Market Rates
Last Updated: 07/21/2026 05:38AM (GMT-0700)
| UST Constant Maturity | Change | |||
|---|---|---|---|---|
| Term | Last | Day | MTD | YTD |
| 1 Month | 3.72000 | -0.01000 | +0.02000 | -0.02000 |
| 3 Month | 3.86000 | +0.01000 | -0.01000 | +0.19000 |
| 6 Month | 4.00000 | +0.04000 | -0.01000 | +0.41000 |
| 1 Year | 4.02600 | -0.00400 | +0.03200 | +0.55100 |
| 2 Year | 4.21600 | +0.00400 | +0.04100 | +0.74100 |
| 3 Year | 4.25600 | +0.00500 | +0.07200 | +0.71100 |
| 5 Year | 4.33300 | +0.00700 | +0.10600 | +0.60500 |
| 7 Year | 4.46200 | +0.00800 | +0.12500 | +0.52100 |
| 10 Year | 4.61500 | +0.01000 | +0.14100 | +0.43500 |
| 20 Year | 5.13100 | +0.01100 | +0.16700 | +0.33300 |
| 30 Year | 5.12200 | +0.00900 | +0.16900 | +0.27700 |
| Fed Funds | ||
|---|---|---|
| Rate | Change | |
| Effective | 3.63000 | +0.00000 |
| Discount | 3.75000 | +0.00000 |
| Interest on Reserve Balances (IORB) | 3.65000 | +0.00000 |
| Futures Implied Fed Funds | ||
| Jul-31-2026 | 3.62750 | +0.00000 |
| Sep-30-2026 | 3.73000 | +0.00000 |
| Dec-31-2026 | 3.94000 | +0.00500 |
| Mar-31-2027 | 4.03000 | +0.00500 |
| Jun-30-2027 | 4.07000 | +0.01000 |
| Dec-31-2027 | 3.99000 | -0.04000 |
| Jun-30-2028 | 3.94000 | -0.03000 |
| Swap Rates | |||
|---|---|---|---|
| Term | Fed Funds | SOFR | Prime |
| 1 Year | 4.06740 | 4.04060 | 7.16060 |
| 2 Year | 4.09995 | 4.06390 | 7.18390 |
| 3 Year | 4.08656 | 4.04625 | 7.16625 |
| 5 Year | 4.08811 | 4.04430 | 7.16930 |
| 7 Year | 4.13608 | 4.09083 | 7.21708 |
| 10 Year | 4.23065 | 4.18440 | 7.31315 |
| 15 Year | 4.38490 | 4.33745 | 7.39745 |
| 20 Year | 4.45866 | 4.41105 | 7.46105 |
| 30 Year | 4.41918 | 4.37055 | 7.41805 |
| Other Rates | ||
|---|---|---|
| Rate | Change | |
| Overnight Bank Funding Rate (OBFR) | 3.62000 | +0.00000 |
| SOFR | 3.57000 | -0.02000 |
| 30 Day Compounded SOFR | 3.61608 | -0.00165 |
| 90 Day Compounded SOFR | 3.62675 | -0.00067 |
| 180 Day Compounded SOFR | 3.66435 | -0.00034 |
| Prime | 6.75000 | +0.00000 |