Cash Management Solutions
Operational Services for Financial Institutions
At PCBB, we help community financial institutions manage liquidity, move money efficiently, and streamline operations with a full suite of correspondent banking solutions.
With more than 25 years of experience, we provide reliable, cost-effective tools to support your back-office operations — so you can focus on serving your customers. Whether you are enhancing your payment capabilities or optimizing daily liquidity, PCBB delivers practical solutions with excellent, live customer service and industry expertise.
Key Benefits:
- End-to-end support for domestic payments with built-in compliance tools
- Centralized settlement for wire transfers, ACH transactions, the FedNow® Service, and RTP® network payments
- Automated sweeps to optimize overnight balances and improve earnings
- Direct access to cash management specialists
- Improved operational efficiency through streamlined processes and integrated solutions
Full Suite of Cash Management Solutions
Settlement Services
Efficiently manage your daily settlements across various payment types, including ACH, FedNow® Service and RTP® network payments, through our secure platform.
Domestic Payments
Easily send and receive wires and ACH payments. Track, search, and export your transactions. OFAC services are provided for each wire transfer.
De Novo Banking Services
Not only do we have the expertise and services to successfully help launch your bank but also the solutions to help you grow and succeed in the communities you serve.
Brokered Certificates of Deposit
A reliable and cost-effective solution to help you increase liquidity or get access to insured, high-yielding CDs for your securities portfolio.
Overnight Sweep Options
We sweep any amount above your target balance into overnight Fed Funds or an excess balance account, saving you time on monitoring and investing daily liquidity.
Time Deposits
We offer competitive rates for all time deposits.
PCBB’s Cash Management Helps Your Institution:
- Simplify daily payment operations
- Optimize overnight balances and improve earnings
- Receive ongoing, live, nationwide support and guidance
- Increase efficiency and streamline processes
Explore Our Correspondent Bank Connection (CBC) Platform
CBC is our in-house, web-based platform, where you can monitor your cash management activity, and initiate and approve transactions in a dual-custody setting.
| CBC Benefits | |
| Efficient, cost-effective settlement service | |
| Can be part of your contingency service for wires, if you process them directly through the Fed or another party | |
| Permanent record retention, reports, and ABA look-up tool for all transactions | |
| Built-in email notification and search function for easy tracking | |
| Secure, encrypted ACH & domestic payments services | |
| Full regulatory retention compliance |
Learn How You Can Get Started with the FedNow® Service
PCBB is integral in the collaboration and development of faster payments.
We provide liquidity and settlement agent services to community financial institutions that want faster payments through the FedNow Service.
Why Choose PCBB
PCBB is a correspondent bank that I have come to trust. I have done business with other correspondent banks around the country, but I stay with PCBB as they will do what they say they’re going to do.