban Migration Trend
After fleeing cities during the pandemic, many are eager to recapture the benefits of urban living. We discuss drivers of the reurbanization trend and how your institution can benefit from it.
01/06/2025 - Five Tips for Making Cybersecurity Part of Company Culture
Cybersecurity is becoming a top strategic priority for CFIs given the risk of cybercrime. We look at 5 ways to effectively combat cyber threats by embedding a strong cybersecurity culture and good cybersecurity practices.
01/03/2025 - New Virtual Currency Scam Targets CFIs and Their Customers
We've finally reached the last article in our series of most popular BIDs of 2024. Now that 2025 has arrived, we're revisiting a cyber fraud topic that went from zero to sixty very quickly. Federal authorities have issued an alert about a financial scam called “pig butchering", in which victims are lured into investing in phony schemes, often involving crypto currency. The losses can be significant. We provide tips on how to identify these scammers, if they contact you.
01/02/2025 - What Do Small Businesses Really Want From Their FI?
Following tradition, we're taking a look back at your favorite articles from this year as we BID adieu to 2024. In one of our final articles in this series, we reflect on the financial services small businesses value. BAI surveyed 600 small business owners to find out their banking preferences and what they want most from their financial institutions. Take these insights to heart to attract and retain more of them.

December 2024

12/31/2024 - Boost Customer Engagement with Two Proven Conversation Starters
12/30/2024 - Eight Ways To Drive Deposit Growth Without Raising Rates
12/27/2024 - Keeping Check Fraud in Check
12/26/2024 - Research: Millennials & Gen Z Aren’t Interested in Management
12/24/2024 - Rising CRE Risks Loom Within the Banking Industry
12/23/2024 - Lessons Learned from Recent Fraudulent Wires Targeting CFIs
12/19/2024 - Help Clients Manage Currency Risk with FX Forward Contracts
12/18/2024 - What CFPB’s Rule Means for Consumer Data and Competition
12/17/2024 - PCBB’s President’s Top Predictions for CFIs in 2025
12/16/2024 - 2024 in Review: Part 3 of 3 — Technology & Cybersecurity
12/12/2024 - Protecting Your Institution as Ransomware Ramps Up
12/11/2024 - ’Tis the Season To Serve Winter’s Seasonal Businesses
12/10/2024 - 2024 in Review: Part 2 of 3 — Regulations & Digital Banking
12/09/2024 - Regulators Are Increasing M&A Scrutiny
12/05/2024 - Lessons Learned from Major Banks’ AML Troubles
12/04/2024 - Why Year-End Is a Time to Strengthen SMB Relationships
12/03/2024 - 2024 in Review: Part 1 of 3 — Market Challenges
12/02/2024 - Heightened Regulation Is Making BaaS a Risky Proposition

November 2024

11/27/2024 - 1234, This Password’s Not Safe Anymore (If It Ever Was)
11/26/2024 - FDIC Assessment Rates Likely to Remain the Same
11/25/2024 - How To Deal with the Ever-Increasing Cybercrime Threat
11/21/2024 - Agricultural Lending Faces Growing Problems
11/20/2024 - Protecting Your Website Domain from Common Cyberattacks
11/19/2024 - Investing in Employee Education Pays Great Dividends
11/18/2024 - FDIC Aims To Change the Definition of Deposit Broker
11/14/2024 - Using Regtech To Streamline New Regulatory Requirements
11/13/2024 - ABA Predicts “Soft Landing” for the US Economy, But Risks Remain
11/12/2024 - DORA as a Guideline for Heightened Cybersecurity
11/07/2024 - Trends from Bank Director’s 2024 Tech Survey
11/06/2024 - Tapping into a Bigger Slice of Pie with Shared National Credits
11/05/2024 - How Much Is Your CFI Really Worth?
11/04/2024 - API Security Helps Keep Your Data Safe

October 2024

10/31/2024 - A Closer Look at SMB Loan Fraud
10/30/2024 - Cross-Border Payments: Opportunities for CFIs
10/29/2024 - The Importance of Bluetooth Security
10/28/2024 - Inherit Client Relationships from Aging Baby Boomers
10/24/2024 - Charge-Offs Are Rising: What CFIs Should Watch Out For
10/23/2024 - How Has CECL Adoption Affected Credit Loss Allowance Levels?
10/22/2024 - Your Board Needs a Tech Committee — Here’s Why
10/21/2024 - CSBS Survey Highlights Top Risks and Challenges
10/17/2024 - Safeguard Customers From Check Washing
10/16/2024 - Crypto Fraud Is Growing Rapidly
10/15/2024 - Are Small Business Deposits Back on the Rise?
10/10/2024 - Why CFIs Don’t Hedge (and Why They Should)
10/09/2024 - 2025 Strategic Planning Priorities: A Q&A with PCBB’s CEO
10/08/2024 - Leaves of Change: Navigating Economic Market Trends
10/07/2024 - Jingles Aren’t Just for Cereal Brands and Fast Food
10/03/2024 - Writing a Recipe for Success with Embedded Finance
10/02/2024 - Branches Still Rule When It Comes to SMBs
10/01/2024 - The Advantages of Using AI Behind the Curtain

September 2024

09/30/2024 - The Rise of Credit Union-Bank Acquisitions
09/26/2024 - Seven Standards to Shape Your Customer Experience
09/25/2024 - Facial and Palm Recognition Tech Enhances Biometric Payments
09/24/2024 - Are Deposit Costs Finally Easing?
09/23/2024 - Preparing for the Shift to Mobile IDs
09/19/2024 - Enhancing Security of Your Branches
09/18/2024 - Guest Article: AI Expert Talks Barriers to Adoption
09/17/2024 - Untapped Customer Potential in a Growing Education Sector
09/16/2024 - The Promise and Challenges of Central Bank Digital Currencies
09/12/2024 - What Do Small Businesses Really Want From Their FI?
09/11/2024 - 5 Tips To Improve Your Digital Lending Efforts
09/10/2024 - Why You Should Keep Offering Checks Amid Retailer Bans
09/09/2024 - The Force-Multiplier Effect of Rate Cuts on Housing
09/05/2024 - P2P Payment Fraud Is on the Rise: How To Combat It
09/04/2024 - Survey: Credit Risk Leaders Plan Rapid AI Adoption
09/03/2024 - The Impact of Uninsured and Novel Bank Charters

August 2024

08/29/2024 - This Cross-Selling Strategy Can Enhance Effectiveness
08/28/2024 - Sap to Syrup: Refining Data into Actionable Insights
08/27/2024 - Top Lenders Get It: Small Businesses Want Advice
08/26/2024 - Why the Banking Industry Is Investing in Private Credit
08/22/2024 - Banking Differences Across Generations: A Quick Guide
08/21/2024 - Rising CRE Risks Loom Within the Banking Industry
08/20/2024 - Need Capital? Try Selling Your Branches and Leasing Them Back.
08/19/2024 - Are Your DEI Efforts Half-Baked?
08/15/2024 - Take Your Strategic Planning to the Next Level
08/14/2024 - Having Misgivings About the Cloud? So Are Your Peers.
08/13/2024 - Banking on the Rise of Voice Technology
08/12/2024 - AI Could Be Eating Up All Your Electricity
08/08/2024 - How To Stop Criminals from Hitting the Jackpot at Your ATM
08/07/2024 - Six Fintech Trends You Can’t Afford To Ignore
08/06/2024 - Survey: Bankers Anticipate Growth on the Horizon
08/05/2024 - Tips for Enhancing Your Enterprise Risk Management Framework
08/01/2024 - The SBA’s New Working Capital Pilot Program Launches Today

July 2024

07/31/2024 - Identity and Access Management: A Gate Against Internal Threats
07/30/2024 - What Changes to the Regulated Interchange Cap Could Mean
07/29/2024 - AI Boosts Payments Insights & Efficiency
07/25/2024 - Will the Fed Expand Operating Hours of Fedwire and NSS?
07/24/2024 - Can the Thriving Life Sciences Sector Help Your CRE Portfolio?
07/23/2024 - The Blue Screen of Death and Business Continuity
07/22/2024 - Using Geolocation for Security and Target Marketing
07/18/2024 - Do You Need a Chief Artificial Intelligence Officer?
07/17/2024 - The FedNow Service: One Year After Launch
07/16/2024 - Is the Hospitality Industry Rebounding?
07/15/2024 - Work Friction: The Real Cost and How To Eliminate Time Wasted
07/11/2024 - Six Strategies To Build Trust with Customers
07/10/2024 - Key Takeaways from a Wiperware Cyberattack Simulation
07/09/2024 - “Are We There Yet?”: The Saga of the Economy So Far in 2024
07/08/2024 - Will Plastic Bank Cards Be Obsolete by 2028?
07/03/2024 - Responding to the Changing Demographics of Business Ownership
07/02/2024 - Six More Strategies To Boost Deposits
07/01/2024 - Climate Risk Management Lessons from the Fed’s Pilot Analysis

June 2024

06/27/2024 - Don’t Overlook the Risks of AI-Backed CRMs
06/26/2024 - Faster Payments, Faster Fraud? Not So Fast!
06/25/2024 - The Crucial Role of Information Security Officers
06/24/2024 - Are Digital Payments the Solution to Rampant Check Fraud?
06/20/2024 - Automated Compliance: Streamlining CFI Regulatory Management
06/18/2024 - Embedding DEI for Employees and Customers
06/17/2024 - The Perks of Partnering with Local Schools on Financial Literacy
06/13/2024 - Tips and Strategies for New and Seasoned Leaders
06/12/2024 - Benefitting from the Ease of International Expansion
06/11/2024 - Regulators Have a Watchful Eye on Your Fintech Partnerships
06/10/2024 - The State of Agricultural Lending in Mid-2024
06/06/2024 - Boost Customer Engagement with Two Proven Conversation Starters
06/05/2024 - Your Smart Devices May Be an Invitation to Hackers
06/04/2024 - The Pros and Cons of Embedded Finance
06/03/2024 - Is It Time to Ditch Loyalty Programs for Fractional Shares?

May 2024

05/30/2024 - What Does CFPB’s 1033 Regulation Mean for You?
05/29/2024 - The Changing State of Board Age Restrictions
05/28/2024 - Show Potential Customers What Your Mobile App Can Do
05/23/2024 - Data Mining Makes Retailers a Promising Target
05/22/2024 - Boosting Revenue Through Cost Management
05/21/2024 - Tips for Enhancing Your Current Succession Plan
05/20/2024 - Should You Offer Business Customers Subscription-Based Banking?
05/16/2024 - 2024 Is the Year of Green Bank Initiatives
05/15/2024 - The Makings of a Successful Board of Directors
05/14/2024 - How Will Bank M&A Shake Out in 2024?
05/13/2024 - The Growing Threat of Deepfakes
05/09/2024 - Balancing Act: Branches and Digital Banking
05/08/2024 - Lessons Learned from Recent Fraudulent Wires Targeting CFIs
05/07/2024 - Research: Millennials & Gen Z Aren’t Interested in Management
05/06/2024 - The Opportunity Set of Digital Payments for Kids
05/02/2024 - Help SMBs Boost their Financial Literacy
05/01/2024 - Bank Director Survey Reveals Top Strategic Challenges

April 2024

04/30/2024 - Gamification Opportunities for CFIs
04/29/2024 - Striking the Right Balance in Digital Customer Communications
04/25/2024 - Community Banking Stories #4 — Community Engagement & Support
04/24/2024 - Meeting the Needs of Fast-Growing Business Customers
04/23/2024 - Solving B2B Payment Issues for Your Small Business Customers
04/22/2024 - Opportunities in a Growing Equipment Financing and Leasing Space
04/18/2024 - Community Banking Stories #3 — Technology & Strategy
04/17/2024 - The Taylor Swift Effect on Small Businesses
04/16/2024 - OCC & FDIC Propose Policy Changes To Enhance M&A Transparency
04/15/2024 - The Keys to a Better Onboarding Process for Business Clients
04/11/2024 - Community Banking Stories #2 — Educational Efforts
04/10/2024 - Cloudy with a Chance of Sunshine: A Snapshot of the Economy
04/09/2024 - Empowering Communities with Funding and Grants Literacy
04/08/2024 - The State of CRE — Challenges and Opportunities
04/04/2024 - Community Banking Stories #1 — Wellness & Development Efforts
04/03/2024 - Loan Participations Plant the Seeds for Lending Growth
04/02/2024 - Optimizing Payments with Key Principles and Customer Focus
04/01/2024 - The Risky Side of Fintech Partnerships

March 2024

03/28/2024 - How Big Banks’ 2024 Stress Testing Scenarios Can Help You
03/27/2024 - Feed Audrey II without Sacrificing Your Customers
03/26/2024 - Nurturing Loyalty with Small Business Customers
03/25/2024 - You Could Become Part of the Boom in Women-Owned Businesses
03/21/2024 - Boosting Benefits for Small Business Customers
03/20/2024 - Eight Ways To Drive Deposit Growth Without Raising Rates
03/19/2024 - Crossing the Digital Divide on a Budget
03/18/2024 - Using Retention Bonuses Effectively
03/14/2024 - Deposit Growth Tops the List of Three Challenges for 2024
03/13/2024 - How You Can Support the Thriving Gig Economy
03/12/2024 - Unlock More Profitable Customer Relationships
03/11/2024 - Are You Ready if a Private Equity Firm Shows Up at Your CFI?
03/07/2024 - The 2024 Agricultural Lending Landscape
03/06/2024 - Now Is the Time To Prepare for ISO 20022
03/05/2024 - Help Business Customers Align Capital with Strategic Plans
03/04/2024 - New Regulations for Minority- and Women-Owned Small Businesses

February 2024

02/29/2024 - Digital Academies Aren’t What They Used To Be — They’re Better
02/28/2024 - To Convert or Not Convert Your Core
02/27/2024 - Five Ways To Shore Up CRE Lending Right Now
02/26/2024 - Keeping Check Fraud in Check
02/22/2024 - Is It Time To Rethink the Traditional Performance Review?
02/21/2024 - The 7 Rs of Risk Management Strategy for CFIs
02/20/2024 - Banking on Stability: Hedging Strategies for CFIs
02/15/2024 - Spot Key Customer Triggers To Enhance Your Marketing Strategy
02/14/2024 - Helping SMBs Juggle Success in a High Interest Rate Environment
02/13/2024 - Using Composable Banking To Keep Up in a Digital World
02/12/2024 - Rising CRE Lending Opportunities in Senior Housing
02/08/2024 - Five Ways To Use Slower Economic Times to Your Advantage
02/07/2024 - The Benefits of a Flexible Retirement Approach
02/06/2024 - The Risks Lurking in the AI Shadows
02/05/2024 - Niche Lending: It Pays To Step Out of Your Lending Comfort Zone
02/01/2024 - NFIB Survey: It Isn’t the Best of Times for Small Businesses

January 2024

01/31/2024 - New Virtual Currency Scam Targets CFIs and Their Customers
01/30/2024 - Bringing the Cloud Down To Earth
01/29/2024 - Mining Data for Hidden Revenues
01/25/2024 - Another Great Niche: Banking Nonprofits
01/24/2024 - Preparing for a Potential Downturn in Consumer Spending
01/23/2024 - Help Your Business Customers Get a Grip on Cash Management
01/22/2024 - What’s the Outlook for M&A in 2024?
01/18/2024 - 2023: We Stayed Afloat — and 2024 Might Be Even Better
01/17/2024 - Duration Hedging as a Shield Against Rising Interest Rates
01/16/2024 - Here’s How You Can Emulate the Best Companies To Work For
01/11/2024 - Do You Need a Chief Happiness Officer?
01/10/2024 - The Value of Reimagining Commercial Payments
01/09/2024 - Chatbots May Be Too Nice for Their Own Good
01/08/2024 - Become Your Business Customers’ #1 Choice
01/04/2024 - Get the Best Results from Fintech Partnerships
01/03/2024 - How Should You Determine Executive Bonuses?
01/02/2024 - Don’t Overlook the Sensory Experience at Your Branches

December 2023

12/29/2023 - Holiday Reprint: Eight Quirky Indicators of a Recession
12/28/2023 - Holiday Reprint: Deposit Stickiness Amid Rate Competition
12/27/2023 - Holiday Reprint: Start Preparing for the FedNow Service
12/26/2023 - Holiday Reprint: Is the US Moving Toward a Cashless Society?
12/21/2023 - Reach Out to Unbanked and Underbanked Communities
12/20/2023 - Taking a Page from the Neobanks To Remain Competitive
12/19/2023 - The New CRA Rule: What It Means for Community Banks
12/18/2023 - Faster Payments Slow To Arrive for Cross-Border Transactions
12/14/2023 - A Leadership Program That’s Right for You
12/13/2023 - To Switch or Not To Switch? Reasons Business Customers Leave
12/12/2023 - Top Predictions for CFI Trends in 2024
12/11/2023 - Driving Growth and Profitability in 2024
12/07/2023 - Two Things Customers Want and How To Provide Them
12/06/2023 - 2023 in Review, Pt. 2 of 2: Challenges and Opportunities
12/05/2023 - 2023 in Review, Pt. 1 of 2: Challenges and Opportunities
12/04/2023 - Small-Dollar Loans Are a Win-Win Payday Loan Alternative

November 2023

11/30/2023 - What Gen Z Wants from Your Institution
11/29/2023 - Ways To Identify the Most Promising Startups
11/28/2023 - The Potential of Open Banking for SMB Customers
11/27/2023 - Should You Offer Treasury Management to Business Customers?
11/22/2023 - Positioning Your DEI Initiative for Success
11/21/2023 - Five Ways To Improve Customer Service
11/20/2023 - Instant Payments Can Lead to Instant Problems
11/16/2023 - The Future of Contracts in Banking Is Smart
11/15/2023 - Should Your Chatbot Have a Persona?
11/14/2023 - Four Threats to Your Profits as Margins and Deposits Shrink
11/13/2023 - Three Steps for Effective Strategic Innovation
11/09/2023 - M&A May Be Experiencing a Rebound: Here’s Why
11/08/2023 - How Video Banking Can Expand Your Reach
11/07/2023 - From Transaction to Connection: Building Smart Branches
11/06/2023 - Can Partnering with Fintechs Enhance Your Ag Lending Strategy?
11/02/2023 - Building the FedNow Service: Behind the Scenes with PCBB’s COO
11/01/2023 - Business Loan Automation Can Help Your Bottom Line

October 2023

10/31/2023 - Advice from Gen Z Can Help Inform Your Strategy
10/30/2023 - The Changing Nature of Checking
10/26/2023 - How To Unearth Hidden Cost Savings
10/25/2023 - The Keys to a Successful Transformation
10/24/2023 - Highlights from Bank Director’s 2023 Tech Survey
10/23/2023 - Engaging Customers with Gamification
10/19/2023 - The Value of Thoughtful Financial Literacy
10/18/2023 - Getting To Know the Fed Discount Window
10/17/2023 - Help Your Customers Help Themselves With Business Credit Cards
10/16/2023 - By Banding Together, CFIs Can Participate in Bigger Loans
10/12/2023 - Looking Ahead: Strategic Priorities for CFIs
10/11/2023 - What Virtual Account Management Can Offer Your Customers
10/10/2023 - The Great Microchip Shortage May Be Ending
10/05/2023 - Leveraging Social Media for Customer Service and Support
10/04/2023 - How Technology Broadens Inclusivity for Those with Disabilities
10/03/2023 - Behavioral Economics Can Give You an Edge with SMBs
10/02/2023 - Navigating the “Maybe” Economy

September 2023

09/28/2023 - A Timely Reminder: Six Tips for Strategic Leadership
09/27/2023 - Ensuring the Board Plays Its Part in Strategic Planning
09/26/2023 - The Ins and Outs of Voice of the Customer Programs
09/25/2023 - The Advantages of Bottom-Up Management
09/21/2023 - Risk Landscape Review, Pt. 2 of 2: Key Credit Risks
09/20/2023 - Risk Landscape Review, Pt. 1 of 2: Key Market & Operating Risks
09/19/2023 - Charter Stripping and Reform Talks Rise as De Novo Banks Dwindle
09/18/2023 - Private Equity Firms Take a Larger Slice of the Lending Pie
09/14/2023 - Contactless Payments 2.0: Using Faces, Fingerprints, or Palms
09/13/2023 - Help Your Commercial Customers Better Manage Their Expenses
09/12/2023 - The Profitable Horizon of Embedded Finance
09/11/2023 - Is There Enough Diversity in Your CRE Loan Portfolio?
09/07/2023 - Enhancing Your Business Customers’ Digital Experience
09/06/2023 - FDIC’s Options for Deposit Insurance Reform
09/05/2023 - Tips for Combatting Diversity Fatigue

August 2023

08/31/2023 - The New Trend of Nonbanks Funding Large Syndicated Loans
08/30/2023 - Data Practices that Build Customer Trust
08/29/2023 - Extra Steps To Enhance Board Diversity
08/28/2023 - Using Account Analysis To Enhance Commercial Offerings
08/24/2023 - Trust, but Verify: Auditing Your BSA/AML Compliance Program
08/23/2023 - Beware the Phish with Perfect Grammar
08/22/2023 - Can Transforming Branches into Advice Centers Ease Closures?
08/21/2023 - Effective Fraud Prevention Means a Focus on AR & AP Processes
08/17/2023 - How To Attract Qualified Candidates
08/16/2023 - The Art of Business Networking for New Lenders
08/15/2023 - Five Ways You Can Help Power SMBs’ Green Transition
08/14/2023 - The Need for Speed — Safe Speed
08/10/2023 - Want to Grow Your Business Customer Base? Think Really Small.
08/09/2023 - Can Electronic Cash Flow Data Help Underwrite SMB Loans?
08/08/2023 - Hedging Can Strengthen CRE Lending
08/07/2023 - College Towns Spur Economic Growth
08/03/2023 - CFPB’s Small Business Lending Data Collection Rule: What to Know
08/02/2023 - Six Pre-Default Strategies to Pursue Now
08/01/2023 - The Value of Customer Profitability Modeling

July 2023

07/31/2023 - Sabbaticals: A New Trend To Prevent Burnout and Resignations
07/27/2023 - Strengthen Your Customer Relationships with Text-to-Pay
07/26/2023 - US Banks Dominate AI Development
07/25/2023 - Mobile Banking Is a Crucial Tool for Small Businesses
07/24/2023 - Help Your Employees Keep Up with the Latest Phishing Scams
07/20/2023 - Impending Financial Stability Oversight Council Rule Changes
07/19/2023 - Coastal World: The 3D Experience That’s Changing Digital Banking
07/18/2023 - What Small Businesses Really Want from Their Banks
07/17/2023 - Leapfrogging Across the Land with Cross-Country Branches
07/13/2023 - ADA-Compliant Self-Service Options Boost Customer Satisfaction
07/12/2023 - The Regulatory Scrutiny of Banking as a Service
07/11/2023 - How To Win the Battle for Small Business Customers
07/10/2023 - FedNow Instant Payments Are Almost Here
07/06/2023 - Should You Buy a Fintech?
07/05/2023 - What’s Driving the Rise of Digital-Only Spinoffs?
07/03/2023 - Buy Now, Pay Later Model for Charitable Donations

June 2023

06/29/2023 - The LIBOR-to-SOFR Transition: What You Need To Know
06/28/2023 - Middleware Can Bridge the Gap between Old and New Technology
06/27/2023 - What’s Driving the Latest Wave of Money Mules?
06/26/2023 - Payment Data Can Lead to Personalization
06/22/2023 - The State of Central Bank Digital Currencies
06/21/2023 - The Changing Nature of Risk-Based Pricing
06/20/2023 - Help Customers Lock In Exchange Rates with FX Forwards
06/15/2023 - Get A Leg Up on Direct Banks With Better Customer Experience
06/14/2023 - Why You Shouldn’t Ignore the Internet of Things
06/13/2023 - Updated Beneficial Ownership Rule: What You Need to Know
06/12/2023 - The Threat of Voice Cloning
06/08/2023 - Best Practices for Segregation of Duties
06/07/2023 - Pay by Bank Set To Compete With Credit Cards
06/06/2023 - How To Increase Deposit Stickiness Amid Rate Competition
06/05/2023 - Foster More Debit Card Loyalty Via Fractional Stocks
06/01/2023 - Four Strategies To Reassure Your Customers Right Now

May 2023

05/31/2023 - We Asked ChatGPT To Write About Its Use in Banking
05/30/2023 - Climate Risk Pt. 2 — Climate Change Impacts on Your Risk Profile
05/25/2023 - Climate Risk Pt. 1 — A Global View
05/24/2023 - Did a Person Write This BID?
05/23/2023 - Tech Woes Can Provide Your Gain
05/22/2023 - What’s the Impact of Russian Sanctions on Your Organization?
05/18/2023 - Highlights from the Bank Director’s 2023 Risk Survey
05/17/2023 - The Case for Focusing on Socioeconomic Status in Your Workforce
05/16/2023 - CFIs Scramble To Keep Profits Up
05/15/2023 - It’s a Good Time To Have Lots of Goodwill
05/11/2023 - Manage Your Social Media Risk
05/10/2023 - Banks Are Way Behind in the Digital Race and Execs Know It
05/09/2023 - Check Fraud a Growing Problem
05/08/2023 - Creating an Effective Remote Training Program
05/04/2023 - How to Make Life Miserable for Ransomware Attackers
05/03/2023 - Getting a Head in the Cloud Game
05/02/2023 - Is It Time To Hedge Interest Rate Risk With a Forward Rate Lock?
05/01/2023 - Assembling a Successful Post-Merger Board

April 2023

04/28/2023 - Banking on the Warehouse Boom
04/27/2023 - Localized Branch Designs Strengthen Community Ties
04/26/2023 - When You’re Republic Bank — But Not That Republic Bank
04/25/2023 - Celebrating Community Bank Outreach #4 — Financial Education
04/24/2023 - What Does Big Banks’ Foray into Digital Wallets Hold?
04/21/2023 - Fresh Schemes to Perpetuate Synthetic Identity Fraud
04/20/2023 - Where the Banking Industry Is Putting Tech Dollars to Work
04/19/2023 - Are Rising LDRs a Sign of Liquidity Problems?
04/18/2023 - Celebrating Community Bank Outreach #3 — Helping Children
04/17/2023 - Should You Already Be Targeting Generation Alpha?
04/14/2023 - Opportunities in CRE Lending as Big Banks Retreat
04/13/2023 - What You Can Learn From Digital-Only Competitors
04/12/2023 - Embracing Challenges and Opportunities in the Current Market
04/11/2023 - Celebrating Community Bank Outreach #2 — Feeding Local Families
04/10/2023 - How To Persuade Businesses To Pay for Financial Services
04/07/2023 - Protect Your Bottom Line During Economic Uncertainty
04/06/2023 - Drilling for Business in the Energy Sector
04/05/2023 - Impending Regulatory Changes for Cybersecurity
04/04/2023 - Celebrating Community Bank Outreach #1 — Supporting Local Causes
04/03/2023 - The Case for Stress Testing More Frequently

March 2023

03/31/2023 - The Appeal of Phased Retirement Programs
03/30/2023 - Strategies to Stay Strong Amid Industry Closures
03/29/2023 - Contemplating M&A in 2023? Here’s What — and What Not — To Do
03/28/2023 - Eight Quirky Indicators of a Recession
03/27/2023 - How Hiring Hackers Can Make Your Institution Safer
03/24/2023 - Help Small-Business Customers Access a Little-Known Tax Credit
03/23/2023 - Helping Small Businesses Go International
03/22/2023 - The Growing Role of Biometrics in Cybersecurity
03/21/2023 - Independent Contractors Are Part of a Balanced Hiring Strategy
03/20/2023 - Navigating Zelle’s New Refund Policy
03/17/2023 - Using TikTok to Grow Your Brand with Gen Z
03/16/2023 - Innovative Strategies to Help Your Organization Stand Out
03/15/2023 - How to Stop Losing Your SMB Customers to Neobank Lenders
03/14/2023 - Trends to be Aware of in Cyber Fraud
03/13/2023 - Changing Consumer Spending Shows Cracks in Economy
03/10/2023 - Out with the Old, In with the New: Realigning Incentives
03/09/2023 - Acing Regulatory Exams Requires Knowing What Regulators Want
03/08/2023 - Could Branches-on-Wheels Help You Gain Customers?
03/07/2023 - Rethinking SMB Lending
03/06/2023 - Industry Adoption of SOFR Slower Than Expected
03/03/2023 - Adopt a Shared-Service Mindset for Data Storage
03/02/2023 - The CRA’s Impact on Successful Community Development
03/01/2023 - Liquidity Constraints Necessitate New Strategies

February 2023

02/28/2023 - The Importance of Managing Your AI Risks
02/27/2023 - Wealth Management: In-House or Third Party?
02/24/2023 - Should You Pursue Brokered Deposits?
02/23/2023 - Land Prices Pinch Pipeline of New Farmers
02/22/2023 - Will Retaining Top Talent This Year Cost You?
02/21/2023 - Preventing Wire Fraud Through Verification
02/17/2023 - RegTech Can Make Compliance Easier, Faster, and Cheaper
02/16/2023 - Telling Your ESG Story (Without Greenwashing)
02/15/2023 - Is the US Moving Toward a Cashless Society?
02/14/2023 - Why Truly Understanding Generation Z Is Key
02/13/2023 - Getting the Most from Cyber Insurance
02/10/2023 - How Customer Security Fears Impact Use of Mobile Banking
02/09/2023 - Algorithms: Loan Approval Efficiency Vs. Customer Sentiment
02/08/2023 - Start Preparing for the FedNow Service
02/07/2023 - Ways to Convert Loyalty Programs to Customer Loyalty
02/06/2023 - Earned Wage Access Can Benefit Both You and Your Customers
02/03/2023 - Support the Charities That Are Right for Your CFI
02/02/2023 - Customers Want More Personalization: How CFIs Can Deliver
02/01/2023 - Help Protect Your Customers Against Generational Fraud

January 2023

01/31/2023 - What Makes a Bank One of the “Best Banks to Work For”?
01/30/2023 - Preparing for an Economic Downturn
01/27/2023 - Guidelines for M&A Are Evolving
01/26/2023 - Increasing Employee Engagement with a People-First Culture
01/25/2023 - Greater Income and Control with Credit Cards as a Service
01/24/2023 - The Value of Mining Proprietary Data
01/23/2023 - Rising Interest Rates May Shut Some CFIs out of FHLB Funding
01/20/2023 - Catching the Last Wave of the ECIP Plan
01/19/2023 - Adding Supply Chain Financing to Your Offerings
01/18/2023 - The Rise of Contactless Payments
01/17/2023 - Three Major Trends in IT Spending
01/13/2023 - Combatting Impostor Syndrome
01/12/2023 - What Does the Future Hold for Payments?
01/11/2023 - Now Is the Time to Consider BaaS
01/10/2023 - How CFIs Can Effectively Compete Against Neobanks
01/09/2023 - As CD Rates Rise, Pressure Mounts on Banks to Keep Up
01/06/2023 - Social Payments Have Moved from a Luxury to a Necessity
01/05/2023 - What CFIs Should Know About the OCC's New Strategic Plan
01/04/2023 - Why Open Banking Is Growing Globally
01/03/2023 - Externships Provide a Way to Plug IT Skill Shortages Remotely

December 2022

12/30/2022 - Top BID Articles of 2022 (5 of 5)
12/29/2022 - Top BID Articles of 2022 (4 of 5)
12/28/2022 - Top BID Articles of 2022 (3 of 5)
12/27/2022 - Top BID Articles of 2022 (2 of 5)
12/23/2022 - Top BID Articles of 2022 (1 of 5)
12/22/2022 - Marketing Trends in the Year Ahead
12/21/2022 - OCC Operating Plan Is a “Cheat Sheet” for CFIs
12/20/2022 - A Numerical Anadrome for the Current Market
12/19/2022 - How to Prevent Defaulting Loans Despite a Potential Recession
12/16/2022 - Real-Time Payments Can Help Soothe Supply Chain Issues
12/15/2022 - Top Five Predictions for CFI Trends in 2023
12/14/2022 - 2022 Review, Pt. 3 of 3: The Ever-Evolving Cybersecurity Space
12/13/2022 - Supporting Customers Through the Cost-of-Living Crisis
12/12/2022 - How to Better Serve Customers with Disabilities
12/09/2022 - Is Burnout Causing Turnover in Your Audit Team?
12/08/2022 - How Baby Boomers Will Change the Small Business Landscape
12/07/2022 - 2022 Review, Pt. 2 of 3: Finding Talent in a Tight Labor Market
12/06/2022 - 2022 Review, Pt. 1 of 3: An Unstable Market’s Impact on Lending
12/05/2022 - How CFIs Can Survive Bank Attrition
12/02/2022 - Warming Up Your Sales Call Strategy
12/01/2022 - Patrolling the Digital Space Outside the Security Wall

November 2022

11/30/2022 - Where to Find Your First Embedded Banking Partner (Part 2 of 2)
11/29/2022 - Embedded Banking: A Potential Growth Avenue (Part 1 of 2)
11/28/2022 - Partnerships May Be Key to Affordable 401(k) Offerings for SMEs
11/25/2022 - Six Ways to Make Month-End Close More Efficient
11/23/2022 - Small Business Digitization Leads to International Payment Needs
11/22/2022 - Pros and Cons of Basing Early-Stage SBA Loans on Gross Income
11/21/2022 - The Cybersecurity Risks of Remote Work
11/18/2022 - The Importance of Fairness Testing on Artificial Intelligence
11/17/2022 - Unique Benefits to Enhance Recruiting and Retention
11/16/2022 - How the Housing Market Slowdown Could Impact CFIs
11/15/2022 - Choosing the Right Electronic Bill Payment Platform
11/14/2022 - Why Branding and Marketing Should Be Approached Differently
11/10/2022 - Password-Less Authentication Offers Safety and Convenience
11/09/2022 - CFI Priorities: Growing Loans and Increasing Tech Spending
11/08/2022 - Why Businesses Still Use Paper Checks
11/07/2022 - Is It Time to Join the BNPL Bandwagon?
11/04/2022 - Is a Hard-to-Navigate Website Costing You Opportunities?
11/03/2022 - Skills-Based Hiring Can Improve Diversity and Performance
11/02/2022 - Money Management Tips for Small Business Customers
11/01/2022 - A Handy Guide to Dealing with CFIs’ Top Risks

October 2022

10/31/2022 - The Newest Ford Model: A State Chartered Bank
10/28/2022 - State of the European Payment Initiative
10/27/2022 - Keeping Up with the Mobile Banking Crowd
10/26/2022 - Guidance for Engaging in a Responsible Fintech Partnership
10/25/2022 - Starting an Effective Referral Program for Your CFI
10/24/2022 - Is Voice Banking the Next Must-Have for CFIs?
10/21/2022 - Helping Small Businesses Detect and Prevent Fraud
10/20/2022 - Six Strategies to Navigate Credit Stress
10/19/2022 - The Tech Giant That Wants to Launch a Bank
10/18/2022 - A Strong Dollar Hurts US Companies’ Overseas Business
10/17/2022 - Untapped Markets Right in Your Backyard
10/14/2022 - How to Get Your Website to Boost Your Sales Leads
10/13/2022 - Risk Management for Swaps & Derivatives
10/12/2022 - Unique Strategies to Overcome Cybersecurity Talent Shortages
10/11/2022 - Make Your Mobile Banking App Into a Swiss Army Knife
10/07/2022 - Employee Financial Wellness Affects Your Bottom Line
10/06/2022 - Carbon Calculators: Good for Customers and the Planet
10/05/2022 - Harnessing the Power of Your Data Through Analytics
10/04/2022 - Today’s Unpredictable Economy Creates a Teachable Moment
10/03/2022 - Information-Sharing Networks Identify Financial Crimes Faster

September 2022

09/30/2022 - Keep Your Eye on AI in Your Hiring Process
09/29/2022 - The Gap Between Tech Enthusiasm and Actual Customer Use
09/28/2022 - Planning an Effective Executive Retreat
09/27/2022 - Leveraging Customer Data to Increase Profitability
09/26/2022 - Using CTV Advertising to Micro-Target Consumers
09/23/2022 - Gen Z’s Thirst for Financial Education
09/22/2022 - Keeping the “Community” in Banking During Digitization
09/21/2022 - Preparing Small Businesses for Universal Retirement
09/20/2022 - Managing CRE Exposure in an Uncertain Market
09/19/2022 - CFIs are Taking a Bite Out of Apple Pay’s Dominance
09/16/2022 - Risk-Based Pricing Can Boost Profitability
09/15/2022 - Making More by Spending More
09/14/2022 - Ways to Respond to Rising Interest Rates
09/13/2022 - Marketing Isn’t “One Size Fits All”
09/12/2022 - Educating Customers on the Risks of Gaming Platforms
09/09/2022 - Self-Service Banking Is Here to Stay
09/08/2022 - Spoofers Target CFI Customers
09/07/2022 - Can an M&A Deal Help You Compete with Big Banks? (Part 2 of 2)
09/06/2022 - Taking Online Chat for Customer Service to the Next Level
09/02/2022 - How to Future-Proof Your Employees with Reskilling
09/01/2022 - Is a Subscription Model Right for Your CFI?

August 2022

08/31/2022 - Trends Driving M&A Activity (Part 1 of 2)
08/30/2022 - Preparing for the Possibility of Stagflation
08/29/2022 - Thanks to Investors, the Mortgage Business Is Shrinking
08/26/2022 - To Retain New Hires, Focus on an Employee’s First 90 Days
08/25/2022 - The Risks of Monitoring Employees & How to Do It Right
08/24/2022 - Can a Back-to-Basics Sales Approach Help You Gain SME Loans?
08/23/2022 - How to Empower Women to Start Investing
08/22/2022 - Driving Value Through Internet of Things Technology
08/19/2022 - Loans as an Employee Benefit Boost DEI Recruiting Efforts
08/18/2022 - Retaining Customers as Rates Move Higher
08/17/2022 - How CFIs Can Maintain Adequate Capital in a Downturn
08/16/2022 - Small & Mighty — the Value of Microcasts
08/15/2022 - Digital Transformation Lessons from Early Adopters
08/12/2022 - Can Playing Games at Work Make You More Engaged?
08/11/2022 - Attracting Women Back to the Work World (Part 2 of 2)
08/10/2022 - Fed ISO 20022: Key Deadlines for 2022 & Beyond
08/09/2022 - Small Business Sentiment on Borrowing
08/08/2022 - Career Relaunch Programs Can Be Beneficial (Part 1 of 2)
08/05/2022 - Hobbyists Are Pricing Out Some Farmers and Ranchers
08/04/2022 - Designing Branches in the Post-Pandemic Era
08/03/2022 - Local School Partnerships Can Mean Future Customers & Employees
08/02/2022 - Increasing Shareholder Value in Today’s Economic Environment
08/01/2022 - Successfully Expanding PPP Relationships

July 2022

07/29/2022 - Predictive Analytics Help Personalize Customer Relationships
07/28/2022 - Inverted Yield Curve May Bring Hedging Opportunity
07/27/2022 - Automating the Back Office is Critical, Too
07/26/2022 - Why Cloud Computing Adoption is Sky High
07/25/2022 - Should Your Institution be Prepared for Foreclosure Déjà vu?
07/22/2022 - Lower-Pain Core Conversions
07/21/2022 - Build an Effective Board by Following Best Practices
07/20/2022 - Key Credit Risk Challenges for the Year Ahead (Part 2 of 2)
07/19/2022 - What the Lingering Chip Shortage Means for CFIs
07/18/2022 - Identifying Customer Attrition
07/15/2022 - Combatting Burnout Among Female Employees
07/14/2022 - Partnering with Neobanks — Yes or No?
07/13/2022 - Emerging Risks for the Banking Industry (Part 1 of 2)
07/12/2022 - Serious Hack-Attack-You Have 36 Hours to Report It
07/11/2022 - Capturing Client Attention in the Blink of an Eye
07/08/2022 - Focus on the All-Important “Why” in Staff Training
07/07/2022 - The Big Picture on Synthetic Image Fraud
07/06/2022 - Is CHUCK the P2P Answer for Community Financial Institutions?
07/05/2022 - Talking Your Way to Profits
07/01/2022 - Boost Earnings with New Lines of Business

June 2022

06/30/2022 - Commercial Loan Demand Picking Up Steam
06/29/2022 - How Paid Social Media Can Pay Off
06/28/2022 - Should Your Bank Invest in Fintech-focused Private Equity?
06/27/2022 - Adapting Loyalty Programs in a Shifting Customer Landscape
06/24/2022 - How to Manage Understaffed Teams Effectively
06/23/2022 - Four Strategies to Attract Small Business Customers
06/22/2022 - Frictionless Authentication is the Key to Personalization
06/21/2022 - Potential Clouds on the Horizon for Office Loans
06/17/2022 - What It Takes to Be a Top-Performing CFI
06/16/2022 - Looking to the Past for Lessons on Weathering a Recession
06/15/2022 - Documenting Conversations Over Multiple Communication Platforms
06/14/2022 - Outsourcing Talent in an Instacart World
06/13/2022 - Strengthening Small Business Customer Relationships
06/10/2022 - Accident Ahead – Insufficient Security Leads to IVR Fraud
06/09/2022 - The Emerging Crypto Lending Landscape
06/08/2022 - Creating a Green Niche to Bank On
06/07/2022 - Grow Your Customer Base Through Community-Focused Initiatives
06/06/2022 - Six Strategies to Bolster Your Cybersecurity
06/03/2022 - Digital Dead Ends Highlight the Importance of Live Agents
06/02/2022 - Can Rural Banking Deserts Become Banking Opportunities For CFIs?
06/01/2022 - Seven Steps To Combat Meeting Fatigue

May 2022

05/31/2022 - Interest Rate Swaps Help Retain Customers
05/27/2022 - How Can Virtual Mentorships Help Retain Employees?
05/26/2022 - Five Strategies To Engage the Unbanked & Underbanked
05/25/2022 - Risk Mitigation Reminders for Construction Loans
05/24/2022 - Four Ways To Evolve Your Branch
05/23/2022 - How Will Continuing Geopolitical Events Affect Ag Customers?
05/20/2022 - Three Ways To Generate Income
05/19/2022 - Reminders to Strengthen AML and OFAC Practices
05/18/2022 - The Future Power of Blockchain
05/17/2022 - Cybersecurity is High – How to Keep Fighting
05/16/2022 - How to Please Dissatisfied Zillennial Employees
05/13/2022 - Will Changing M&A Regulations Affect Your Strategy?
05/12/2022 - Attracting New Customers With ESG
05/11/2022 - Be Prepared for Rising Rates
05/10/2022 - How Can Mobile Ads Help You Find New Customers?
05/09/2022 - Virtual Payment Cards Are Picking Up Steam
05/06/2022 - How To Enter The Hot Mobile Home Lending Sector
05/05/2022 - How To Instill The “I” In DEI In Your Institution
05/04/2022 - What Does The Metaverse Mean For CFIs?
05/03/2022 - Hotels Are On The Upswing – But For How Long?
05/02/2022 - Managing Online Reviews Can Strengthen Customer Relationships

April 2022

04/29/2022 - Need Fee Income? Try Hedging
04/28/2022 - Playing An Important Role In Spreading Financial Literacy
04/27/2022 - Return On Experience Metric Drives Financial Institution Growth
04/26/2022 - CRE’s Industrial Sector – Will It Stay Solid In 2022?
04/25/2022 - Special Issue 4 – Community Bankers Always Make A Big Impact
04/22/2022 - Tap Into The Benefits Of Hedging During A Flat Yield Curve
04/21/2022 - Integrating Hybrid Work With Strong Company Culture
04/20/2022 - Are Checking Accounts Going To Be Extinct?
04/19/2022 - BIN ISO Rules Are Changing For Payment Cards – How To Prepare
04/18/2022 - Special Issue 3 - Community Bankers Continue Making A Big Impact
04/15/2022 - Embedded Compliance Controls – Should You Consider Them?
04/14/2022 - How To Keep Championing Minority-Owned Businesses
04/13/2022 - Top Five Technologies To Leverage And Stay Competitive
04/12/2022 - How To Stem Dissatisfaction When Employees Leave
04/11/2022 - Special Issue 2 - Community Bankers Keep Making A Big Impact
04/08/2022 - Independent ATMs – Do They Provide An Opportunity?
04/07/2022 - Microlending – Is It Worthwhile?
04/06/2022 - Benefits Of Rehiring Boomerang Employees
04/05/2022 - Educating SMBs About Increased Cyber Risks
04/04/2022 - Special Issue 1 - Community Bankers Making A Big Impact
04/01/2022 - Should Surging Fertilizer Costs Worry CFIs?

March 2022

03/31/2022 - Essential Leadership Traits In The New Hybrid World
03/30/2022 - Mitigating Employee Stress For Higher Productivity
03/29/2022 - Best Practices To Apply Q Factors For CECL
03/28/2022 - Lending Opportunities Rise In 2022
03/25/2022 - Is Selfie ID Verification Here To Stay?
03/24/2022 - AI To The Rescue: Solving Customer Service Staff Shortages
03/23/2022 - How Your Institution Can Hedge Without SOFR
03/22/2022 - Evaluating Your Board’s Effectiveness For Continued Success
03/21/2022 - What Does America’s Shrinking Branch Network Mean For CFIs?
03/18/2022 - Meeting The Cybersecurity Challenge With NIST’s Tool
03/17/2022 - Four Precautions On QR Code Fraud
03/16/2022 - Payment Cards With Vertical Designs Help A Variety Of Customers
03/15/2022 - The Appeal Of Text-To-Pay For Small Businesses
03/14/2022 - Lessons Learned From Your Peers On Customer Profitability
03/11/2022 - RFID Increases Operational Efficiencies & Customer Service
03/10/2022 - Three Steps To Get Ready For Faster Payments
03/09/2022 - Cryptomania Is Here – Should CFIs Respond?
03/08/2022 - Remittances Are Rising – Is It Time To Jump Onboard?
03/07/2022 - How To Mitigate Rising Mobile Fraud
03/04/2022 - Minimizing Customer Effort Leads To Customer Retention
03/03/2022 - Are Overdraft Charges A Thing Of The Past?
03/02/2022 - Should CFIs Use TikTok For Marketing?
03/01/2022 - Finding New International Business Customers In Your Midst

February 2022

02/28/2022 - Deepfakes Are Increasing – Top Three Scams To Watch
02/25/2022 - Reaping The Rewards Of SMB Optimism
02/24/2022 - Key Takeaways From Former FDIC Chair McWilliams
02/23/2022 - Where Are CRE Investors Investing?
02/22/2022 - GAO Guidance On High-Risk-Transfers For Humanitarian Funding
02/18/2022 - Volunteer Data Can Help Nonprofits In Your Community
02/17/2022 - Three Steps To Prepare For A US Digital Dollar
02/16/2022 - More Ways To Connect With Gen Z As Future Customers
02/15/2022 - Defend Your Stored Data Against Cybercriminal Attacks
02/14/2022 - Protecting An Aging Population From Elder Financial Abuse
02/11/2022 - Planning For Succession Success
02/10/2022 - Four Strategies To Boost Board Diversity
02/09/2022 - Enticing Younger Customers With Wealth Management
02/08/2022 - Key Reminders To Protect Your Institution From Money Mules
02/07/2022 - Running CECL In Parallel – What You Should Know
02/04/2022 - Three Strategies To Ensure Your Website Is ADA Compliant
02/03/2022 - How To Use AI Effectively And Mitigate Bias
02/02/2022 - Risks Capturing Regulatory Attention & Potential Mitigations
02/01/2022 - Appealing To 60MM Self-Employed Businesses

January 2022

01/31/2022 - USPS Banking Services Have Resurfaced
01/28/2022 - Five Steps For A Successful Universal Banker Model
01/27/2022 - Metaverse Marketing – A New Way To Reach Customers
01/26/2022 - An Update On Cloud Services For CFIs
01/25/2022 - Three Strategies To Prepare CFIs For Rate Increases
01/24/2022 - Drive-By Skimming & Supply Chain Attacks Can Affect Your Website
01/21/2022 - Will CFIs Have Enough Reserves For CECL?
01/20/2022 - Four Ways To Prepare For Faster Payments
01/19/2022 - Mitigating Stress Levels For Compliance Employees
01/18/2022 - Using Technology To Better Respond To Your Customer Needs
01/14/2022 - Is Augmented Reality Now A Necessity For Financial Institutions?
01/13/2022 - Mobile Messaging – A Key Banking Communication Tool
01/12/2022 - Three Strategies To Harness Career-Changers
01/11/2022 - Lessons Learned From The Exodus Of Challenger Banks
01/10/2022 - Could Charitable Foundations Provide A Lasting Community Impact?
01/07/2022 - How CFIs Are Managing Remote Work
01/06/2022 - Will The Agricultural Recovery Last?
01/05/2022 - How CFIs Can Maintain Customer Stickiness
01/04/2022 - Contactless Commerce Technologies Could Help SMBs
01/03/2022 - Top Five Trends For 2022

December 2021

12/31/2021 - Top 2021 BID Articles (5 of 5)
12/30/2021 - Top 2021 BID Articles (4 of 5)
12/29/2021 - Top 2021 BID Articles (3 of 5)
12/28/2021 - Top 2021 BID Articles (2 of 5)
12/27/2021 - Top 2021 BID Articles (1 of 5)
12/24/2021 - De Novos Are On The Rise – Trend Or Blip?
12/23/2021 - New Cyber Risk Reporting Rule
12/22/2021 - An Update On Cryptocurrency
12/21/2021 - CFIs Combat Employee Turnover
12/20/2021 - Getting Maximum Value From Your Core Provider
12/17/2021 - Uncovering Opportunities In Treasury Management Services
12/16/2021 - Three Reasons You Should Entice Middle Market Businesses
12/15/2021 - Is Your Institution Ready To Transition From LIBOR?
12/14/2021 - How To Balance Digital Innovations With Daily Tasks
12/13/2021 - CNP Is Responsible For 80% Of US Fraud
12/10/2021 - Time Wasters – How To Minimize Them In Your Institution
12/09/2021 - FSOC Highlights Climate-Related Risks
12/08/2021 - What Does The Shift In Consumer Spending Mean For CFIs?
12/07/2021 - Have You Considered These Cyber Risks With Your M&A?
12/06/2021 - Five Lending Tips To Stay Competitive
12/03/2021 - Have You Reviewed Your Institution’s Cash Strategy Lately?
12/02/2021 - Supply Chain Woes Continue For SMBs – CFIs Can Help
12/01/2021 - Bank Merger Deals Hit $52B – How Will Community Banks Fare?

November 2021

11/30/2021 - Housing Rental Market Is Red Hot – But For How Long?
11/29/2021 - OTP Fraud – What Is It & How Can You Prevent It?
11/26/2021 - Is Your Institution Keeping Up With Customer Data Privacy Rules?
11/24/2021 - A Look Back In 2021 - Lending & CRE (Part 2)
11/23/2021 - A Look Back In 2021 - Regulations & Cyber Risk (Part 1)
11/22/2021 - Three Ways To Help Businesses With Global Payments
11/19/2021 - Cryptocurrency Exchange Machines & Crypto Banking
11/18/2021 - Proptech – Landlords Gain Efficiencies
11/17/2021 - How Should CFIs Approach Buy Now, Pay Later?
11/16/2021 - Three Areas To Use Customer Research To Strengthen Your CFI
11/15/2021 - Decentralized Finance Is Coming
11/12/2021 - The Benefits Of Virtual Conferences And Business Metaverses
11/10/2021 - Six Steps To Becoming A Successful Blogger
11/09/2021 - Using AI For Risk Management And Efficiency Gains
11/08/2021 - Managing The Effects of Revenue Recession
11/05/2021 - Is Your Content Generating New Business?
11/04/2021 - Stemming The Rise Of Elder Financial Fraud
11/03/2021 - Three Approaches To Attract Younger Customers
11/02/2021 - How Can CFIs Navigate Continuing Bank Card Chip Woes?
11/01/2021 - The End Of Google Plex Yet Embedded Banking Continues

October 2021

10/29/2021 - Three Payment Strategies To Support SMBs
10/28/2021 - FIs Share Data To Strengthen Cybersecurity
10/27/2021 - CFOs Face Today’s Challenges Head-On
10/26/2021 - Can You Detect A Profitable Startup?
10/25/2021 - Three Ways To Become A Better Manager And Retain Employees
10/22/2021 - Harnessing Digital For Hyper-Personalized Service
10/21/2021 - Do You Have Secure Endpoint Security?
10/20/2021 - Can CECL Make Your Institution More Efficient?
10/19/2021 - Facebook’s Cryptocurrency Emerges Again - Threat Or Opportunity?
10/18/2021 - Small Businesses Need CFIs For International Payments
10/15/2021 - Can Your Institution Compete Effectively For Talent?
10/14/2021 - Five Ways To Prevent Employee Burnout
10/13/2021 - How Are CFIs Doing With The LIBOR Transition?
10/12/2021 - Are Shared Branches Possible?
10/08/2021 - Storytelling 101 For Bankers
10/07/2021 - Credit Union-Community Bank Mergers Continue
10/06/2021 - Three Strategies For Landlords After The Moratorium Expires
10/05/2021 - Are You On Top Of Your Patch Management?
10/04/2021 - Inflation Is Up – Now Is The Time For Stress Testing
10/01/2021 - Preparing For Retirement Of Boomer Business Owners

September 2021

09/30/2021 - Regulatory Update & Focus For Your Next Exam
09/29/2021 - Opportunities With Nonemployer Firms Abound
09/28/2021 - Is Low-Code Or No-Code Worthwhile To Stay Digitally Competitive?
09/27/2021 - Top Five Places Where CECL Calculations Can Go Wrong
09/24/2021 - Strategic Planning For 2022 Requires Proactive Leadership
09/23/2021 - Syndicated Loan Market Offers Lending Possibilities For CFIs
09/22/2021 - PPP Forgiveness Audits – What Should You Know?
09/21/2021 - Five Steps To Bring Back Internship Programs
09/20/2021 - Digital-Only Spin-Offs For CFIs?
09/17/2021 - Hybrid Branches – The Best Of Both Worlds?
09/16/2021 - Overall Lending Market Signs
09/15/2021 - Balancing Fintech Partnerships & Regulatory Compliance
09/14/2021 - How To Choose The Right CECL Vendor
09/13/2021 - How To Balance Customer Profitability& PPP Forgiveness
09/10/2021 - Seven Strategies To Gain & Retain Diverse Employees
09/09/2021 - FIs Reveal Their IT Spending Priorities
09/08/2021 - Natural Disasters Keep Coming – Preparing With Fresh Eyes
09/07/2021 - Three Steps To Optimal Digital Onboarding
09/03/2021 - Staying Vigilant With MFA
09/02/2021 - Is Wealth Management The Key For Your Institution?
09/01/2021 - BaaS Transactions Hit $22.5B & Continue To Grow

August 2021

08/31/2021 - Are CRE Lending Prospects On The Upswing?
08/30/2021 - Retaining Talent As Workers Rethink Career Goals
08/27/2021 - How To Reduce “The Uncertainty Zone” Of Fraud
08/26/2021 - The Challenges Of Pandemic Protocols & Branch Security
08/25/2021 - Barclays & Mastercard – Latest RTP Developments
08/24/2021 - Minority-Owned Businesses Get Support From FIs
08/23/2021 - Hospitality Industry – Is It Out Of Intensive Care Yet?
08/20/2021 - Key Areas Of Anticipated Regulatory Scrutiny
08/19/2021 - Is It Time To Review Your Branch Strategy?
08/18/2021 - Bringing Your A-Game To Communications
08/17/2021 - Four Reasons CFIs Are Acquiring Nonbanks
08/16/2021 - Three Ways To Help Your SMBs Automate Their AP Processes
08/13/2021 - Gen Z Employees Need Three Things To Stay Happy
08/12/2021 - Appealing To Gen Z – A Competitive Advantage
08/11/2021 - How CFIs Can Prepare For Rising Rates
08/10/2021 - How Can You Keep New Customers From Switching?
08/09/2021 - Supporting Single Parent Employees For A Win-Win
08/06/2021 - Five Ways To Support Artists And Generate Business
08/05/2021 - What Is Keeping Risk Managers Busier Than Ever?
08/04/2021 - Financial Institutions Of All Sizes Increase DEI Efforts
08/03/2021 - Is It Time To Defer Compensation?
08/02/2021 - Key Strategies To Promote Digital Engagement

July 2021

07/30/2021 - Big Tech Approaches To Streamline & Secure Passwords
07/29/2021 - The Fed’s New CECL Tool
07/28/2021 - Ag Lenders Show Resilience And Promise Ahead
07/27/2021 - Update: The Overdraft Challenge
07/26/2021 - Chip Shortage Affects Bank Card Availability
07/23/2021 - The Rising Financial Clout Of Millennials
07/22/2021 - FFIEC Update Provides More Clarity On Exams
07/21/2021 - Managing The Rush From Staycation To Vacation
07/20/2021 - FDIC Announces Tech Sprint To Help Unbanked
07/19/2021 - “Insuring” Cyber Success For SMBs
07/16/2021 - Digital Account Opening – Is It Table Stakes?
07/15/2021 - Five Indicators That Your Brand Needs A Makeover
07/14/2021 - Can Profitability Increase In A Low NIM Environment?
07/13/2021 - Five Steps To Plan For Digital Currencies
07/12/2021 - Using Data To Expand Your Institution’s SBA Lending
07/09/2021 - Update - SEC’s Climate Change Regulations
07/08/2021 - Real-Time Payments - Myths & Facts
07/07/2021 - PPP Insider Loans Extended – Pros, Cons & Pitfalls
07/06/2021 - Time To Review Your Coaching & Disciplinary Process?
07/02/2021 - How To Minimize Current Balance Sheet Disparity
07/01/2021 - Approaches To Stay Connected With Small Businesses

June 2021

06/30/2021 - C-PACE Is Growing – What Should You Know?
06/29/2021 - Four Strategies To Fight IVR Fraud
06/28/2021 - Considerations For A Successful Workplace Transition
06/25/2021 - A Fresh Approach To Modern ATMs
06/24/2021 - Increasing Finance App Usage - How to Respond
06/23/2021 - Three Effective Succession Planning Strategies
06/22/2021 - How To Square Up The Latest Competition
06/21/2021 - Three Eco-Friendly Payment Card Strategies
06/18/2021 - Business Email Fraud Is Growing
06/17/2021 - Ransomware Attacks On Community Banks
06/16/2021 - Top Takeaways For FSA Loan Forgiveness
06/15/2021 - Neobanks Are Growing – Are They A Threat?
06/14/2021 - Virtual Cards Are Here – What Should You Know?
06/11/2021 - How To Compete With Marketplace Lenders
06/10/2021 - Private Social Networks Engage Customers
06/09/2021 - Four Best Practices For Changing Culture To Stay Competitive
06/08/2021 - Helping Small Businesses With Supply Chain Disruptions
06/07/2021 - Remote Core Conversion Benefits May Outweigh Downsides
06/04/2021 - Banking M&A Rebounding To Near Pre-Pandemic Levels
06/03/2021 - Strategic Planning – Has It Changed Since The Pandemic?
06/02/2021 - Coin Shortage Meets A Cashless Economy
06/01/2021 - Teaching International Business Customers The Value Of Hedging

May 2021

05/28/2021 - Social Media Complaints – What You Should Do
05/27/2021 - Why The Gig Worker Should Get Your Attention
05/26/2021 - What To Consider For Digital Inclusivity
05/25/2021 - Four Ways To Successfully Ramp Up SMB Lending
05/24/2021 - How The Pandemic Has Shaped Fintech-CFI Partnerships
05/21/2021 - Big Banks Return To The Office Post-Pandemic
05/20/2021 - Cryptocurrencies Are Growing – Is It Worth Jumping In?
05/19/2021 - Keeping Family-Owned Banks In The Family
05/18/2021 - Options For Legal Support In Today’s Market
05/17/2021 - Podcasting is Smart Marketing for CFIs
05/14/2021 - CRE Outlook is Positive As Economy Ramps Up
05/13/2021 - Facial Biometrics Help FIs Fight Onboarding & KYC Fraud
05/12/2021 - Resuming CECL Compliance Planning
05/11/2021 - Educate Your Board On Post-Pandemic Strategies
05/10/2021 - Cybercrime & The Dark Web: 3 Steps to Stay Vigilant
05/07/2021 - An AI Primer For Increasing Efficiency
05/06/2021 - 4 Ways Digital Marketing Transitions You To The “New Normal”
05/05/2021 - FIs Will Spend $130B on RegTech By 2025
05/04/2021 - Encouraging Small Talk Within Your Institution
05/03/2021 - Officer Incentive Plans & Profitability

April 2021

04/30/2021 - Subscription Banking – Is It Time For Your Institution?
04/29/2021 - Helping Your Customers Combat Online Crime
04/28/2021 - Residual CRE Impact From The Pandemic
04/27/2021 - Inflation & Interest Rates – Where Are They Going?
04/26/2021 - Community Bankers Will Continue Saving The Day
04/23/2021 - Should Your Institution Consider Creating A CDO Position?
04/22/2021 - Four Critical Reminders To Transition From LIBOR To SOFR
04/21/2021 - Stay On Top Of PPP Changes For Your Customers
04/20/2021 - Five Strategies Toward Effective Vendor Management
04/19/2021 - Community Bankers Keep Saving The Day
04/16/2021 - $21 Trillion Opportunity In Cross-Border Payments
04/15/2021 - Core Deposit Growth Sets Your Institution Up For The Future
04/14/2021 - Update: State Online Data Privacy Laws
04/13/2021 - Four Ways To Keep Your Landlord Clients Afloat
04/12/2021 - Community Bankers Save The Day Again
04/09/2021 - Physically Fit Bank Customers Are Fiscally Fit Too
04/08/2021 - Appealing To The $143B Spending Power Generation
04/07/2021 - ACH Disruptions Remind Bankers of BCP Importance
04/06/2021 - 3 Ways To Keep Performance High With Hybrid Employees
04/05/2021 - Community Bankers Save The Day
04/02/2021 - CRE Recovery Looks Mixed – Winners and Losers
04/01/2021 - How Is FedNow Coming Along?

March 2021

03/31/2021 - Learning To Swim In Liquidity – What Can Bankers Do?
03/30/2021 - Community Banks And Credit Unions – New Friendships?
03/29/2021 - Four Ways To Progress With Corporate Governance
03/26/2021 - Put Your Referral Programs In Gear
03/25/2021 - Trade Finance Can Grow International Business
03/24/2021 - Reaching More Customers By Going Viral
03/23/2021 - Six Steps Your Institution Should Take Towards SOFR
03/22/2021 - Three Key Areas Impacting Customer Profitability
03/19/2021 - Branch Closures – The Influencers & The Future
03/18/2021 - Zoom Fatigue Is Still Here – How It Affects Us And What To Do
03/17/2021 - Five Ways To Grow Your Business
03/16/2021 - Merchants Optimistic About Contactless Payments
03/15/2021 - Stemming The Exodus Of Women In The Workplace
03/12/2021 - Helping The Underbanked And Unbanked
03/11/2021 - What SMBs Are Looking For In International Payment Solutions
03/10/2021 - How To Test For Volatility In A Post-Pandemic Normal
03/09/2021 - Three Ways To Add More Board Diversity
03/08/2021 - Three Ways To Improve The Customer Experience
03/05/2021 - What Are Banks Saying About M&A In 2021?
03/04/2021 - Three Steps To Get Started With Open Banking
03/03/2021 - 50% Of People Would Switch Banks For Biometric Cards
03/02/2021 - Should CFIs Worry About Peak Oil?
03/01/2021 - How Do You Identify & Fight Synthetic Identity Fraud?

February 2021

02/26/2021 - Help Your Borrowers With Tax Breaks On Forgiven PPP Loans
02/25/2021 - Three Ways To Help Small Landlord Customers
02/24/2021 - Leadership Traits Are Evolving
02/23/2021 - Using Biometrics While Mitigating The Risks
02/22/2021 - Retain Deposits With Technology
02/19/2021 - Your Next Exam & Tough Questions On Climate Change Risks
02/18/2021 - Helping SMBs Ramp Up Digital Disbursements
02/17/2021 - From Pandemic To Productivity Challenges
02/16/2021 - Three Secrets Of Successful Fintech Partnerships
02/12/2021 - How Will CECL Affect Your Institution’s Securities?
02/11/2021 - Relationship Value Pricing And Customer Profitability
02/10/2021 - Passwords – Are Their Days Numbered?
02/09/2021 - Using Influencer Marketing To Engage Customers & Talent
02/08/2021 - Security Operations Center – Is It For You?
02/05/2021 - Startups Find Opportunities – Your Institution Could Too
02/04/2021 - FedNow℠ Service Is Making Progress – What You Should Know
02/03/2021 - Credit Migration Trend – Where Is It Heading?
02/02/2021 - The COVID-19 Vaccine And Your Employees
02/01/2021 - Educating Your Customers About SIM Swap Fraud

January 2021

01/29/2021 - Employee Diversity Boosts Engagement & Performance
01/28/2021 - The Year Ahead In Anti-Money Laundering Compliance
01/27/2021 - LIBOR To SOFR – Next Steps To Keep You On Track
01/26/2021 - How Can Wire Automation Help Your Institution?
01/25/2021 - Categorizing PPP Customers For Customer Profitability
01/22/2021 - Opportunities Emerge As Digital Banking Increases
01/21/2021 - PPP Lending Is Back . . . And There Are Changes
01/20/2021 - Making Meetings More Productive
01/19/2021 - Four Ways To Help Your Customers Fight Fraud
01/15/2021 - Bank Landscaping For Greater Engagement
01/14/2021 - Embedded Banking Is Expanding
01/13/2021 - Merchant Businesses Generate 2.6x More Revenue
01/12/2021 - Automation Keeps Your Institution Competitive
01/11/2021 - How One Of Your Peers Succeeded With Mobile Wallets
01/08/2021 - Staying Compliant With Artificial Intelligence
01/07/2021 - Three Ways To Manage 2021 Lending Challenges
01/06/2021 - Four Banking Technology Spending Trends In 2021
01/05/2021 - Your Data Privacy Program Can Be A Competitive Tool
01/04/2021 - Top 5 Areas Of Regulatory Focus For 2021

December 2020

12/31/2020 - Top 2020 BID Articles (5 of 5)
12/30/2020 - Top 2020 BID Articles (4 of 5)
12/29/2020 - Top 2020 BID Articles (3 of 5)
12/28/2020 - Top 2020 BID Articles (2 of 5)