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Mar 1, 2025
With PCBB's lending solutions, take on the competitive market confidently. Leverage our expert insights and tools to diversify your loan portfolio, attract and retain customers, and ensure regulatory compliance.
Feb 24, 2025
We partner with community financial institutions like yours in buying and selling loan participations to reduce concentration risk and diversify your portfolio.
Feb 19, 2025
Meet your loan growth objectives, diversify your portfolio, and earn floating rate interest income with our C&I Loans.
BID Newsletters
Sep 11, 2023
Responding to rising levels of CRE loans and recent bank failures, the FDIC has issued new guidance on risks. We review portfolio concentration red flags and risk factors.
Sep 5, 2023
Efforts to boost DEI soared a few years ago, but research shows that some companies are having difficulties keeping pace in the long term. We discuss what to do if your company is experiencing diversity fatigue and provide tips for staying on track with your DEI goals.
Aug 29, 2023
Ensuring a truly diverse board necessitates identifying weaknesses in your current board composition and working toward filling those gaps. While gender and race are major factors in board diversity, they are not the only things that organizations should seek in their quest for diverse thinking and oversight.
Aug 19, 2024
If you’re putting energy into DEI projects, it’s important to know if your efforts are creating results. Here’s what you should measure and how.
Jun 18, 2024
Discover effective strategies for CFIs to understand and respond to the diverse needs of both customers and employees, fostering inclusivity in the workplace and community.
Jun 4, 2024
Embedded finance offers new revenue opportunities for CFIs, but understanding its risks and benefits is crucial before adoption. We detail the pros and cons here.
May 29, 2024
Mandatory retirement age restrictions for boards are declining. We explore recent trends, the reasons behind the changes, and alternative strategies.
May 15, 2024
To perform its essential oversight role, a board of directors should bring together the competencies and qualities necessary to help guide an organization toward success. We discuss some essential skills and attributes for a CFI’s board.
Nov 22, 2023
As CFIs strive to build successful DEI initiatives, embracing the strategies that have helped other businesses boost their own efforts will be key. We’ve highlighted some of the approaches that have helped other organizations build successful DEI initiatives.
Oct 31, 2023
As CFIs strive to make greater inroads with younger generations, both as customers and employees, a Gen Z advisory board may be the key to gaining the critical insight necessary to do so in the most effective way. We provide examples of businesses that have implemented this strategy and how it could help your organization.
Oct 25, 2023
A successful transformation for any organization necessitates more than deciding that change is needed. CFIs should carefully think through long-term goals, make sure leadership has a shared vision, and allocate appropriate resources before setting out to make meaningful change within their institutions.
Oct 4, 2023
Emerging technologies and changing work arrangements are increasing the banking industry’s abilities to better serve disabled people — both customers and employees alike. We highlight new inclusive innovations within the industry that CFIs should consider taking advantage of.
Sep 27, 2023
The board of directors plays a critical role in driving the development of the strategic plan and holding management accountable for its execution. We discuss four ways to maximize the value the board can bring to a CFI’s strategic planning process.
Nov 6, 2024
CFIs have a unique opportunity to diversify their portfolios and manage risk by participating in shared national credits, also known as syndicated loans. Learn about the key advantages CFIs can gain.
Apr 28, 2025
Amid the current economic uncertainty brought on by tariffs, stagflation fears are rising. We discuss expert analysis and what CFIs can do to support their small business customers in these unsettled times.
Apr 22, 2025
As tariffs and potential tariffs alter international trade and supply chain costs, small businesses are bracing for impact. We discuss how to help SMBs weather these higher costs with long-term planning.
Mar 27, 2025
As regulations ease, banking sector M&A is gaining steam. CFIs can use strategic deals to access new markets, technology, and capital — without losing sight of their core identity.