Loan Pricing and Profitability Analysis
Optimize Deposit Pricing Through Profitability Modeling
Profitability FIT™ is a profitability analysis tool used by thousands of bankers to identify valuable cross-selling opportunities and optimize loan, deposit, and relationship pricing to achieve increased profitability and performance.
Tap into our advisors for their expertise and guidance, and take advantage of our data mining features and e-Consultant for quick, easy insights.
Gain insights into:
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Cross-sell opportunities |
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Lifetime risk-adjusted profitability |
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Share of wallet |
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Strategies to increase revenue from unprofitable loans and customers |
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Underutilized credit lines |
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Loan-only and CD-only customers |
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Significant overdraft customers |
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High cost of funds customers |
Why Customers Choose Profitability FIT
We selected PCBB’s Profitability FIT solution over other vendors, as it provided us insights to make better-informed decisions.
Comprehensive Customer Profitability Reporting & Insights
- View your entire customer base by:
- Profitability
- Large balance fluctuations
- Loan maturities
- Renewals
- View profitability by:
- Account
- Offer
- Industry segment
- Branch
- Create what-if scenarios by:
- Relationships
- Loans
- Deposits
- Capture House holding view with:
- All personal accounts
- All business accounts
How Profitability Modeling Can Help You
Profitability modeling will help you identify which customer segments are the most lucrative. Read The Financial Brand’s article to learn about optimizing efforts towards customers with the most value.
How To Thrive in a Competitive Deposit Rate Environment
Learn how profitability modeling and analysis can help you compete and build loyalty with your customers.