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Whitepapers
A guide to help you manage credit risk using four strategies. Learn about the benefits and tips of credit stress testing your loan portfolio seamlessly.
As US alcohol consumption declines, CFIs face rising lending risk in brewery, distillery, and bar portfolios. Lenders should consider stress-test for saturation, margin pressure, and inventory risk, while favoring borrowers with diversified, experience-driven revenue.
Recent stress periods push CFIs to reassess liquidity practices. Those maintaining strong visibility, clear action triggers, and tested funding strategies are better positioned to respond quickly and effectively.
Seven practical strategies to help CFIs strengthen resilience, manage risk, improve portfolio visibility, and make more informed decisions on growth, pricing, liquidity, and capital planning.
The 2025 DFAST credit stress testing results show reduced capital strain and regulatory momentum toward smoother stress testing — important signals for CFIs.
A deep dive into three major factors that contributed to a smaller-than-expected capital decline in the 2025 stress test, and their broader implications for CFIs.
Stress testing is vital for CFIs to assess their resilience, manage risks, and prepare for economic shocks in today’s uncertain market. We discuss scenarios to test for and approaches to stress testing.
Following tradition, we're taking a look back at your favorite articles from this year as we BID adieu to 2024. This August article explores trends in CRE. Risk within CRE lending portfolios may be higher than the banking industry realizes. We discuss rising sources of risk and how stress testing can help CFIs proactively identify trouble spots.
Risk within CRE lending portfolios may be higher than the banking industry realizes. We discuss rising sources of risk and how stress testing can help CFIs proactively identify trouble spots.