Results include

People
EVP, Chief Lending Officer
B.S. Cornell University MBA Crummer School of Business, Rollins College Mr. Hines is currently Executive Vice President of the Bank of Glen Burnie (NASDAQ GLBZ) and has served as the Chief Lending...
SVP & Regional Manager, Southeast Region
Mike Noblett has over 25 years of experience in financial services, with a focus on regulatory compliance. In his current role at PCBB, Mike strives to connect community financial institutions with hi...
SVP & Chief Risk Officer
Radhika brings over 30 years of risk management, compliance, and internal audit experience at prestigious global companies, financial institutions, and fintech startups. As Chief Risk Officer, Radhika...
SVP & Chief Financial Officer
Sim Lau has over 18 years of experience in finance and is the SVP & Chief Financial Officer for PCBB. Sim started as a Staff Accountant and worked her way to SVP & Controller at PCBB, responsible f...
Webpages
Mar 1, 2025
With PCBB's lending solutions, take on the competitive market confidently. Leverage our expert insights and tools to diversify your loan portfolio, attract and retain customers, and ensure regulatory compliance.
Mar 1, 2025
PCBB's shareholder and regulatory reports and policies.
Case Studies
May 3, 2025
As Bay State Bank expanded, it sought a CECL partner that could not only meet regulatory demands but also align with its growth-oriented vision. Download their case study to learn how PCBB's CECL FIT® supported the bank's growth and evolving loan portfolio needs.
Podcasts
Nov 5, 2024
We sit down with a former regulator to explore the keys to success for CFIs. Hear insights on the importance of proactive risk management, strong communication, why involving regulators early in risk discussions is crucial, the significance of corporate governance, and more.
Mar 20, 2025
As the cannabis industry grows, community financial institutions face a pivotal decision—should they step into the Marijuana-Related Banking (MRB) space? In this episode, we explore the evolving landscape of MRB, breaking down the risks, rewards, and regulatory complexities of taking on cannabis-related business customers.
BID Newsletters
Nov 14, 2024
As regulatory requirements increase, regtech can help you stay compliant while also lowering costs and increasing efficiency. We discuss possible use cases.
Jun 20, 2024
Ditch manual efforts in ensuring companywide compliance with evolving regulations. We explore how automation simplifies compliance, minimizing errors and boosting efficiency with cloud-based policy management.
Jul 12, 2023
As banking as a service (BaaS) grows in popularity, so does the need for regulatory requirements. We discuss the upcoming trends and concerns with BaaS and how CFIs might prepare for instituting BaaS.
Dec 17, 2024
We interviewed PCBB President Mike Dohren about the key trends he anticipates affecting CFIs in 2025, including regulatory changes, mergers and acquisitions, lending trends, and technology.
Dec 10, 2024
In this second part of our review of 2024, we look at the challenges and opportunities arising from increased regulatory scrutiny, the rise of open banking, and the adoption of faster payments.
Dec 2, 2024
As regulatory oversight of BaaS increases, CFIs need to be aware of the risks in their third-party relationships. We provide examples of BaaS flubs and how to avoid them.
Jun 11, 2024
A spate of regulatory actions against banks for compliance deficiencies in their fintech partnerships has bankers concerned. We discuss recent consent orders and provide tips on managing third-party vendor risk.
Dec 6, 2023
In this second part of our review of 2023, we look at the challenges brought about by the evolving fintech landscape, the ever-increasing cybersecurity threats, and mounting regulatory complexity. We explore how CFIs have responded to these situations.
Oct 21, 2024
The 2024 CSBS Annual Survey of Community Banks reports regulatory burdens, cost of funds, and cybersecurity as the top challenges facing community bankers. We highlight the survey’s key findings.
May 1, 2024
The results are in, and according to the Bank Director’s 2024 Risk Survey, the banking industry’s top challenges center around deposit pricing, liquidity management, and regulatory requirements. We review the survey’s findings to uncover the factors driving these challenges forward.
Apr 22, 2024
In response to inflation, higher interest rates, regulatory capital increases and declining demand, some banks have pulled back on lending for equipment leasing and financing. That’s created opportunities in equipment finance and leasing for interested CFIs.