Results include
- 4 Webpages
- 16 BID Newsletters
Webpages
May 18, 2023
Borrowers Loan Protection is PCBB’s unique hedging solution where you do not have the administrative or accounting challenges of back-to-back swap.
May 18, 2023
Learn the frequently asked questions about Borrower's Loan Protection and how BLP works.
May 21, 2023
CECL platform offers embedded data sources for documenting your Q Factors and forecasting options, transparent reporting, access to a team of advisors and more.
Jun 29, 2023
The financial industry has been preparing to transition from LIBOR rates to SOFR rates for over two years. Now that the LIBOR cessation date is here, CFIs may still have questions. We discuss what the SOFR rate options are, how the LIBOR Act could impact your remaining LIBOR-based loans, and where to find helpful resources.
Mar 6, 2023
Though the clock is ticking down to the ultimate cessation of LIBOR, the banking industry’s adoption of SOFR has been slower than regulators might have expected. We discuss reasons for the delay and legislation that can ease the process.
May 2, 2023
In the current interest rate environment, forward rate locks offer both CFIs and borrowers an opportunity to mitigate interest rate risk. Femi Audifferen, SVP of Hedging Solutions at PCBB, explains why now might be an opportune time to hedge with a forward rate lock.
May 31, 2022
Some community financial institutions may not know the benefits of interest rate swaps. Not only do they help you manage interest rate risk, but they also help you retain customers. Your customers want fixed rates, especially as rates rise. You can help them with interest rate swaps — and you gain noninterest income too. We explain how.
Oct 2, 2023
Economic predictions from the experts are all over the map, ranging from a soft landing to a recession to a boom in GDP. It all poses a difficult environment in which to plan for the near future.
Sep 5, 2023
Efforts to boost DEI soared a few years ago, but research shows that some companies are having difficulties keeping pace in the long term. We discuss what to do if your company is experiencing diversity fatigue and provide tips for staying on track with your DEI goals.
Jun 28, 2023
You know that your CFI would benefit from updating its technology, but replacing core technology is an expensive proposition. Middleware is a type of software that can bridge the gap between old and new technology, letting you run newer applications without replacing older legacy systems.
Jun 12, 2023
Artificial intelligence is taking voice recognition capabilities to new levels, creating multiple applications for financial institutions — both added conveniences for customers and enhanced security. Before embracing AI-backed voice software, however, financial institutions should be aware of the security risks they can create.
May 9, 2023
Thefts of mailed checks have soared since the start of the pandemic as stimulus checks attracted crooks and accelerated check fraud schemes. We discuss why and what to look for to prevent mailed check theft from affecting your customers.
Apr 19, 2023
Loan-to-deposit ratios rose throughout 2022, with average CFI rates nearing 80%. Banks are also borrowing more from alternative sources to make up for lagging deposit growth.
Mar 17, 2023
TikTok is more than just a site filled with entertaining videos. It has also become a go-to source of financial advice for younger consumers. We provide five tips on how to leverage this social media platform to connect with Gen Z.
Jan 30, 2023
Economic forecasts for 2023 include a soft landing, stagflation, and recession. No matter which proves to be accurate, CFIs should prepare for the worst by assessing and taking steps to effectively manage risk.
Nov 18, 2022
As financial institutions increasingly rely on artificial intelligence and machine learning to determine lending worthiness, fairness testing software is becoming an important component in verifying that the algorithms lenders are relying on don’t have their own biases built in.
Oct 12, 2022
The financial sector is facing a debilitating cybersecurity talent shortage. In a proactive response, many companies are broadening candidate pipelines and cultivating talent on their own terms. We dive into several examples of unconventional, yet practical, talent sourcing methods.
Sep 7, 2022
Merger and acquisition activity soared last year and this business strategy could be the answer your CFI needs. Financial institutions are teaming up not only to create more scale, but also to broaden their scope as they seek ways to increase their stability in the face of challenging industry winds.
Jun 24, 2022
As organizations continue to grapple with soaring job resignations and insufficient staffing, doing more with less has become the norm. Managing understaffed teams more effectively is important not only for enhancing productivity, but for keeping key employees from jumping ship.