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Loan Participations

Reduce Loan Concentrations and Diversify Your Portfolio

Meet your strategic portfolio objectives and achieve a strong competitive advantage by buying and selling loan participations. Through our Loan Participation program, we create a strategic and non-competitive lending partnership with your bank.

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Key Benefits of Loan Participations

  • Reduce concentration risk
  • Portfolio diversification
  • Limit individual loan exposure
  • Enrich return on assets
  • Customer retention
  • Expand geographic reach and house limits

A Strategic Lending Partnership

Our partnership will expand your bank's capabilities and give you the full support of a team dedicated to helping you succeed. When you work with our Loan Participation team, you can expect:

  • An experienced team of lenders
  • Flexibility in structuring and pricing
  • Quick turnaround times
  • An innovative platform that allows users to view up-to-date information

PCBB's nationwide footprint gives you the ability to meet your best customers' needs non-competitively outside of your local market. Through this program and our knowledgeable lending team, you have the benefit of drawing on expert analysis and outside advisory assistance from a company focused on supporting community banks - not competing for your customers.

How Do I Get Started?