Published Articles

Second Quarter

Deposit Strategies To Deepen Commercial Relationships
The Independent Report, Independent Community Bankers of Colorado

Getting TO Know The Fed Discount Window
The New Mexico Bankers Digest, New Mexico Bankers Association

First Quarter

Top Predictions for Community Banks in 2025
New Mexico Bankers Digest, New Mexico Bankers Association

Third Quarter

Why Loan Hedging Makes Sense in a Falling Rate Environment
Bank Director

Second Quarter

Beyond Interest Rates: Five Strategies to Attract and Retain Deposits
Bank Director

First Quarter

From Vision To Velocity: The Making of the FedNow Service
New Mexico Bankers Digest, New Mexico Bankers Association

From Vision To Velocity: The Making of the FedNow Service
Independent Report, Independent Bankers of Colorado

By Banding Together, Community Banks Can Participate In Bigger Loans
The Utah Banker, Utah Bankers Association

Fourth Quarter

How to Use Profitability Modeling to Power Your Relationship Banking Strategy
The Financial Brand

Is It Time To Hedge Interest Rate Risk With A Forward Rate Lock?
New Mexico Bankers Digest, New Mexico Bankers Association

Hedging Can Strengthen CRE Lending
The Ohio Community Banker, Community Bankers Association of Ohio

Hedging Can Strengthen CRE Lending
The Tennessee Banker, Tennessee Bankers Association

Help Your Employees Keep Up With The Latest Phishing Scams
mbaBanking, Michigan Bankers Association

Third Quarter

Mitigating Commercial Lending Rate Reset Risk Through Hedging
Bank Director

Is Profitability Modeling the Secret to Smarter Deposit Pricing?
Bank Director

Help Your Employees Keep Up With the Latest Phishing Scams
MBA Banking, Michigan Bankers Association

The Value of Customer Profitability Modeling
The Ohio Community Banker, Community Bankers Association of Ohio

Second Quarter

Rising Interest Rates May Shut Some Community Banks Out Of FHLB Funding
New Mexico Bankers Digest, New Mexico Bankers Association

Rising Interest Rates May Shut Some Community Banks Out Of FHLB Funding
MBA Banking, Michigan Bankers Association

Manage Your Social Media Risk
Texas Banking Magazine, Texas Bankers Association

First Quarter

Six Strategies to Navigate Credit Stress
The West Virginia Banker, West Virginia Bankers Association

Six Strategies to Navigate Credit Stress
Nevada Bankers February Newsletter, Nevada Bankers Association

Six Strategies to Navigate Credit Stress
The New Mexico Bankers Digest, New Mexico Bankers Association

Rising Interest Rates May Shut Some CFIs out of FHLB Funding
The West Virginia Banker, West Virginia Bankers Association

Twelve TBA members named to ‘Best Banks to Work For’ list
The Tennessee Banker, Tennessee Bankers Association

Rising Interest Rates May Shut Some CFIs out of FHLB Funding
Minnesota Bankers News, Minnesota Bankers Association

Rising Interest Rates May Shut Some CFIs out of FHLB Funding
MBA Banking, Michigan Bankers Association

Real-Time Payments Can Help Soothe Supply Chain Issues
The Ohio Community Banker, Community Bankers of Ohio

Rising Interest Rates May Shut Some Community Banks Out Of FHLB Funding
The Utah Banker, Utah Bankers Association

Fourth Quarter

Managing CRE Exposure in an Uncertain Market
Nevada Bankers Association December 2022 Periodical, Nevada Bankers Association

Six Strategies to Navigate Credit Stress
Independent Report, Independent Bankers of Colorado

Managing CRE Exposure In An Uncertain Market
The Ohio Community Banker, Community Bankers Association of Ohio

Managing CRE Exposure In An Uncertain Market
MBA News, Minnesota Bankers Association

Managing CRE Exposure In An Uncertain Market
The Utah Banker, Utah Bankers Association

Third Quarter

Inverted Yield Curve May Bring Hedging Opportunity
The Arizona Banker, Arizona Bankers Association

Inverted Yield Curve May Bring Hedging Opportunity
New Mexico Bankers Digest, New Mexico Bankers Association

Finding New International Business Customers In Your Midst
The Utah Banker, Utah Bankers Association

Second Quarter

Running CECL in Parallel
The Independent, Colorado Bankers Association

Running CECL in Parallel-What You Should Know
MBA News Magazine, Minnesota Bankers Association

Running CECL In Paralllel- what You Should Know
New Mexico Bankers Digest, New Mexico Bankers Association

Best Practices To Apply Q Factors for CECL
Great Lakes Banker Magazine, Great Lakes Banker

Best Practices To Apply Q Factors for CECL
The Ohio Community Banker, Community Bankers Association of Ohio

First Quarter

Syndicated Loan Market Offers Lending Possibilities For Community Bankers
New Mexico Banker, New Mexico Bankers Association

Will Community Banks Have Enough Reserves for CECL
THE INDEPENDENT REPORT, IBC (CO)

Fourth Quarter

Syndicated Loan Market Offers Lending Possibilities for Community Bankers
The Community Banker, CBWV

Top Five Criteria in Choosing the Right CECL Vendor
The Ohio Community Banker, CBAO

Syndicated Loan Market Offers Lending Possibilities for Community Bankers
The Arizona Banker, AZBA

Third Quarter

Resuming CECL Compliance Planning
New Mexico Bankers Digest, NMBA

One Step Closer to Instant Payments With the FedNow Pilot Program
Utah Banker, UBA

How Can Wire Automation Help Your Institution?
Independent Report, IBC (CO)

Resuming CECL Compliance Planning
NBA News and Information, NBA (NV)

Four Critical Reminders to Transition from LIBOR to SOFR
The Arizona Banker, Arizona Bankers Association

Three Key Areas Impacting Customer Profitability
NBA News & Information, Nevada Bankers Association

One Step Closer to Instant Payments With the FedNow Pilot Program
New Mexico Bankers Digest, NMBA

Syndicated Loan Market Offers Lending Possibilities for Community Bankers
The Community Banker, CBWV

Resuming CECL Compliance Planning
The Ohio Community Banker, CBAO

Second Quarter

Northern California Banks, Credit Unions to Test Federal Reserve’s New System...
North Bay Business Journal

Relationship Value Pricing and Customer Profitability
The Arizona Banker, AZBA

How Will CECL Affect Your Institution's Securities?
Community Banker, MIB (MT)

How Will CECL Affect Your Institution's Securities?
NBA News and Information, Nevada Bankers Association

Open Banking - What You Should Know
The Tennessee Banker, TBA (TN)

What International Business Customers Want From Their Community Bank
Utah Banker, UBA

Triaging Your Institution's Credit and Liquidity Health
Carolina Banker, NCBA

Relationship Value Pricing and Customer Profitability
New Mexico Bankers Digest, NMBA

How Will CECL Affect Your Institution's Securities?
Arizona Banker, ABA (AZ)

Resuming CECL Compliance Planning
CBWV Newsletter, CBWV

Relationship Value Pricing And Customer Profitability
The Ohio Community Banker, CBAO

First Quarter

Three Key Liquidity Risk Management Reminders
NBA News and Information, Nevada Bankers Association

The COVID-19 Vaccine and Your Employees
Iowa Bankers Exchange, Iowa Bankers

SOFR Takes the Spotlight As LIBOR's Days Are Numbered
Community Banker, MIB (MT)

Open Banking – What You Should Know
NBA News and Information, Nevada Bankers Association

Three Key Liquidity Risk Management Reminders
New Mexico Bankers Digest, NMBA

Three Key Liquidity Risk Management Reminders
Utah Banker, UBA

Three Key Liquidity Risk Management Reminders
The Community Banker, CBWV

What International Business Customers Want From Their Community Bank
Arizona Banker, AZBA

Relationship Value Pricing and Customer Profitability
Great Lakes Banker, Great Lakes

SOFR Takes the Spotlight As LIBOR's Days Are Numbered
The Ohio Community Banker, CBAO

What International Business Customers Want From Their Community Bank
The mbaBanking Magazine, MBA

Fourth Quarter

PPP Fraud — How To Protect Your Institution
The Arizona Banker, AZBA

Morale Building During COVID-19
The Community Banker (WV), CBWV

Digging Deeper With Your Borrowers
The Independent Report (CO), IBC

Helping Bankers With The PPP Forgiveness Process
The mbaBanking Magazine, MBA

Digging Deeper With Your Borrowers
New Mexico Bankers Digest, NMBA

Triaging For Your Institution’s Credit & Liquidity Health
The Ohio Community Banker, CBAO

Helping Bankers Through the PPP Forgiveness Process
Utah Banker, UBA

Three Key Liquidity Risk Management Reminders
Bankers Digest, New Mexico Bankers Association

Three Key Liquidity Risk Management Reminders
The Community Banker, CBWV

Three Key Liquidity Risk Management Reminders
Utah Banker, UBA

What International Business Customers Want From Their Community Bank
The Arizona Banker, AZBA

Third Quarter

Triaging for Your Institution’s Credit & Liquidity Health
CBA Today (GA), CBAOG

Helping Customers Through the PPP Forgiveness Process
Nevada Bankers Association, NBA

Helping Customers Through the PPP Forgiveness Process
The Ohio Community Banker, CBAO

PPP Fraud — How to Protect Your Institution
The Arizona Banker, AZBA

Three Steps to Assessing Customer Profitability Post-COVID-19
The mbaBanking Magazine, MBA

Top Six Stress Testing Tips During COVID-19
The Tennessee Banker, TBA

Second Quarter

Customer Profitability - From Strategic Development to Execution
Greater Lakes Banker

3 Steps to Assess Customer Profitability Post-COVID-19
New Mexico Bankers Digest, NMBA

Transitioning Your Communications
The Ohio Community Banker, CBAO

Interest Rate Swaps and Loan Modifications With COVID-19
The Arizona Banker, AZBA

Morale-Building During COVID-19
The Independent Report, IBC

Interest Rate Swaps and Loan Modifications with COVID-19
Utah Banker, UBA

First Quarter

From LIBOR to SOFR: Making a Successful Transition
Hoosier Banker Magazine, IBA

Coronavirus Contingency Plans
New Mexico Bankers Digest, NMBA

Stress Testing Tips
The Community Banker (WV), CBWV

Fourth Quarter

Customer Retention and Profitability
The Arizona Banker, AZBA

Why Hedging Loan Solutions Can Be Advantageous for Businesses
Denver Business Journal

Third Quarter

Customer Retention and Profitability at Community Banks
Bankers Digest (TX), IBAT

Preparing For Your Board’s Questions About CECL
Community Banker (MT), MIB

How to Ride out an Inverted Yield Curve
The Community Banker (WV), CBWV

How to Ride out an Inverted Yield Curve
The Ohio Community Banker, CBAO

CECL Top 5 Things to Remember
Utah Bankers Association, UBA

LIBOR to SOFR: What Community Banks Should Know to Make a Successful Transition
MBA News (MN), MBA

Second Quarter

LIBOR to SOFR
The mbaBanking Magazine, MBA

Customer Retention and Profitability
The Ohio Community Banker, CBAO

LIBOR to SOFR —Making a Successful Transition
Colorado Banker, CBA

LIBOR to SOFR How to Make a Successful Transition
Texas Banking

First Quarter

Preparing for Your Boards Questions About CECL
Tennessee Bankers Association

Top 5 CECL Things to Remember
Colorado Banker, CBA

Rethinking CECL—Innovative Insights to Drive Business
Texas Banking

PCBB—Rooted in the Success of Community Banks
Great Lakes Banker

Top 5 CECL Things to Remember
The Community Banker (WV), CBWV

Rethinking CECL — Innovative Insights to Drive Business, Not Just Your Reserve
Utah Banker, UBA