Results include
- 1 People
- 6 Webpages
- 1 Whitepapers
- 12 BID Newsletters
People
SVP & Chief Credit Officer
Cindy Cheng has over 20 years of experience in finance, with a concentration in credit risk management and commercial lending. Cindy is responsible for PCBB’s lending strategy and overall risk managem...
Webpages
Mar 1, 2025
BLP protects community financial institutions from the risk of rising rates, with an interest rate hedge without any derivative implication.
Mar 1, 2025
Stress test your loan portfolio and evaluate the resulting impact on both earnings and capital.
Mar 1, 2025
Our advisory services consist of risk management tools for customer profitability, CECL, and credit stress testing with our expert advisors guidance and expertise.
Feb 28, 2025
Meet PCBB's executive leadership team, regional managers, and product specialists.
Feb 28, 2025
Learn the frequently asked questions about Borrower's Loan Protection and how BLP works.
Feb 28, 2025
Provide long-term, fixed-rates to your customers, while your institution receives a floating rate through our loan hedging solution, Borrowers Loan Protection (BLP).
Whitepapers
Jan 23, 2024
A guide to help you manage credit risk using four strategies. Learn about the benefits and tips of credit stress testing your loan portfolio seamlessly.
Sep 4, 2024
A survey of senior credit risk executives revealed generative AI will impact 80% of credit risk assessments within two years. We discuss how generative AI can help CFIs manage credit risk.
Oct 23, 2025
As small businesses rapidly adopt AI to stay competitive, CFIs must evolve too — integrating AI tools to meet rising expectations for speed, insight, and personalized financial guidance.
Oct 1, 2025
Financial institutions are investing heavily in cash management automation, but many fail to see results without aligning strategy and processes. We provide tips for more successful initiatives.
Sep 16, 2025
We talked with PCBB CEO Curt Hecker to get his take on strategic priorities for 2026 and beyond. We discussed regulatory changes, talent shortages, tailoring your goals to your institution’s size, and more.
Jul 10, 2025
What draws small businesses to nonbanks for loans? We outline determining factors that are giving nonbanks the edge, plus tips to beat the competition.
Jun 5, 2025
In a recent webinar from the Kansas City Fed, economic experts discuss the impact of higher production costs, lower commodity prices, and potential new challenges with reciprocal tariffs on agriculture lending.
May 8, 2025
Cybersecurity and fraud are bank leaders’ top concerns, according to Bank Director’s 2025 Risk Survey. We summarize some of the survey’s key findings and how institutions are responding to the challenges.
Apr 22, 2025
As tariffs and potential tariffs alter international trade and supply chain costs, small businesses are bracing for impact. We discuss how to help SMBs weather these higher costs with long-term planning.
Mar 11, 2025
New tariffs on imports are reshaping trade dynamics, with recent exemptions easing some pressures. CFIs must assess risk exposure, adjust lending strategies, and support affected businesses. We discuss ways to help navigate these evolving policies while maintaining financial stability.
Feb 26, 2025
CFIs continue to face new and emerging risks, making the role of the CRO more important than ever. We outline critical skills for an effective CRO.
Feb 12, 2025
We take a look at January’s economic data, where job growth slowed, trade concerns persisted, and consumer spending remained strong — key trends shaping the outlook for CFIs.
Dec 16, 2024
In this third part of our review of 2024, we look at the challenges and opportunities arising from continued digital adoption, the uptake in AI, and the increased threat of cyberattacks.