Resource Center

CECL is different from the current loan loss reserve approach since it includes both probable and projected losses over the life of the loan. Learn how this impacts bankers with a diversified loan portfolio.

The transition to CECL has been called the biggest shift ever to bank accounting by regulators. For bankers, the first step in preparing can be fairly straightforward — if you know what you need and where to go.

Get prepared for CECL and familiarize yourself with the key concept of Life of Loan, by examining loan maturity and the balance between short and long-term loans.

Fallback language, economic impact, timeline, and preparation.

Everything you need to know about SOFR and using it post-LIBOR.

Cross-border payments are changing and business owners expect to transfer money quickly. SWIFT gpi allows community financial institutions to meet their customers’ needs and generate additional fee income for their institution.

See how PCBB helped a community bank provide international services with simplified and streamlined transactions all while maintaining a commitment to premium service and support.

How PCBB helped a rural community bank compete with the big banks and win by helping them offer their customers long term fixed rates while getting a floating-rate asset on the books.

Learn how Frederick County Bank uses PCBB’s relationship profitability solution, Profitability FIT, to more effectively price loans, offer additional services and encourage loyalty.

Traditions Bank selected PCBB and Profitability FIT as they faced many business challenges including not pricing business loans competitively.

Facing several challenges including losing deals to the competition that could offer longer-term rates, the bank needed a new lending strategy. Learn how they overcame and increased lending deals by 75%.