Market Rates
Last Updated: 07/24/2026 05:38AM (GMT-0700)
| UST Constant Maturity | Change | |||
|---|---|---|---|---|
| Term | Last | Day | MTD | YTD |
| 1 Month | 3.82000 | +0.06000 | +0.12000 | +0.08000 |
| 3 Month | 3.95000 | +0.06000 | +0.08000 | +0.28000 |
| 6 Month | 4.09000 | +0.04000 | +0.08000 | +0.50000 |
| 1 Year | 4.12300 | -0.01400 | +0.12900 | +0.64800 |
| 2 Year | 4.33400 | -0.01500 | +0.15900 | +0.85900 |
| 3 Year | 4.37100 | -0.01900 | +0.18700 | +0.82600 |
| 5 Year | 4.44000 | -0.01700 | +0.21300 | +0.71200 |
| 7 Year | 4.55600 | -0.01600 | +0.21900 | +0.61500 |
| 10 Year | 4.69300 | -0.01300 | +0.21900 | +0.51300 |
| 20 Year | 5.18900 | -0.00900 | +0.22500 | +0.39100 |
| 30 Year | 5.15600 | -0.00500 | +0.20300 | +0.31100 |
| Fed Funds | ||
|---|---|---|
| Rate | Change | |
| Effective | 3.63000 | +0.00000 |
| Discount | 3.75000 | +0.00000 |
| Interest on Reserve Balances (IORB) | 3.65000 | +0.00000 |
| Futures Implied Fed Funds | ||
| Jul-31-2026 | 3.63250 | +0.00250 |
| Sep-30-2026 | 3.80000 | +0.00000 |
| Dec-31-2026 | 4.03500 | +0.01500 |
| Mar-31-2027 | 4.14500 | +0.01500 |
| Jun-30-2027 | 4.21000 | +0.02500 |
| Dec-31-2027 | 4.15500 | -0.07000 |
| Jun-30-2028 | 4.10000 | -0.07000 |
| Swap Rates | |||
|---|---|---|---|
| Term | Fed Funds | SOFR | Prime |
| 1 Year | 4.17401 | 4.14676 | 7.26801 |
| 2 Year | 4.21604 | 4.17973 | 7.29970 |
| 3 Year | 4.19497 | 4.15470 | 7.27345 |
| 5 Year | 4.18425 | 4.14075 | 7.26450 |
| 7 Year | 4.21851 | 4.17340 | 7.29840 |
| 10 Year | 4.29380 | 4.24850 | 7.37600 |
| 15 Year | 4.43190 | 4.38480 | 7.44480 |
| 20 Year | 4.49414 | 4.44662 | 7.49662 |
| 30 Year | 4.43931 | 4.39077 | 7.43830 |
| Other Rates | ||
|---|---|---|
| Rate | Change | |
| Overnight Bank Funding Rate (OBFR) | 3.63000 | +0.00000 |
| SOFR | 3.64000 | +0.02000 |
| 30 Day Compounded SOFR | 3.61674 | +0.00066 |
| 90 Day Compounded SOFR | 3.62586 | -0.00021 |
| 180 Day Compounded SOFR | 3.66396 | -0.00005 |
| Prime | 6.75000 | +0.00000 |