Janet Leung
Managing Director
Janet Leung has over 15 years of experience specializing in financial and risk management. Janet works with community banks to understand credit and rate risk measurement and to improve loan pricing and profitability.
She specifically focuses on:
- Relationship profitability management strategy
- Allowance for Loan and Lease Losses (ALLL)/ Current Expected Credit Losses (CECL) methodologies and measurements
- Loan portfolio stress testing
- Cash flow analysis
- Prepayment speeds
- Credit and rate risk
- Loan pricing
Janet received her Bachelor of Science in Managerial Economics from University of California, Davis.
Nov 8, 2018
You've selected your methods, but can you defend them to regulators? Whether your loan structures are standardized or complex, selecting the right methodology is not a simple task, and being confident in your selection is a must. With lots of CECL methods to look at, how do you know you've made the right choice?
Oct 16, 2019
A new accounting standard means lots of changes, including how qualitative factors (Q Factors) apply. In this webinar, gain an understanding of Q Factors with CECL, and learn how they need to be applied under CECL compared to the incurred loss model.
Jan 27, 2021
Virtual roundtable led by PCBB's profitability expert, Janet Leung, to discuss proven and peer-tested strategies to improve profitability. The event showcased a panel of community financial institution executives that have championed customer profitability.