Bank Profitability Measurement | Loan Pricing and Customer Profitability
Are you looking to win more deals and maximize your bank’s profitability?
Profitability FIT provides a 360-degree relationship view so you can determine the best loan pricing based on your customer data while driving higher bank profitability.
- Optimized risk-based loan pricing
- Increased customer segment profitability
- Manage deposit pricing and fee waivers
- Spend less time evaluating exception pricing
- PCBB’s expert advisors whenever you need them
I can’t say enough about the benefits of this product. It is a great resource and tool for the commercial lending team.
Win New Business
Profitability FIT Delivers Competitive and Consistent Loan PricingPrice loans with consideration of capital, loan risk and cost assumptions to determine the best risk-adjusted return for your institution and the best price for your customer.
Profitability Based on Each Unique Customer Relationship
With Profitability FIT you can identify:
|Lifetime risk-adjusted profitability|
|Share of wallet|
|Strategies to increase revenue from unprofitable loans and customers|
|Underutilized credit lines|
|Loan-only and CD-only customers|
|Significant overdraft customers|
|High cost of funds customers|
Comprehensive Reporting & Insights
- View your entire customer base by:
- Large balance fluctuations
- Loan maturities
- Industry Segment
- All personal accounts
- All business accounts