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May 12, 2026
Grow your loan portfolio and generate more fee income with PCBB's loan hedging, loan participations, & contingency funding solutions.
Case Studies
Sep 2, 2025
The National Bank of Coxsackie struggled to match competitors' commercial loan rates, while managing larger, more complex deals. BLP® didn't require additional staffing or burden borrowers with extra costs − all while maintaining operational efficiency.
Apr 15, 2026
According to the latest Small Business Credit Survey, nearly half of SMBs have unmet financial needs. We share report insights and suggest strategies for CFIs to close the SMB lending gap.
Jan 7, 2026
Agricultural lending in 2026 will need to be more flexible, as producers face numerous headwinds. Deepening relationships with ag customers will be even more necessary. We delve into more specifics.
Sep 15, 2025
Regional and national banks have pulled back from multifamily lending, and that’s created an opportunity for CFIs. We discuss how CFIs can thrive in this niche.
Aug 13, 2025
To increase adaptability to emerging technology, increased regulatory requirements, and changing customer needs, CFIs are increasingly moving from traditional lending systems to cloud-based lending solutions. We discuss some of the key benefits.
Jun 26, 2025
CFIs plan to invest in automated lending, especially for SMBs. We discuss barriers to adoption for SMBs, the benefits to forging ahead, and the outlook for fully automated SMB lending.
May 29, 2025
AI-assisted platforms known as PropTech are changing the way real estate is marketed and sold and has multiple features that could prove beneficial for financial institutions as well.
May 28, 2025
Digital lending platforms can help CFIs save money, make better lending decisions, and build a better loan portfolio. We discuss the benefits of adoption in a growing loan market.
Mar 6, 2025
With private lenders expanding their role, CFIs have an opportunity to stand out by leveraging relationship-based lending, faster decision-making, and targeted expertise. We discuss four strategies to help.
Mar 5, 2025
Private lenders are filling the CRE financing gap thanks to looser underwriting, more reliability in rates, and growing investor confidence. We discuss nonbank lenders’ strengths and areas where they miss the mark.
Jan 15, 2025
The FDIC’s 2024 Small Business Lending Survey reaffirms the importance of relationship-driven lending for CFIs.
Nov 21, 2024
The agricultural community is feeling the pinch of lower commodity costs and many farmers lack adequate capital to continue operating without borrowing. We discuss the trend and the impact on CFIs.
Sep 11, 2024
Driven by digitalization, the lending landscape is undergoing a profound transformation. We summarize the Digital Banking Report 2024 on the state of digital lending and explore strategies to bolster it.
Jun 10, 2024
As we approach the second half of 2024, the agricultural industry remains under pressure from mixed economic and demand headwinds. Despite these challenges, farmers are expressing more interest in agricultural loans to grow their available funds. CFIs should prepare to meet this increasing demand.
Jan 26, 2026
An aging population and rising demand for healthcare make this one of the fastest-growing industries and a strong fit for CFIs. We discuss opportunities and examples.
Dec 31, 2025
Per tradition, we're looking back on our top articles of the year to BID goodbye to 2025. In this January article, the FDIC’s 2024 Small Business Lending Survey reaffirms the importance of relationship-driven lending for CFIs.
Jan 13, 2026
Community financial institutions can distinguish themselves by carving out niches — offering specialty loans to targeted audiences. We detail unique lending opportunities that CFIs have found successful.
Jun 5, 2025
In a recent webinar from the Kansas City Fed, economic experts discuss the impact of higher production costs, lower commodity prices, and potential new challenges with reciprocal tariffs on agriculture lending.