Industry Events
Aug 26, 2024 Michigan Ag Lending School
Oct 17, 2024 Lending & Credit Conference
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Sep 15, 2024
With PCBB's lending solutions, take on the competitive market confidently. Leverage our expert insights and tools to diversify your loan portfolio, attract and retain customers, and ensure regulatory compliance.
BID Newsletters
Sep 11, 2024
Driven by digitalization, the lending landscape is undergoing a profound transformation. We summarize the Digital Banking Report 2024 on the state of digital lending and explore strategies to bolster it.
Jun 10, 2024
As we approach the second half of 2024, the agricultural industry remains under pressure from mixed economic and demand headwinds. Despite these challenges, farmers are expressing more interest in agricultural loans to grow their available funds. CFIs should prepare to meet this increasing demand.
Apr 3, 2024
Why is now a beneficial time to consider a loan participation? Peter Dewes, PCBB’s Senior Vice President and Senior Lending Officer, shares his insights for community financial institutions to consider.
Mar 7, 2024
CFIs continue to dominate agricultural lending, but lending on the whole is down and unlikely to rebound in the immediate future. We discuss why CFIs should continue actively engaging with agricultural borrowers and what they should know about the trends facing this sector.
Feb 27, 2024
It’s not clear if or when the CRE market will return to pre-pandemic levels, but experts say there are steps that banks with significant exposure to the space can take to help mitigate losses. We suggest five ways to navigate the slump.
Feb 12, 2024
Due to an aging population, demand for senior housing is expected to grow. As occupancy rates rise and margins improve following a pandemic slump, investment in the sector should rebound. We consider the lending environment, the size of the opportunity, and what it takes for a CFI to succeed in this market.
Feb 5, 2024
Niche lending can be extremely lucrative — if executed correctly. We highlight some niche industries that are bringing success to other CFIs and provide guidance on how to identify unique, profitable niches in your area.
Nov 6, 2023
More and more CFIs are partnering with fintechs to automate and improve their ag lending practices. We share details of how such partnerships are enhancing banking relationships with farmers and ranchers.
Sep 18, 2023
Private equity firms are actively targeting the lending market for small and midsize businesses, and they have deep pockets to use in their pursuit. In order to remain competitive, CFIs must focus on and highlight their expertise in this area.
Aug 8, 2023
CRE developers and lenders are seeing a stressed landscape for their business, as predictions of workers returning to offices haven’t been fully realized. A forward rate lock hedge can help both sides of the lending transaction by fixing a rate on future loans.
Aug 3, 2023
The CFPB has finalized a data collection rule for lenders that extend credit to small businesses. The regulations aim to find patterns in small business lending that enhance CRA initiatives and make lending practices more equitable. However, trade groups like the ICBA and the CUNA have concerns that the additional burdens of compliance could impede CFIs’ ability to make as many loans as they do. We explain what CFIs should be aware of as this issue unfolds.
Mar 7, 2023
Small businesses have been at the heart of the post-pandemic economic recovery, but high inflation and hiring challenges are contributing to a negative outlook for them. By rethinking the lending process, CFIs can support SMBs through these tough times, while also increasing their own revenue opportunities, cutting the cost to serve, and minimizing risk. We explore how.
Dec 6, 2022
This year has seen record inflation, ongoing interest rate hikes, and economic recovery, followed by anxiety over a possible recession. In this first installment of our three-part review of 2022, we look at this turbulent market and how it has impacted lending.
Apr 14, 2023
CFIs are stepping up and filling the gap as larger players in the financial industry reduce their commercial real estate lending. Are the benefits of CRE lending worth the risks for CFIs?
Aug 27, 2024
Top CFI lenders actively help their small business customers and borrowers navigate headwinds. We explore successful lending strategies from several CFIs and highlight the importance of giving business customers advice.
Aug 26, 2024
As traditional lenders scale back lending to small- and medium-sized businesses, private credit is facing a boon of activity. We discuss why some large banks are investing in private credit.