BID® Daily Newsletter Archives
March 30, 2023 - Strategies to Stay Strong Amid Industry Closures
With two banks closing their doors, and a digital run on other financial institutions, consumers and businesses alike are concerned about access to their accounts. We provide strategies to strengthen your position with your customers, your community, and the financial industry.
March 29, 2023 - Contemplating M&A in 2023? Here’s What — and What Not — To Do
After a dearth of M&A deals within the financial services sector last year, what will 2023 activity look like? We provide six tips on how institutions can both successfully strike a deal and then see it through.
March 28, 2023 - Eight Quirky Indicators of a Recession
There are more ways than one to discern whether the US economy is in or headed for a recession. Instead of looking for the usual suspects, here are eight unconventional indicators that a recession is coming.
March 27, 2023 - How Hiring Hackers Can Make Your Institution Safer
The average cost of a data breach in the finance industry is estimated to be $5.97MM. Increasingly, financial institutions are using so-called white hat hackers to test the security of their systems. We discuss how they can help you improve your cybersecurity and protect your CFI and customers.
March 24, 2023 - Help Small-Business Customers Access a Little-Known Tax Credit
Helping business clients of every size is at the core of CFIs and their missions. CFIs have a little-known tool that can help their SMB clients: the employee retention credit (ERC). We break down what this refundable tax credit is, who may qualify, and how it can help your customers.
March 23, 2023 - Helping Small Businesses Go International
Small businesses are increasingly doing business across international borders, and in need of international banking support. We discuss how CFIs can best serve their customers’ cross-border banking needs and stay ahead of the competition.
March 22, 2023 - The Growing Role of Biometrics in Cybersecurity
Cybercriminals are continuously finding new ways to break through financial institutions’ defenses. We look at the increasingly important role of multimodal biometrics in a CFI’s security solution as well as the benefits and challenges of using biometrics for authentication.
March 21, 2023 - Independent Contractors Are Part of a Balanced Hiring Strategy
Independent contractors can be a great way to bridge skills gaps, access in-demand talent, or get full expertise from a part-time approach. Managing these workers is an art that comes with tips and tricks. We share some here.
March 20, 2023 - Navigating Zelle’s New Refund Policy
Zelle is reworking its refund policy regarding fraud, a change that could potentially prove costly for CFIs. Before jumping ship from Zelle, however, organizations need to be aware of both the benefits and drawbacks of the service and how customers would react to losing the payment service.
March 17, 2023 - Using TikTok to Grow Your Brand with Gen Z
TikTok is more than just a site filled with entertaining videos. It has also become a go-to source of financial advice for younger consumers. We provide five tips on how to leverage this social media platform to connect with Gen Z.
March 16, 2023 - Innovative Strategies to Help Your Organization Stand Out
Who says CFIs can’t innovate? We feature a number of very creative CFIs that are coming up with novel ways to serve their customers. Then we detail some pointers on how to best innovate in a safe and sound manner.
March 15, 2023 - How to Stop Losing Your SMB Customers to Neobank Lenders
Using sophisticated digital solutions, alternative lenders are gaining small business customers, sometimes at the expense of CFIs. Here are some tips to help CFIs look for signs of defection and respond.
March 14, 2023 - Trends to be Aware of in Cyber Fraud
The tactics that cybercriminals use are ever-changing. Keeping your customers and your institution protected against cyber fraud requires staying on top of the latest trends and making sure everyone knows what to look out for.
March 13, 2023 - Changing Consumer Spending Shows Cracks in Economy
As economists warn that recession is inevitable, CFIs should actively take steps to best prepare themselves and their customers to weather a significant economic downturn.
March 10, 2023 - Out with the Old, In with the New: Realigning Incentives
Incentives are effective tools for motivating employees. As the economic environment changes and liquidity tightens, make sure the incentive programs you have in place support your organization’s current goals and make sense for your staff.
March 09, 2023 - Acing Regulatory Exams Requires Knowing What Regulators Want
As regulators shift their focus areas for this year’s audits, CFIs should pay particular attention to the new areas that have caught the eyes of regulatory agencies. Knowing what each particular regulator is focusing can be key to acing regulatory exams.
March 08, 2023 - Could Branches-on-Wheels Help You Gain Customers?
Branches-on-wheels are not just for disaster recovery anymore. More CFIs are using them for a whole host of purposes — including serving “bank deserts” in both rural and urban areas, hosting financial literacy classes, and marketing their brand along the way. We discuss how to use these mobile branches effectively.
March 07, 2023 - Rethinking SMB Lending
Small businesses have been at the heart of the post-pandemic economic recovery, but high inflation and hiring challenges are contributing to a negative outlook for them. By rethinking the lending process, CFIs can support SMBs through these tough times, while also increasing their own revenue opportunities, cutting the cost to serve, and minimizing risk. We explore how.
March 06, 2023 - Industry Adoption of SOFR Slower Than Expected
Though the clock is ticking down to the ultimate cessation of LIBOR, the banking industry’s adoption of SOFR has been slower than regulators might have expected. We discuss reasons for the delay and legislation that can ease the process.
March 03, 2023 - Adopt a Shared-Service Mindset for Data Storage
The collection of data is only increasing. By 2025, the world’s collective data repository will reach 175 zettabytes (which is a trillion gigabytes), further necessitating the need for intelligent document processing. We discuss why shared services and intelligent data processing matter to your institution, particularly how they can positively impact your relationships with your customers, employees, auditors, and other stakeholders — and ultimately your bottom line.
March 02, 2023 - The CRA’s Impact on Successful Community Development
CRA-regulated CFIs play a crucial role in supporting low- and moderate-income communities and small businesses. We discuss how institutions can ensure compliance with the Act, and how it is evolving to meet the needs of today’s world.
March 01, 2023 - Liquidity Constraints Necessitate New Strategies
Due to inflation and rising interest rates, liquidity is tight, and is expected to get tighter this year. Effective liquidity management strategies can help CFIs take advantage of a more attractive rate environment. Here are a few ideas that may help.
02/28/2023 - The Importance of Managing Your AI Risks
As AI becomes an increasingly important component of the financial world, regulators are stepping up their oversight of its risks. Now is the time for CFIs to look at potential risks that may exist within their AI programs and pre-emptively look for ways to mitigate any risks in anticipation of heightened regulatory oversight.
02/27/2023 - Wealth Management: In-House or Third Party?
By offering wealth management services, CFIs find they can provide a one-stop shop to handle more of their customers’ financial needs, ultimately building loyalty. Institutions can develop their offering by building their own teams or through partnerships/outsourcing. We give you some examples of organizations that have succeeded with these different models.
02/24/2023 - Should You Pursue Brokered Deposits?
With rising rates for CDs, and a competitive deposit market, should your CFI pursue brokered deposits? We weigh the advantages of brokered deposits against their risks.
02/23/2023 - Land Prices Pinch Pipeline of New Farmers
Faced with volatility in the stock and real estate markets, investors (including private equity firms) are turning to farmland as global commodity prices grow. That’s keeping some people from going into farming and means that established farmers are sitting on an increasingly valuable piece of collateral. We discuss how CFIs can support existing and new farmers.
02/22/2023 - Will Retaining Top Talent This Year Cost You?
As CFIs look to retain and hire top talent this year, they may need to spend more to keep their top performers happy. A recent survey projects a 4.6% salary increase as companies balance inflationary pressures and competition for high-performing employees. We take a look at what that means for your institution.
02/21/2023 - Preventing Wire Fraud Through Verification
Wire fraud is an ongoing problem for CFIs and their customers. Implementing multiple verification methods can help combat this. We explore a variety of options and provide the pluses and minuses of each one.
RegTech can help CFIs handle compliance-related tasks, manage vendors, and arrange records so they’re easily searchable and accessible. We look at RegTech and its uses that you might consider for your own institution.
02/16/2023 - Telling Your ESG Story (Without Greenwashing)
Regulators are cracking down on big banks for greenwashing and “social washing”. We provide three steps to help leverage your green and social credentials to build trust and loyalty.
02/15/2023 - Is the US Moving Toward a Cashless Society?
Americans are using cash less frequently and making payments more often by credit card or through payment apps. Yet, many CFI customers still like having cash as an option. To compete with fintechs in a future where less cash changes hands, CFIs will need to provide both advanced digital capabilities and a willingness to handle cash banking as well.
02/14/2023 - Why Truly Understanding Generation Z Is Key
Attracting Generation Z customers requires a thorough understanding of the unique needs and challenges of this group, as well as the ability to demonstrate such knowledge in ways that will resonate.
02/13/2023 - Getting the Most from Cyber Insurance
Cyber insurance can be part of protecting against digital crime. We discuss how it can protect financial institutions and their customers against financial losses and provide other resources if and when a cyberattack occurs.
Financial customers remain wary of mobile apps, even as usage continues to grow. We discuss how CFIs can address consumer security concerns to help them feel comfortable using financial apps.
Algorithms are becoming a mainstay in loan approval processes, but studies show that interaction with tech doesn’t do much for customer satisfaction. Overcoming this challenge might involve CFIs adding back a dash of what they do best into their automated processes: the human touch. We discuss how this can be accomplished.
02/08/2023 - Start Preparing for the FedNow Service
By 2H 2023, the Federal Reserve is expected to debut its instant payment service FedNow. The service is intended to work between financial institutions, in contrast to consumer-centric payment apps. We take a deep dive into the details.
02/07/2023 - Ways to Convert Loyalty Programs to Customer Loyalty
Customer rewards programs matter. Converting loyalty programs to loyal customers necessitates simplicity, creative thinking, and ongoing awards. Anything short of this will leave customers flat and see them jump ship for other financial institutions with more appealing rewards programs.
With inflation at a historic high, American workers are finding it more difficult to wait to be paid on the standard biweekly schedule. Earned wage access is a direct deposit payroll strategy addition that can give employees access to their pay as soon as they’ve earned it.
02/03/2023 - Support the Charities That Are Right for Your CFI
A recent study says that a financial institution’s lack of support for local charities would push customers to move their accounts elsewhere. We explore how your CFI can pick charities that make the greatest impression on your customers.
Businesses in practically every industry today are personalizing their messaging to their customers. However, personalization efforts in the financial services industry are lagging behind those in other industries. CFIs can reap a number of benefits by creating more personalized experiences for customers.
While fraudsters will try any and all methods across every generation, certain practices for each generation typically bear the most fruit. CFIs should be aware of the types of online fraud that each generation is most susceptible to, then educate their customers on ways to not fall prey.
The annual Best Banks to Work For list from the American Banker showcases financial institutions that strive to treat their employees well. A reputation as a good workplace can help in both recruitment and retention efforts. We reveal what some of the banks on the list have in common.
01/30/2023 - Preparing for an Economic Downturn
Economic forecasts for 2023 include a soft landing, stagflation, and recession. No matter which proves to be accurate, CFIs should prepare for the worst by assessing and taking steps to effectively manage risk.
01/27/2023 - Guidelines for M&A Are Evolving
The regulatory environment for banking M&A is evolving. Regulatory agencies are assessing the current competitive environment with an eye toward improving measures of competitiveness. While much remains uncertain, the recent merger of U.S. Bank and Union Bank offers some insights that may benefit banking institutions.
Job seekers have the advantage across most industries, including the financial industry. By increasing employee engagement and creating a people-first culture, CFIs have an opportunity to keep high performers and stand out from the competition. We explain what employee engagement means and how you can practice it.
CFIs that want to issue credit cards have a new alternative to the agent bank model and the cost of investing in their own credit card-issuing system. They can leverage CCaaS fintechs. CFIs get more income and control — customers get broader product offerings and a more digital experience. We explore this option more.
01/24/2023 - The Value of Mining Proprietary Data
Data mining has become increasingly important for tailoring products and services to the needs and desires of customers. But not all data is created equal and CFIs should take steps to utilize customer information that others do not have access to.
Some CFIs are finding that rising interest rates are causing their current calculated asset levels to show up as negative under the tangible capital rule used by Federal Home Loan Bank. Financial organizations across the country are asking for relief.
01/20/2023 - Catching the Last Wave of the ECIP Plan
The federal government is investing more than $8.28B in community development financial institutions and minority depository institutions through the Emergency Capital Investment Program. See how your CDFI or MDI can benefit before the application deadline Jan. 31.
01/19/2023 - Adding Supply Chain Financing to Your Offerings
Supply chain financing had already gained speed prior to the pandemic, but activity has picked up substantially over the past two years. What CFIs should know about the rise in supply chain financing and why they may want to consider adding it into the fold.
01/18/2023 - The Rise of Contactless Payments
While many daily tasks are beginning to resemble pre-Covid life, some habits picked up during the pandemic are likely to continue, including the use and expectations of contactless digital payments. We explore how to embrace this perpetual payment trend as it continues into 2023.
01/17/2023 - Three Major Trends in IT Spending
Trends in IT spending are constantly changing among CFIs. They also serve as the best roadmap for where the banking industry is heading. We provide an update on the latest investments financial IT teams are prioritizing, including three major trends.
01/13/2023 - Combatting Impostor Syndrome
With more than 50% of employees working remotely these days, a lack of regular face-to-face interaction between workers has led to an increase in what is known as “imposter syndrome,” where people begin questioning whether they are right for their jobs. By stepping up intentional communications with employees, managers can reduce the likelihood of losing good workers to such doubts.
01/12/2023 - What Does the Future Hold for Payments?
Fueled by innovation, emerging technologies, and customers’ changing expectations, the payments space is evolving at a rapid pace. We look at some of the top payments trends and suggest ways in which CFIs can ensure they make the most of these opportunities.
01/11/2023 - Now Is the Time to Consider BaaS
Challenging economic conditions coupled with the boom in embedded finance mean that BaaS is an attractive opportunity for CFIs seeking growth. We look at the BaaS market, various key success factors, and how some CFIs are capitalizing on this opportunity.
01/10/2023 - How CFIs Can Effectively Compete Against Neobanks
Nimble neobanks have an edge in the world of digital banking. But CFIs have advantages in the real world of finance, stemming from their traditional, brick-and-mortar businesses. Those traditions can help level the playing field.
The latest Fed rate hikes have some challenger banks offering CD rates above 4%. CFIs may be reluctant to compete at that level, even as deposits outflows happen, but there are strategies CFIs can use to help convince good customers to leave deposits where they are.
According to the Federal Reserve, 83% of consumers, ranging from the Silent Generation to Gen Z, routinely use mobile payment apps and digital wallets. Some users even keep a balance in these apps, treating them like makeshift checking accounts. With the popularity of social payments crossing the generational divide, integrating with social payment apps is a necessity for financial institutions to remain competitive.
The OCC has released a new strategic plan that prioritizes stronger, more modern community banks. Understanding where the regulator is emphasizing change within its own operations, and where it believes the biggest risks to consumers lie, is the best way to prepare for any likely regulatory changes to come.
01/04/2023 - Why Open Banking Is Growing Globally
Global open banking activity is predicted to reach $124B by 2031. From enhanced security to meeting customer desires, there is no shortage of reasons why US financial institutions should embrace it.
As CFIs seek to plug gaps within their IT skill sets, externships provide a novel approach to supplementing expertise, identifying promising technology offerings, and recruiting qualified young employees.
12/30/2022 - Top BID Articles of 2022 (5 of 5)
12/29/2022 - Top BID Articles of 2022 (4 of 5)
12/28/2022 - Top BID Articles of 2022 (3 of 5)
12/27/2022 - Top BID Articles of 2022 (2 of 5)
12/23/2022 - Top BID Articles of 2022 (1 of 5)
12/22/2022 - Marketing Trends in the Year Ahead
12/21/2022 - OCC Operating Plan Is a “Cheat Sheet” for CFIs
12/20/2022 - A Numerical Anadrome for the Current Market
12/15/2022 - Top Five Predictions for CFI Trends in 2023
12/12/2022 - How to Better Serve Customers with Disabilities
12/09/2022 - Is Burnout Causing Turnover in Your Audit Team?
12/05/2022 - How CFIs Can Survive Bank Attrition
12/02/2022 - Warming Up Your Sales Call Strategy
11/25/2022 - Six Ways to Make Month-End Close More Efficient
11/21/2022 - The Cybersecurity Risks of Remote Work
11/17/2022 - Unique Benefits to Enhance Recruiting and Retention
11/16/2022 - How the Housing Market Slowdown Could Impact CFIs
11/15/2022 - Choosing the Right Electronic Bill Payment Platform
11/08/2022 - Why Businesses Still Use Paper Checks
11/07/2022 - Is It Time to Join the BNPL Bandwagon?
11/02/2022 - Money Management Tips for Small Business Customers
11/01/2022 - A Handy Guide to Dealing with CFIs’ Top Risks
10/31/2022 - The Newest Ford Model: A State Chartered Bank
10/28/2022 - State of the European Payment Initiative
10/27/2022 - Keeping Up with the Mobile Banking Crowd
10/25/2022 - Starting an Effective Referral Program for Your CFI
10/24/2022 - Is Voice Banking the Next Must-Have for CFIs?
10/21/2022 - Helping Small Businesses Detect and Prevent Fraud
10/20/2022 - Six Strategies to Navigate Credit Stress
10/19/2022 - The Tech Giant That Wants to Launch a Bank
10/17/2022 - Untapped Markets Right in Your Backyard
10/14/2022 - How to Get Your Website to Boost Your Sales Leads
10/13/2022 - Risk Management for Swaps & Derivatives
10/11/2022 - Make Your Mobile Banking App Into a Swiss Army Knife
10/07/2022 - Employee Financial Wellness Affects Your Bottom Line
10/05/2022 - Harnessing the Power of Your Data Through Analytics
09/30/2022 - Keep Your Eye on AI in Your Hiring Process
09/28/2022 - Planning an Effective Executive Retreat
09/27/2022 - Leveraging Customer Data to Increase Profitability
09/26/2022 - Using CTV Advertising to Micro-Target Consumers
09/23/2022 - Gen Z’s Thirst for Financial Education
09/21/2022 - Preparing Small Businesses for Universal Retirement
09/20/2022 - Managing CRE Exposure in an Uncertain Market
09/19/2022 - CFIs are Taking a Bite Out of Apple Pay’s Dominance
09/16/2022 - Risk-Based Pricing Can Boost Profitability
09/15/2022 - Making More by Spending More
09/14/2022 - Ways to Respond to Rising Interest Rates
09/13/2022 - Marketing Isn’t “One Size Fits All”
09/12/2022 - Educating Customers on the Risks of Gaming Platforms
09/09/2022 - Self-Service Banking Is Here to Stay
09/08/2022 - Spoofers Target CFI Customers
09/02/2022 - How to Future-Proof Your Employees with Reskilling
09/01/2022 - Is a Subscription Model Right for Your CFI?
08/31/2022 - Trends Driving M&A Activity (Part 1 of 2)
08/30/2022 - Preparing for the Possibility of Stagflation
08/23/2022 - How to Empower Women to Start Investing
08/22/2022 - Driving Value Through Internet of Things Technology
08/18/2022 - Retaining Customers as Rates Move Higher
08/17/2022 - How CFIs Can Maintain Adequate Capital in a Downturn
08/16/2022 - Small & Mighty — the Value of Microcasts
08/15/2022 - Digital Transformation Lessons from Early Adopters
08/12/2022 - Can Playing Games at Work Make You More Engaged?
08/10/2022 - Fed ISO 20022: Key Deadlines for 2022 & Beyond
08/09/2022 - Small Business Sentiment on Borrowing
08/05/2022 - Hobbyists Are Pricing Out Some Farmers and Ranchers
08/04/2022 - Designing Branches in the Post-Pandemic Era
08/01/2022 - Successfully Expanding PPP Relationships
07/28/2022 - Inverted Yield Curve May Bring Hedging Opportunity
07/27/2022 - Automating the Back Office is Critical, Too
07/26/2022 - Why Cloud Computing Adoption is Sky High
07/22/2022 - Lower-Pain Core Conversions
07/21/2022 - Build an Effective Board by Following Best Practices
07/19/2022 - What the Lingering Chip Shortage Means for CFIs
07/18/2022 - Identifying Customer Attrition
07/15/2022 - Combatting Burnout Among Female Employees
07/14/2022 - Partnering with Neobanks — Yes or No?
07/12/2022 - Serious Hack-Attack-You Have 36 Hours to Report It
07/11/2022 - Capturing Client Attention in the Blink of an Eye
07/08/2022 - Focus on the All-Important “Why” in Staff Training
07/07/2022 - The Big Picture on Synthetic Image Fraud
07/05/2022 - Talking Your Way to Profits
07/01/2022 - Boost Earnings with New Lines of Business
06/30/2022 - Commercial Loan Demand Picking Up Steam
06/29/2022 - How Paid Social Media Can Pay Off
06/24/2022 - How to Manage Understaffed Teams Effectively
06/23/2022 - Four Strategies to Attract Small Business Customers
06/21/2022 - Potential Clouds on the Horizon for Office Loans
06/17/2022 - What It Takes to Be a Top-Performing CFI
06/14/2022 - Outsourcing Talent in an Instacart World
06/13/2022 - Strengthening Small Business Customer Relationships
06/09/2022 - The Emerging Crypto Lending Landscape
06/08/2022 - Creating a Green Niche to Bank On
06/06/2022 - Six Strategies to Bolster Your Cybersecurity
06/01/2022 - Seven Steps To Combat Meeting Fatigue
05/31/2022 - Interest Rate Swaps Help Retain Customers
05/27/2022 - How Can Virtual Mentorships Help Retain Employees?
05/26/2022 - Five Strategies To Engage the Unbanked & Underbanked
05/25/2022 - Risk Mitigation Reminders for Construction Loans
05/24/2022 - Four Ways To Evolve Your Branch
05/20/2022 - Three Ways To Generate Income
05/19/2022 - Reminders to Strengthen AML and OFAC Practices
05/18/2022 - The Future Power of Blockchain
05/17/2022 - Cybersecurity is High – How to Keep Fighting
05/16/2022 - How to Please Dissatisfied Zillennial Employees
05/13/2022 - Will Changing M&A Regulations Affect Your Strategy?
05/12/2022 - Attracting New Customers With ESG
05/11/2022 - Be Prepared for Rising Rates
05/10/2022 - How Can Mobile Ads Help You Find New Customers?
05/09/2022 - Virtual Payment Cards Are Picking Up Steam
05/06/2022 - How To Enter The Hot Mobile Home Lending Sector
05/05/2022 - How To Instill The “I” In DEI In Your Institution
05/04/2022 - What Does The Metaverse Mean For CFIs?
05/03/2022 - Hotels Are On The Upswing – But For How Long?
04/29/2022 - Need Fee Income? Try Hedging
04/21/2022 - Integrating Hybrid Work With Strong Company Culture
04/20/2022 - Are Checking Accounts Going To Be Extinct?
04/14/2022 - How To Keep Championing Minority-Owned Businesses
04/12/2022 - How To Stem Dissatisfaction When Employees Leave
04/08/2022 - Independent ATMs – Do They Provide An Opportunity?
04/07/2022 - Microlending – Is It Worthwhile?
04/06/2022 - Benefits Of Rehiring Boomerang Employees
04/05/2022 - Educating SMBs About Increased Cyber Risks
04/01/2022 - Should Surging Fertilizer Costs Worry CFIs?
03/31/2022 - Essential Leadership Traits In The New Hybrid World
03/30/2022 - Mitigating Employee Stress For Higher Productivity
03/29/2022 - Best Practices To Apply Q Factors For CECL
03/28/2022 - Lending Opportunities Rise In 2022
03/25/2022 - Is Selfie ID Verification Here To Stay?
03/23/2022 - How Your Institution Can Hedge Without SOFR
03/18/2022 - Meeting The Cybersecurity Challenge With NIST’s Tool
03/17/2022 - Four Precautions On QR Code Fraud
03/15/2022 - The Appeal Of Text-To-Pay For Small Businesses
03/10/2022 - Three Steps To Get Ready For Faster Payments
03/09/2022 - Cryptomania Is Here – Should CFIs Respond?
03/08/2022 - Remittances Are Rising – Is It Time To Jump Onboard?
03/07/2022 - How To Mitigate Rising Mobile Fraud
03/03/2022 - Are Overdraft Charges A Thing Of The Past?
03/02/2022 - Should CFIs Use TikTok For Marketing?
02/28/2022 - Deepfakes Are Increasing – Top Three Scams To Watch
02/25/2022 - Reaping The Rewards Of SMB Optimism
02/24/2022 - Key Takeaways From Former FDIC Chair McWilliams
02/23/2022 - Where Are CRE Investors Investing?
02/18/2022 - Volunteer Data Can Help Nonprofits In Your Community
02/17/2022 - Three Steps To Prepare For A US Digital Dollar
02/16/2022 - More Ways To Connect With Gen Z As Future Customers
02/11/2022 - Planning For Succession Success
02/10/2022 - Four Strategies To Boost Board Diversity
02/09/2022 - Enticing Younger Customers With Wealth Management
02/07/2022 - Running CECL In Parallel – What You Should Know
02/03/2022 - How To Use AI Effectively And Mitigate Bias
01/31/2022 - USPS Banking Services Have Resurfaced
01/28/2022 - Five Steps For A Successful Universal Banker Model
01/27/2022 - Metaverse Marketing – A New Way To Reach Customers
01/26/2022 - An Update On Cloud Services For CFIs
01/25/2022 - Three Strategies To Prepare CFIs For Rate Increases
01/21/2022 - Will CFIs Have Enough Reserves For CECL?
01/20/2022 - Four Ways To Prepare For Faster Payments
01/19/2022 - Mitigating Stress Levels For Compliance Employees
01/13/2022 - Mobile Messaging – A Key Banking Communication Tool
01/12/2022 - Three Strategies To Harness Career-Changers
01/11/2022 - Lessons Learned From The Exodus Of Challenger Banks
01/07/2022 - How CFIs Are Managing Remote Work
01/06/2022 - Will The Agricultural Recovery Last?
01/05/2022 - How CFIs Can Maintain Customer Stickiness
01/04/2022 - Contactless Commerce Technologies Could Help SMBs
01/03/2022 - Top Five Trends For 2022
12/31/2021 - Top 2021 BID Articles (5 of 5)
12/30/2021 - Top 2021 BID Articles (4 of 5)
12/29/2021 - Top 2021 BID Articles (3 of 5)
12/28/2021 - Top 2021 BID Articles (2 of 5)
12/27/2021 - Top 2021 BID Articles (1 of 5)
12/24/2021 - De Novos Are On The Rise – Trend Or Blip?
12/23/2021 - New Cyber Risk Reporting Rule
12/22/2021 - An Update On Cryptocurrency
12/21/2021 - CFIs Combat Employee Turnover
12/20/2021 - Getting Maximum Value From Your Core Provider
12/15/2021 - Is Your Institution Ready To Transition From LIBOR?
12/14/2021 - How To Balance Digital Innovations With Daily Tasks
12/13/2021 - CNP Is Responsible For 80% Of US Fraud
12/09/2021 - FSOC Highlights Climate-Related Risks
12/07/2021 - Have You Considered These Cyber Risks With Your M&A?
12/06/2021 - Five Lending Tips To Stay Competitive
12/02/2021 - Supply Chain Woes Continue For SMBs – CFIs Can Help
11/30/2021 - Housing Rental Market Is Red Hot – But For How Long?
11/29/2021 - OTP Fraud – What Is It & How Can You Prevent It?
11/24/2021 - A Look Back In 2021 - Lending & CRE (Part 2)
11/22/2021 - Three Ways To Help Businesses With Global Payments
11/19/2021 - Cryptocurrency Exchange Machines & Crypto Banking
11/18/2021 - Proptech – Landlords Gain Efficiencies
11/17/2021 - How Should CFIs Approach Buy Now, Pay Later?
11/15/2021 - Decentralized Finance Is Coming
11/10/2021 - Six Steps To Becoming A Successful Blogger
11/09/2021 - Using AI For Risk Management And Efficiency Gains
11/08/2021 - Managing The Effects of Revenue Recession
11/05/2021 - Is Your Content Generating New Business?
11/04/2021 - Stemming The Rise Of Elder Financial Fraud
11/03/2021 - Three Approaches To Attract Younger Customers
10/29/2021 - Three Payment Strategies To Support SMBs
10/28/2021 - FIs Share Data To Strengthen Cybersecurity
10/27/2021 - CFOs Face Today’s Challenges Head-On
10/26/2021 - Can You Detect A Profitable Startup?
10/22/2021 - Harnessing Digital For Hyper-Personalized Service
10/21/2021 - Do You Have Secure Endpoint Security?
10/20/2021 - Can CECL Make Your Institution More Efficient?
10/15/2021 - Can Your Institution Compete Effectively For Talent?
10/14/2021 - Five Ways To Prevent Employee Burnout
10/13/2021 - How Are CFIs Doing With The LIBOR Transition?
10/12/2021 - Are Shared Branches Possible?
10/08/2021 - Storytelling 101 For Bankers
10/07/2021 - Credit Union-Community Bank Mergers Continue
10/05/2021 - Are You On Top Of Your Patch Management?
10/04/2021 - Inflation Is Up – Now Is The Time For Stress Testing
10/01/2021 - Preparing For Retirement Of Boomer Business Owners
09/30/2021 - Regulatory Update & Focus For Your Next Exam
09/29/2021 - Opportunities With Nonemployer Firms Abound
09/27/2021 - Top Five Places Where CECL Calculations Can Go Wrong
09/22/2021 - PPP Forgiveness Audits – What Should You Know?
09/21/2021 - Five Steps To Bring Back Internship Programs
09/20/2021 - Digital-Only Spin-Offs For CFIs?
09/17/2021 - Hybrid Branches – The Best Of Both Worlds?
09/16/2021 - Overall Lending Market Signs
09/14/2021 - How To Choose The Right CECL Vendor
09/10/2021 - Seven Strategies To Gain & Retain Diverse Employees
09/09/2021 - FIs Reveal Their IT Spending Priorities
09/07/2021 - Three Steps To Optimal Digital Onboarding
09/03/2021 - Staying Vigilant With MFA
09/02/2021 - Is Wealth Management The Key For Your Institution?
09/01/2021 - BaaS Transactions Hit $22.5B & Continue To Grow
08/31/2021 - Are CRE Lending Prospects On The Upswing?
08/30/2021 - Retaining Talent As Workers Rethink Career Goals
08/27/2021 - How To Reduce “The Uncertainty Zone” Of Fraud
08/25/2021 - Barclays & Mastercard – Latest RTP Developments
08/24/2021 - Minority-Owned Businesses Get Support From FIs
08/20/2021 - Key Areas Of Anticipated Regulatory Scrutiny
08/19/2021 - Is It Time To Review Your Branch Strategy?
08/18/2021 - Bringing Your A-Game To Communications
08/17/2021 - Four Reasons CFIs Are Acquiring Nonbanks
08/13/2021 - Gen Z Employees Need Three Things To Stay Happy
08/12/2021 - Appealing To Gen Z – A Competitive Advantage
08/11/2021 - How CFIs Can Prepare For Rising Rates
08/10/2021 - How Can You Keep New Customers From Switching?
08/09/2021 - Supporting Single Parent Employees For A Win-Win
08/06/2021 - Five Ways To Support Artists And Generate Business
08/05/2021 - What Is Keeping Risk Managers Busier Than Ever?
08/03/2021 - Is It Time To Defer Compensation?
07/30/2021 - Big Tech Approaches To Streamline & Secure Passwords
07/29/2021 - The Fed’s New CECL Tool
07/28/2021 - Ag Lenders Show Resilience And Promise Ahead
07/27/2021 - Update: The Overdraft Challenge
07/26/2021 - Chip Shortage Affects Bank Card Availability
07/23/2021 - The Rising Financial Clout Of Millennials
07/22/2021 - FFIEC Update Provides More Clarity On Exams
07/21/2021 - Managing The Rush From Staycation To Vacation
07/20/2021 - FDIC Announces Tech Sprint To Help Unbanked
07/19/2021 - “Insuring” Cyber Success For SMBs
07/16/2021 - Digital Account Opening – Is It Table Stakes?
07/15/2021 - Five Indicators That Your Brand Needs A Makeover
07/14/2021 - Can Profitability Increase In A Low NIM Environment?
07/13/2021 - Five Steps To Plan For Digital Currencies
07/12/2021 - Using Data To Expand Your Institution’s SBA Lending
07/09/2021 - Update - SEC’s Climate Change Regulations
07/08/2021 - Real-Time Payments - Myths & Facts
07/07/2021 - PPP Insider Loans Extended – Pros, Cons & Pitfalls
07/06/2021 - Time To Review Your Coaching & Disciplinary Process?
07/02/2021 - How To Minimize Current Balance Sheet Disparity
07/01/2021 - Approaches To Stay Connected With Small Businesses
06/30/2021 - C-PACE Is Growing – What Should You Know?
06/29/2021 - Four Strategies To Fight IVR Fraud
06/28/2021 - Considerations For A Successful Workplace Transition
06/25/2021 - A Fresh Approach To Modern ATMs
06/24/2021 - Increasing Finance App Usage - How to Respond
06/23/2021 - Three Effective Succession Planning Strategies
06/22/2021 - How To Square Up The Latest Competition
06/21/2021 - Three Eco-Friendly Payment Card Strategies
06/18/2021 - Business Email Fraud Is Growing
06/17/2021 - Ransomware Attacks On Community Banks
06/16/2021 - Top Takeaways For FSA Loan Forgiveness
06/15/2021 - Neobanks Are Growing – Are They A Threat?
06/14/2021 - Virtual Cards Are Here – What Should You Know?
06/11/2021 - How To Compete With Marketplace Lenders
06/10/2021 - Private Social Networks Engage Customers
06/04/2021 - Banking M&A Rebounding To Near Pre-Pandemic Levels
06/02/2021 - Coin Shortage Meets A Cashless Economy
05/28/2021 - Social Media Complaints – What You Should Do
05/27/2021 - Why The Gig Worker Should Get Your Attention
05/26/2021 - What To Consider For Digital Inclusivity
05/25/2021 - Four Ways To Successfully Ramp Up SMB Lending
05/24/2021 - How The Pandemic Has Shaped Fintech-CFI Partnerships
05/21/2021 - Big Banks Return To The Office Post-Pandemic
05/19/2021 - Keeping Family-Owned Banks In The Family
05/18/2021 - Options For Legal Support In Today’s Market
05/17/2021 - Podcasting is Smart Marketing for CFIs
05/14/2021 - CRE Outlook is Positive As Economy Ramps Up
05/12/2021 - Resuming CECL Compliance Planning
05/11/2021 - Educate Your Board On Post-Pandemic Strategies
05/10/2021 - Cybercrime & The Dark Web: 3 Steps to Stay Vigilant
05/07/2021 - An AI Primer For Increasing Efficiency
05/05/2021 - FIs Will Spend $130B on RegTech By 2025
05/04/2021 - Encouraging Small Talk Within Your Institution
05/03/2021 - Officer Incentive Plans & Profitability
04/29/2021 - Helping Your Customers Combat Online Crime
04/28/2021 - Residual CRE Impact From The Pandemic
04/27/2021 - Inflation & Interest Rates – Where Are They Going?
04/26/2021 - Community Bankers Will Continue Saving The Day
04/21/2021 - Stay On Top Of PPP Changes For Your Customers
04/20/2021 - Five Strategies Toward Effective Vendor Management
04/19/2021 - Community Bankers Keep Saving The Day
04/16/2021 - $21 Trillion Opportunity In Cross-Border Payments
04/14/2021 - Update: State Online Data Privacy Laws
04/13/2021 - Four Ways To Keep Your Landlord Clients Afloat
04/12/2021 - Community Bankers Save The Day Again
04/09/2021 - Physically Fit Bank Customers Are Fiscally Fit Too
04/08/2021 - Appealing To The $143B Spending Power Generation
04/07/2021 - ACH Disruptions Remind Bankers of BCP Importance
04/05/2021 - Community Bankers Save The Day
04/02/2021 - CRE Recovery Looks Mixed – Winners and Losers
03/31/2021 - Learning To Swim In Liquidity – What Can Bankers Do?
03/30/2021 - Community Banks And Credit Unions – New Friendships?
03/29/2021 - Four Ways To Progress With Corporate Governance
03/26/2021 - Put Your Referral Programs In Gear
03/25/2021 - Trade Finance Can Grow International Business
03/24/2021 - Reaching More Customers By Going Viral
03/23/2021 - Six Steps Your Institution Should Take Towards SOFR
03/22/2021 - Three Key Areas Impacting Customer Profitability
03/19/2021 - Branch Closures – The Influencers & The Future
03/17/2021 - Five Ways To Grow Your Business
03/16/2021 - Merchants Optimistic About Contactless Payments
03/15/2021 - Stemming The Exodus Of Women In The Workplace
03/12/2021 - Helping The Underbanked And Unbanked
03/10/2021 - How To Test For Volatility In A Post-Pandemic Normal
03/09/2021 - Three Ways To Add More Board Diversity
03/08/2021 - Three Ways To Improve The Customer Experience
03/05/2021 - What Are Banks Saying About M&A In 2021?
03/04/2021 - Three Steps To Get Started With Open Banking
03/03/2021 - 50% Of People Would Switch Banks For Biometric Cards
03/02/2021 - Should CFIs Worry About Peak Oil?
02/25/2021 - Three Ways To Help Small Landlord Customers
02/24/2021 - Leadership Traits Are Evolving
02/23/2021 - Using Biometrics While Mitigating The Risks
02/22/2021 - Retain Deposits With Technology
02/18/2021 - Helping SMBs Ramp Up Digital Disbursements
02/17/2021 - From Pandemic To Productivity Challenges
02/16/2021 - Three Secrets Of Successful Fintech Partnerships
02/12/2021 - How Will CECL Affect Your Institution’s Securities?
02/10/2021 - Passwords – Are Their Days Numbered?
02/08/2021 - Security Operations Center – Is It For You?
02/03/2021 - Credit Migration Trend – Where Is It Heading?
02/02/2021 - The COVID-19 Vaccine And Your Employees
01/29/2021 - Employee Diversity Boosts Engagement & Performance
01/28/2021 - The Year Ahead In Anti-Money Laundering Compliance
01/27/2021 - LIBOR To SOFR – Next Steps To Keep You On Track
01/26/2021 - How Can Wire Automation Help Your Institution?
01/22/2021 - Opportunities Emerge As Digital Banking Increases
01/21/2021 - PPP Lending Is Back . . . And There Are Changes
01/20/2021 - Making Meetings More Productive
01/19/2021 - Four Ways To Help Your Customers Fight Fraud
01/15/2021 - Bank Landscaping For Greater Engagement
01/14/2021 - Embedded Banking Is Expanding
01/13/2021 - Merchant Businesses Generate 2.6x More Revenue
01/12/2021 - Automation Keeps Your Institution Competitive
01/11/2021 - How One Of Your Peers Succeeded With Mobile Wallets
01/08/2021 - Staying Compliant With Artificial Intelligence
01/07/2021 - Three Ways To Manage 2021 Lending Challenges
01/06/2021 - Four Banking Technology Spending Trends In 2021
01/05/2021 - Your Data Privacy Program Can Be A Competitive Tool
12/31/2020 - Top 2020 BID Articles (5 of 5)
12/30/2020 - Top 2020 BID Articles (4 of 5)
12/29/2020 - Top 2020 BID Articles (3 of 5)
12/28/2020 - Top 2020 BID Articles (2 of 5)
12/24/2020 - Top 2020 BID Articles (1 of 5)
12/23/2020 - Lessons In Longevity With The Oldest Community Banks
12/22/2020 - Is The Tide Shifting For Cannabis Businesses?
12/18/2020 - Faster Payments: What Are Your Peers Doing?
12/16/2020 - Three Creative CRE Opportunities For Unused Space
12/14/2020 - PPP-Related Scams To Avoid
12/10/2020 - Open Banking - What You Should Know
12/09/2020 - Bank M&A - Present & Future
12/08/2020 - Fed's Program Helps CRA Connections
12/07/2020 - QR Codes For Contactless Payments - Here To Stay?
12/04/2020 - Holiday Parties A La Pandemic
12/03/2020 - How To Renew Your D&O During A Pandemic
12/02/2020 - Six Mobile Banking Tips For Maximum Engagement
11/30/2020 - Competitively Recruiting For Longevity & ROI
11/25/2020 - Credential Stuffing - What It Is & How To Combat It
11/24/2020 - Is Suburban Migration An Advantage For CFIs?
11/23/2020 - CECL Is Still On The Horizon - Three Considerations
11/20/2020 - Five Best Practices For Top Employee Satisfaction
11/19/2020 - Banking Regulators Discussing Climate Risks
11/18/2020 - Creating More Connections With Millennials
11/16/2020 - Bank Charters For Tech Giants?
11/13/2020 - Opportunities With The Internet Of Things
11/10/2020 - Four Tips For Your Next Regulatory Examination
11/09/2020 - Small-Dollar Loans: An Update
11/06/2020 - Four Pandemic-Specific Loyalty Rewards
10/30/2020 - Payment Trends Now And Post-Pandemic
10/29/2020 - Four Mistakes To Avoid With Technology Development
10/27/2020 - Five Key Indicators For The CRE Market
10/26/2020 - Helping Budding Entrepreneurs During A Pandemic
10/23/2020 - Could Google Affect Lending And New Talent Pools?
10/22/2020 - Three Ways To Engage Minority-Owned Businesses
10/21/2020 - Bank M&A Antitrust Under Review
10/19/2020 - Reasons To Consider One-Stop Bill Payment
10/16/2020 - Three Reasons Why MSLP Is Viable
10/15/2020 - Faster Payments Are Here - Are You Ready?
10/14/2020 - Password Management Reminders In A WFH World
10/09/2020 - The Latest Signs Of Business Optimism
10/08/2020 - Three Strategies To Manage Child Care Issues
10/07/2020 - Agribusiness Trends To Watch
10/06/2020 - Five Leadership Tips For Remote Teams
10/05/2020 - Fighting Back Against Mobile Banking Fraud
10/02/2020 - Thanking Customers Especially During The Pandemic
10/01/2020 - Pandemic Prompts CFOs To Use More Automation
09/30/2020 - Four Ways To Engage Gen Z Employees
09/29/2020 - Four Ways To Attract Gen Z Business Owners
09/28/2020 - What Banks Should Know About Crypto Custody Services
09/25/2020 - Strategic Planning Considerations During A Pandemic
09/24/2020 - Three Steps Forward In The LIBOR-SOFR Transition
09/23/2020 - Four Steps For Virtual Employee Onboarding
09/22/2020 - A Refresher For Complaint Management
09/21/2020 - Will Drive-Through Banking Continue?
09/18/2020 - Looking Outside Of The Core For Technology
09/17/2020 - Three Key Liquidity Risk Management Reminders
09/16/2020 - Disasters Are Striking - Is Your Institution Ready?
09/15/2020 - Which Type Of Financial Institutions Will Cut Jobs?
09/14/2020 - Make Your App Stand Out In The Crowd
09/11/2020 - Two Ways To Cut Costs for Greater Profitability
09/10/2020 - Adapting Performance Reviews For Working Remotely
09/09/2020 - Three Ways RegTech Could Help Your Institution
09/08/2020 - M&A In 2020 - Sweet Or Sour?
09/03/2020 - Helping Millennials Through The Crisis
09/02/2020 - OCC Proposes A Special Payments Charter
09/01/2020 - Using AI To Reduce Bias
08/31/2020 - How Your Employees Can Solve Customer Problems
08/28/2020 - Digging Deeper With Your Borrowers
08/26/2020 - Strategies To Mitigate Credit Crunch
08/25/2020 - Ransomware Resurgence
08/21/2020 - Strategies For Institutions To Stay Independent
08/20/2020 - What 5G Could Mean For Banking
08/19/2020 - FDIC Guidance Broadens Employment Pool
08/18/2020 - Three Branch Security Tips During COVID-19
08/17/2020 - Stress Testing And Liquidity
08/14/2020 - Creative Ways To De-Stress Your Staff And Customers
08/13/2020 - What To Do With Your PPP Loans
08/12/2020 - The Pandemic, Cashless Payments & The Unbanked
08/11/2020 - Customer Review Sites Share Your Safety Efforts
08/10/2020 - Main Street Lending Program Could Help
08/07/2020 - Keep Moving With LIBOR's Transition
08/06/2020 - Insights For Your Strategic Planning
08/05/2020 - Should You Be Doing Banking-As-A-Service?
08/04/2020 - Ways To Manage The Coin Shortage
07/31/2020 - Should You Consider Gig Workers As Customers?
07/30/2020 - The Unique Financial Needs Of Women
07/29/2020 - New Technology Update: KYC Video Authentication
07/28/2020 - Merging In The Face Of A Crisis
07/27/2020 - How To Mitigate Currency Risk For Your Customers
07/24/2020 - The Personal Touch In Digital Banking
07/23/2020 - Five Ways To Boost Employee Morale
07/22/2020 - Steering Clear Of Unemployment Fraud
07/21/2020 - FinCEN Guidance On Pandemic Fraud Scams
07/20/2020 - Is Divestment An Option?
07/17/2020 - Developing Your Banking App - The Time May Be Right
07/16/2020 - The Latest Regulatory Stress Test Findings
07/15/2020 - Key Technologies Used To Communicate With Customers
07/14/2020 - Frustrated PPP Applicants Could Become New Customers
07/13/2020 - PPP Fraud - How To Protect Your Institution
07/10/2020 - Is It Time For A Fintech Partnership?
07/09/2020 - Three Ripe Ways To Refine Your Lending Process
07/08/2020 - What Is Needed During The Second Wave Of COVID-19
07/07/2020 - Risks Associated With Contact Tracing
07/06/2020 - Inquiry & Insight: Back To Work With The Coronavirus
07/03/2020 - The Right Time 4 Financial Literacy 4 Kids
07/02/2020 - What Have Your Peers Been Doing In This Crisis?
07/01/2020 - Potential Blind Spots in Risk Management?
06/30/2020 - Assessing Capital Using Economic Data
06/29/2020 - Net Interest Margins And Interest Rate Swaps
06/26/2020 - Leadership Communication During The Transition
06/25/2020 - Pay Considerations With Remote Workers
06/23/2020 - Community Financial Institutions And Social Change
06/19/2020 - Getting Ready To Resume Full Services Post COVID-19
06/18/2020 - Optimizing Your Website For Voice Searches
06/17/2020 - Getting The Most Out Of The Last Days Of PPP
06/16/2020 - Keeping Seniors Engaged With Digital Banking
06/15/2020 - Will We Transition To SOFR In 2021?
06/12/2020 - Bank M&A Climate: Is There An Urge To Merge?
06/11/2020 - Inquiry & Insight: Lenders Staying Financially Fit
06/10/2020 - Bridging The Technical Skills Gap
06/09/2020 - Reap More Fee Income With Wealth Management
06/08/2020 - After the PPP - Now What?
06/05/2020 - Will Negative Interest Rates Happen In The US?
06/04/2020 - Virtual College Recruiting During The Pandemic
06/03/2020 - A Taste Of Today's Commercial Real Estate Market
06/02/2020 - Long-Term Benefits Even After PPP
05/29/2020 - New Technologies Facilitating Businesses Reopening
05/28/2020 - Changing Lending Practices
05/26/2020 - Mobile Credit Card Apps Becoming More Important
05/22/2020 - Safely Reopening Your Branches
05/21/2020 - Top Six Stress Testing Tips During COVID-19
05/20/2020 - COVID-19 Risk Analysis
05/19/2020 - The Main Street Lending Program - A Summary
05/18/2020 - Remote Meeting Management
05/15/2020 - How COVID-19 Affects Men And Women Differently
05/14/2020 - Serving Your CRE Business Customers Going Forward
05/13/2020 - New Cyber Risks With COVID-19
05/11/2020 - The State of Small Business
05/08/2020 - Consumer Behavior Changes During COVID-19
05/07/2020 - Remote Work - For Recruiting & Retention
05/06/2020 - COVID-19 Loan Modifications - Risk Rating
05/05/2020 - Social Distancing And Healthy Employees
05/04/2020 - Inquiry & Insight - More Coronavirus Questions
05/01/2020 - Post-COVID-19 Office Design And Practices
04/28/2020 - Morale-Building During COVID-19
04/27/2020 - Community Banks Continue Making A Difference
04/24/2020 - Social Media Tips During COVID-19
04/23/2020 - COVID-19 And Your CRE Portfolio
04/22/2020 - Job Loss And Economic Recovery
04/21/2020 - Is Your Data Security Plan Ready For COVID-19?
04/20/2020 - Community Banks Keep Making A Difference
04/17/2020 - Transitioning Your Communications
04/15/2020 - Stepping Up Technology During The Coronavirus
04/14/2020 - Recap Of The Fed Webinar On PPPLF
04/13/2020 - Community Banks Making A Difference
04/10/2020 - Liquidity And Capital Management During COVID-19
04/09/2020 - Key Takeaways Of The CARES Act
04/08/2020 - Inquiry & Insight - Coronavirus Questions
04/07/2020 - COVID-19 Insights
04/06/2020 - Health And Wellness During The Coronavirus Crisis
04/03/2020 - How The Big Banks Are Managing The Coronavirus
04/02/2020 - Bankers Ask Regulators For Help - Part 2
03/31/2020 - CRA Considerations During COVID-19
03/30/2020 - Remote Work Practices
03/27/2020 - Leading During A Crisis
03/25/2020 - FOMC's Drastic Measures For Unprecedented Times
03/24/2020 - FDIC FAQs For Financial Institutions And Customers
03/23/2020 - COVID-19, Housing, Jobs, And Other Indicators
03/20/2020 - Tips To Increase Loan Growth
03/19/2020 - Training Your Staff On Digital Banking
03/18/2020 - BEC Compromise - An Update
03/17/2020 - Coronavirus Contingency Plans
03/16/2020 - Big Banks Report On CECL
03/13/2020 - Open Your Institution's Silos
03/12/2020 - Chatbots For Employee Advice
03/11/2020 - Fighting Fraud With The Latest From FICO
03/10/2020 - How To Prepare For The Digital Evolution
03/09/2020 - Business Credit Cards - A Good Opportunity?
03/06/2020 - A Laundry List To Get More Deposits
03/05/2020 - It's Never Too Early For Succession Planning
03/04/2020 - Maximizing Your Branches
03/03/2020 - How CECL Affects Bank Investors
02/28/2020 - Data Collection And Customer Trust
02/27/2020 - If You Can't Hire Them, Train Them
02/26/2020 - Customer Experience & Employee Compensation
02/25/2020 - Do You Have Cyber Alert Fatigue?
02/24/2020 - Data Privacy Laws - What You Should Know
02/21/2020 - A Refresher On Automation And AI
02/20/2020 - Learning From Fannie And Freddie With CECL
02/19/2020 - Portfolio-Level Analysis Of CRE Loans
02/18/2020 - Risk And Compliance - What Your Peers Say
02/14/2020 - Getting Real With Faster Payments
02/13/2020 - MasterCard's Digital ID
02/12/2020 - Employee Fraud Prevention
02/11/2020 - Is M&A Still A Good Idea?
02/10/2020 - Small Business Capital Needs
02/07/2020 - Smartwatch Banking - Is The Time Now?
02/06/2020 - Fine-Tuning Your Tech Strategy
02/05/2020 - Lending To Small Businesses
02/04/2020 - Rate Reductions And Profitability
01/31/2020 - The Middle Course Of Management
01/30/2020 - Stepping Through Technology Disruption
01/29/2020 - Thwarting Faster Payment Fraud
01/28/2020 - Extending Your Social Media Through Employees
01/27/2020 - Risk-Based Loan Pricing Strategy
01/24/2020 - The Coming Of Digital ID Cards
01/23/2020 - Collaboration Tips For Bankers
01/22/2020 - Taking A Page From Netflix's Playbook
01/21/2020 - Mobile Fraud And Trust
01/17/2020 - Cybersecurity Trends In 2020
01/16/2020 - How To Succeed With Your Business Customers
01/15/2020 - CRA - A New Proposal
01/14/2020 - Strategies For Reducing Branch Costs
01/13/2020 - LIBOR To SOFR - The Latest Update
01/10/2020 - Is It Time For Mobile Wallets?
01/09/2020 - How To Use The Extra Time For CECL
01/08/2020 - Severe Weather Patterns And Banking
01/07/2020 - Biometric Payments - What You Should Know
01/06/2020 - Inquiry & Insight - Public Banks, Deposits, Google
01/03/2020 - CSBS Community Banking Update
01/02/2020 - A Look Back On 2019 And Planning For 2020
12/23/2019 - Top 2019 BID Articles
12/20/2019 - Saving Apps For Deposit Opportunities
12/19/2019 - Nurturing Start-Up Customers
12/18/2019 - Multi-Factor Authentication - An Update
12/17/2019 - Small Bank Holding Company Changes
12/16/2019 - Millennials And Wealth Management
12/13/2019 - Building Effective Teams
12/12/2019 - Online Search Strategies For More Leads
12/11/2019 - Managing Online Customer ID Fraud
12/10/2019 - Can You Win Over Younger Employees?
12/09/2019 - The Latest Development On Fintechs
12/06/2019 - New Capital Leverage Ratio - Opt In Or Out?
12/05/2019 - Fighting ATM Skimming
12/04/2019 - Should You Consider Chatbots?
12/03/2019 - Practical Approaches To Big Competition
11/29/2019 - Interest Rate Collars In Today's Market
11/27/2019 - Cyber Risk And Digital Fingerprints
11/26/2019 - Tapping Into Private Equity Firms
11/25/2019 - Google And Business Owners Stride
11/22/2019 - How To Handle An Unsolicited Offer
11/21/2019 - Negative Interest Rates
11/20/2019 - Big Data And Capital
11/19/2019 - Helping Your Customers With EXIM
11/18/2019 - Stress Testing Tips
11/15/2019 - Small Business Snapshot
11/14/2019 - Capital Raise Opportunities
11/13/2019 - Changes Coming With The New Overtime Rule
11/12/2019 - CECL Learnings From The Big Banks
11/08/2019 - Rural Customers Need Mobile Services
11/07/2019 - Shoring Up For A Recession
11/06/2019 - Best Practices For Audit Fundamentals
11/05/2019 - Ag Customers And Chapter 12
11/04/2019 - Inquiry & Insight - Charters, ADA, Tariffs
10/31/2019 - Are Countercyclical Capital Buffers Coming?
10/30/2019 - Serving The Underbanked And Unbanked
10/29/2019 - Helpful Tips For Your Next Exam
10/28/2019 - Using Alternative Data For Creditworthiness
10/25/2019 - Working Women - What They Want
10/24/2019 - Nonemployer Firms Need Funding Too
10/23/2019 - Foreign Bank Notes For Your SMBs
10/22/2019 - Digital Transformation And Communication
10/21/2019 - Update On Mobile Banking App Satisfaction
10/18/2019 - Where Are We With EMV Adoption?
10/17/2019 - International Payments To Grow Your Customers
10/16/2019 - Do Not Delay On CECL Activities
10/15/2019 - Pooling Cyber Intelligence
10/11/2019 - New ATM Advancements
10/10/2019 - Are You Overscheduling Your Employees?
10/09/2019 - Taking A Fresh Start With CECL
10/08/2019 - Various Levels Of Small Business Optimism
10/07/2019 - Increasing Customers With Bank-at-Work Programs
10/04/2019 - Fed Funds And EBA
10/03/2019 - Inquiry & Insight - Mobile, Diversity, Cloud
10/02/2019 - Management's Role When Outsourcing CECL
09/30/2019 - Does Your Board Have Skin In The Game?
09/27/2019 - How Far Have We Come Since The Great Recession?
09/26/2019 - An Inverted Yield Curve With Forward Swaps
09/25/2019 - The Demand For Loans Among Millennials
09/24/2019 - Does Your Institution Need An AI Strategy?
09/23/2019 - Do You Have A Balanced Board?
09/20/2019 - Canadian Check Processing
09/19/2019 - Managers And Employee Performance
09/18/2019 - Evaluating External Data For CECL
09/17/2019 - AML Tips
09/16/2019 - Sub-Brands Could Expand Your Customer Base
09/13/2019 - Video Banking Acceptance On The Rise
09/12/2019 - Speedier M&A Deals
09/11/2019 - Easier To File A De Novo Application Now
09/10/2019 - Elective Fees - Do They Work?
09/09/2019 - Broadening Your International Services
09/06/2019 - Inside The Customer Lifecycle
09/05/2019 - How To Close An Account
09/04/2019 - Data Aggregation - Current Options
09/03/2019 - Inquiry & Insight - New Products, Data Loss, SARs
08/30/2019 - SMBs Catching On To Cashless
08/29/2019 - Does Your Institution Instill Trust?
08/28/2019 - ERM Program Considerations
08/27/2019 - Digital Banking Promised Land
08/26/2019 - Bank Exams Tailored To Risk - An Update
08/23/2019 - Self-Driving Payroll - A New Trend For Banks?
08/22/2019 - CRE Lending Competition Heats Up
08/21/2019 - How To Ride Out An Inverted Yield Curve
08/20/2019 - Social Media Is Shifting
08/19/2019 - The Future Of Cyber Threats
08/16/2019 - Attracting Millennials Through Boomers
08/15/2019 - Q Factors Matter More For CECL
08/14/2019 - Hedging - DIY Or Outsource
08/13/2019 - Inquiry & Insight - Phishing, CECL, Competition
08/12/2019 - Contactless Payment - Will It Catch On?
08/09/2019 - UDAAP Enforcement
08/08/2019 - Profitability Of Deposits And The Yield Curve
08/07/2019 - Customer Memories And Your Bank's Reputation
08/06/2019 - How Banks Can Woo Gen Z Employees
08/05/2019 - Creative Community Involvement By Banks
08/02/2019 - Cutting Board Meetings - How To Make $6MM In 3Y
07/31/2019 - Industrial Hemp - Can Your Bank Jump In?
07/30/2019 - Marijuana Banking - Where Are We Now?
07/29/2019 - Using Extra Time Wisely With FASB's CECL Delay
07/26/2019 - LCR, HQLA And Munis
07/25/2019 - Board Self-Assessments
07/24/2019 - Hiring Employees From LMI Communities
07/23/2019 - FASB Proposed CECL Delay But No Time To Waste
07/22/2019 - AARP And Growing Financial Elder Abuse
07/19/2019 - How 5G Will Affect Digital Banking
07/18/2019 - Student Loans As A Gateway
07/17/2019 - SOFR Transition - Are You Ready?
07/16/2019 - Vendor Risk Management Refresher
07/15/2019 - AICPA Guidance On CECL
07/12/2019 - Product Assortment Or Customer Experience
07/11/2019 - Avoiding Unclaimed Assets
07/10/2019 - Succession Planning Examples
07/09/2019 - Inquiry & Insight - Deposits, Buybacks & Tracking
07/08/2019 - The Challenges Of Optionality And CECL
07/05/2019 - Fintech Education Programs
07/03/2019 - Deposits - Where Are They & How To Get More
07/02/2019 - E-Invoicing: Efficient Or Complex?
06/28/2019 - Cryptocurrency, Fiat Liquidity And BSA/AML
06/27/2019 - Low-Cost Deposits
06/26/2019 - The Limitations Of WARM
06/25/2019 - A New Open Banking Solution
06/24/2019 - Internships - New Rules
06/21/2019 - Checks And Your Business Customers
06/20/2019 - The Risks Of Mobile Wallets
06/19/2019 - Green Lending And Investments
06/18/2019 - Performance And Economic Snapshot
06/17/2019 - Medical Professionals And Financial Literacy
06/14/2019 - Big Data - An Update
06/13/2019 - BSA/AML Areas Of Focus
06/12/2019 - Top 4 Ways To Keep Customers Engaged
06/11/2019 - Avoiding Age Discrimination
06/10/2019 - Inquiry & Insight - Leverage, Payments & Social
06/07/2019 - Integrating Your Marketing
06/06/2019 - Gentrification And A New Code Of Conduct
06/05/2019 - B Corp - Is It Right For Your Bank?
06/04/2019 - Where Have All The M&A Premiums Gone?
06/03/2019 - Attract Deposits Without Raising Rates
05/31/2019 - The Rise Of Immigrant-Owned Small Businesses
05/30/2019 - Can Marie Kondo Help Community Banks?
05/29/2019 - Opportunity Zones - What, Where And How
05/28/2019 - Lessons From Digital Banking Latecomers
05/24/2019 - Be On The Lookout For Occupational Fraud
05/23/2019 - SOFR Transition - Contracts And Communication
05/22/2019 - Retail Lending - What To Consider
05/21/2019 - Reducing RDC Risk
05/20/2019 - Chatting About Chatbots For Community Banks
05/17/2019 - Forward Rate Lock Agreements Help Your Bank
05/16/2019 - Greatest Risks For Banks
05/15/2019 - Millennials, Childcare And Your Bank
05/14/2019 - The Latest Developments On AI And AML
05/13/2019 - The Spotlight Is On Women-Owned Businesses
05/10/2019 - A New Savings App - Creative Competition
05/09/2019 - Cybersecurity Best Practices For Teleworkers
05/08/2019 - Guidelines For CECL Method Selection
05/07/2019 - Business Customers And Their Digital Needs
05/06/2019 - An ALM Program Refresher
05/03/2019 - Inquiry & Insight - To Outsource Or Not
05/02/2019 - More Than Traditional Checking Accounts
04/30/2019 - Loan Pricing - Do You Have Consistency?
04/29/2019 - Highly Involved Community Banks Continue On
04/26/2019 - How Valuable Is Time To Your Employees?
04/25/2019 - Is Your Bank Purpose-Driven?
04/24/2019 - Hospitality Lending - Is It For Your Bank?
04/23/2019 - Developing A Hedging Strategy
04/22/2019 - Still More Highly Involved Community Banks
04/19/2019 - Helping International SMBs Thrive
04/18/2019 - Digital Marketing Tips From Community Bankers
04/17/2019 - Performance And Goals
04/16/2019 - The Rise of Biometric Payment Cards
04/15/2019 - More Highly Involved Community Banks
04/12/2019 - Employee Engagement Tips
04/11/2019 - Your Bank Customer's Mis-Taken Identity
04/10/2019 - The Bank Customer Experience And Fintechs
04/09/2019 - Tax Update For C-Corp And S-Corp
04/08/2019 - Highly Involved Community Banks
04/05/2019 - Performing A CECL Dry Run
04/04/2019 - Is Your Bank's Website ADA Compliant?
04/03/2019 - Technology Brands And Customer Expectations
04/02/2019 - Wellness Benefits And Your Bank