Results include
- 3 Webpages
- 17 BID Newsletters
Webpages
Mar 1, 2025
Stress test your loan portfolio and evaluate the resulting impact on both earnings and capital.
Feb 28, 2025
Choose which CECL tier meets your institutions needs. Explore the various methods and capabilities CECL FIT offers.
Feb 26, 2025
Our most frequently asked questions around the accounting standard for Current Expected Credit Loss.
May 29, 2025
AI-assisted platforms known as PropTech are changing the way real estate is marketed and sold and has multiple features that could prove beneficial for financial institutions as well.
May 7, 2025
As office vacancies persist in cities, CFIs must assess how suburban and rural markets could be next — and what it means for CRE portfolios and CECL modeling.
Mar 6, 2025
With private lenders expanding their role, CFIs have an opportunity to stand out by leveraging relationship-based lending, faster decision-making, and targeted expertise. We discuss four strategies to help.
Mar 5, 2025
Private lenders are filling the CRE financing gap thanks to looser underwriting, more reliability in rates, and growing investor confidence. We discuss nonbank lenders’ strengths and areas where they miss the mark.
Dec 24, 2024
Following tradition, we're taking a look back at your favorite articles from this year as we BID adieu to 2024. This August article explores trends in CRE. Risk within CRE lending portfolios may be higher than the banking industry realizes. We discuss rising sources of risk and how stress testing can help CFIs proactively identify trouble spots.
Aug 21, 2024
Risk within CRE lending portfolios may be higher than the banking industry realizes. We discuss rising sources of risk and how stress testing can help CFIs proactively identify trouble spots.
Jul 24, 2024
As concerns about the CRE market continue, many CFIs are reevaluating their CRE lending portfolios. Could lending to CRE clients in the life sciences market be a rewarding niche opportunity?
Apr 8, 2024
The commercial real estate sector experienced significant headwinds during 2023. Fortunately, early signs suggest a more stable, and in some cases positive, market in 2024. We review the outlook for the industry and suggest ways in which CFIs can manage risk and continue to support their CRE customers.
Feb 27, 2024
It’s not clear if or when the CRE market will return to pre-pandemic levels, but experts say there are steps that banks with significant exposure to the space can take to help mitigate losses. We suggest five ways to navigate the slump.
Feb 12, 2024
Due to an aging population, demand for senior housing is expected to grow. As occupancy rates rise and margins improve following a pandemic slump, investment in the sector should rebound. We consider the lending environment, the size of the opportunity, and what it takes for a CFI to succeed in this market.
Sep 11, 2023
Responding to rising levels of CRE loans and recent bank failures, the FDIC has issued new guidance on risks. We review portfolio concentration red flags and risk factors.
Aug 8, 2023
CRE developers and lenders are seeing a stressed landscape for their business, as predictions of workers returning to offices haven’t been fully realized. A forward rate lock hedge can help both sides of the lending transaction by fixing a rate on future loans.
Feb 19, 2025
Stress testing is vital for CFIs to assess their resilience, manage risks, and prepare for economic shocks in today’s uncertain market. We discuss scenarios to test for and approaches to stress testing.
Feb 13, 2025
By modernizing physical spaces, creating community hubs, and blending digital tools with personalized service, CFIs can ensure their branches are vital, customer-centric destinations now and in the future.
Feb 6, 2025
Struggling small businesses are increasingly turning to credit cards to help pay operating costs. CFIs can help by offering debt counseling and innovative small business lending products. We discuss strategies.
Nov 6, 2024
CFIs have a unique opportunity to diversify their portfolios and manage risk by participating in shared national credits, also known as syndicated loans. Learn about the key advantages CFIs can gain.
Oct 23, 2024
The impact of CECL has been different for small and large CFIs, reflecting the differences in portfolio composition and pre-existing accounting practices between these institutions. We discuss contributing factors.