Published Articles

2024

First Quarter
From Vision To Velocity: The Making of the FedNow Service
New Mexico Bankers Digest, New Mexico Bankers Association
From Vision To Velocity: The Making of the FedNow Service
Independent Report, Independent Bankers of Colorado
By Banding Together, Community Banks Can Participate In Bigger Loans
The Utah Banker, Utah Bankers Association

2023

Fourth Quarter
How to Use Profitability Modeling to Power Your Relationship Banking Strategy
The Financial Brand
Is It Time To Hedge Interest Rate Risk With A Forward Rate Lock?
New Mexico Bankers Digest, New Mexico Bankers Association
Hedging Can Strengthen CRE Lending
The Ohio Community Banker, Community Bankers Association of Ohio
Hedging Can Strengthen CRE Lending
The Tennessee Banker, Tennessee Bankers Association
Help Your Employees Keep Up With The Latest Phishing Scams
mbaBanking, Michigan Bankers Association
Third Quarter
Mitigating Commercial Lending Rate Reset Risk Through Hedging
Bank Director
Is Profitability Modeling the Secret to Smarter Deposit Pricing?
Bank Director
Help Your Employees Keep Up With the Latest Phishing Scams
MBA Banking, Michigan Bankers Association
The Value of Customer Profitability Modeling
The Ohio Community Banker, Community Bankers Association of Ohio
Second Quarter
Rising Interest Rates May Shut Some Community Banks Out Of FHLB Funding
New Mexico Bankers Digest, New Mexico Bankers Association
Rising Interest Rates May Shut Some Community Banks Out Of FHLB Funding
MBA Banking, Michigan Bankers Association
Manage Your Social Media Risk
Texas Banking Magazine, Texas Bankers Association
First Quarter
Six Strategies to Navigate Credit Stress
The West Virginia Banker, West Virginia Bankers Association
Six Strategies to Navigate Credit Stress
Nevada Bankers February Newsletter, Nevada Bankers Association
Six Strategies to Navigate Credit Stress
The New Mexico Bankers Digest, New Mexico Bankers Association
Rising Interest Rates May Shut Some CFIs out of FHLB Funding
The West Virginia Banker, West Virginia Bankers Association
Twelve TBA members named to ‘Best Banks to Work For’ list
The Tennessee Banker, Tennessee Bankers Association
Rising Interest Rates May Shut Some CFIs out of FHLB Funding
Minnesota Bankers News, Minnesota Bankers Association
Rising Interest Rates May Shut Some CFIs out of FHLB Funding
MBA Banking, Michigan Bankers Association
Real-Time Payments Can Help Soothe Supply Chain Issues
The Ohio Community Banker, Community Bankers of Ohio
Rising Interest Rates May Shut Some Community Banks Out Of FHLB Funding
The Utah Banker, Utah Bankers Association

2022

Fourth Quarter
Managing CRE Exposure in an Uncertain Market
Nevada Bankers Association December 2022 Periodical, Nevada Bankers Association
Six Strategies to Navigate Credit Stress
Independent Report, Independent Bankers of Colorado
Managing CRE Exposure In An Uncertain Market
The Ohio Community Banker, Community Bankers Association of Ohio
Managing CRE Exposure In An Uncertain Market
MBA News, Minnesota Bankers Association
Managing CRE Exposure In An Uncertain Market
The Utah Banker, Utah Bankers Association
Third Quarter
Inverted Yield Curve May Bring Hedging Opportunity
The Arizona Banker, Arizona Bankers Association
Inverted Yield Curve May Bring Hedging Opportunity
New Mexico Bankers Digest, New Mexico Bankers Association
Finding New International Business Customers In Your Midst
The Utah Banker, Utah Bankers Association
Second Quarter
Running CECL in Parallel
The Independent, Colorado Bankers Association
Running CECL in Parallel-What You Should Know
MBA News Magazine, Minnesota Bankers Association
Running CECL In Paralllel- what You Should Know
New Mexico Bankers Digest, New Mexico Bankers Association
Best Practices To Apply Q Factors for CECL
Great Lakes Banker Magazine, Great Lakes Banker
Best Practices To Apply Q Factors for CECL
The Ohio Community Banker, Community Bankers Association of Ohio
First Quarter
Syndicated Loan Market Offers Lending Possibilities For Community Bankers
New Mexico Banker, New Mexico Bankers Association
Will Community Banks Have Enough Reserves for CECL
THE INDEPENDENT REPORT, IBC (CO)

2021

Fourth Quarter
Syndicated Loan Market Offers Lending Possibilities for Community Bankers
The Community Banker, CBWV
Top Five Criteria in Choosing the Right CECL Vendor
The Ohio Community Banker, CBAO
Syndicated Loan Market Offers Lending Possibilities for Community Bankers
The Arizona Banker, AZBA
Third Quarter
Resuming CECL Compliance Planning
New Mexico Bankers Digest, NMBA
One Step Closer to Instant Payments With the FedNow Pilot Program
Utah Banker, UBA
How Can Wire Automation Help Your Institution?
Independent Report, IBC (CO)
Resuming CECL Compliance Planning
NBA News and Information, NBA (NV)
Four Critical Reminders to Transition from LIBOR to SOFR
The Arizona Banker, Arizona Bankers Association
Three Key Areas Impacting Customer Profitability
NBA News & Information, Nevada Bankers Association
One Step Closer to Instant Payments With the FedNow Pilot Program
New Mexico Bankers Digest, NMBA
Syndicated Loan Market Offers Lending Possibilities for Community Bankers
The Community Banker, CBWV
Resuming CECL Compliance Planning
The Ohio Community Banker, CBAO
Second Quarter
Northern California Banks, Credit Unions to Test Federal Reserve’s New System...
North Bay Business Journal
Relationship Value Pricing and Customer Profitability
The Arizona Banker, AZBA
How Will CECL Affect Your Institution's Securities?
Community Banker, MIB (MT)
How Will CECL Affect Your Institution's Securities?
NBA News and Information, Nevada Bankers Association
Open Banking - What You Should Know
The Tennessee Banker, TBA (TN)
What International Business Customers Want From Their Community Bank
Utah Banker, UBA
Triaging Your Institution's Credit and Liquidity Health
Carolina Banker, NCBA
Relationship Value Pricing and Customer Profitability
New Mexico Bankers Digest, NMBA
How Will CECL Affect Your Institution's Securities?
Arizona Banker, ABA (AZ)
Resuming CECL Compliance Planning
CBWV Newsletter, CBWV
Relationship Value Pricing And Customer Profitability
The Ohio Community Banker, CBAO
First Quarter
Three Key Liquidity Risk Management Reminders
NBA News and Information, Nevada Bankers Association
The COVID-19 Vaccine and Your Employees
Iowa Bankers Exchange, Iowa Bankers
SOFR Takes the Spotlight As LIBOR's Days Are Numbered
Community Banker, MIB (MT)
Open Banking – What You Should Know
NBA News and Information, Nevada Bankers Association
Three Key Liquidity Risk Management Reminders
New Mexico Bankers Digest, NMBA
Three Key Liquidity Risk Management Reminders
Utah Banker, UBA
Three Key Liquidity Risk Management Reminders
The Community Banker, CBWV
What International Business Customers Want From Their Community Bank
Arizona Banker, AZBA
Relationship Value Pricing and Customer Profitability
Great Lakes Banker, Great Lakes
SOFR Takes the Spotlight As LIBOR's Days Are Numbered
The Ohio Community Banker, CBAO
What International Business Customers Want From Their Community Bank
The mbaBanking Magazine, MBA

2020

Fourth Quarter
PPP Fraud — How To Protect Your Institution
The Arizona Banker, AZBA
Morale Building During COVID-19
The Community Banker (WV), CBWV
Digging Deeper With Your Borrowers
The Independent Report (CO), IBC
Helping Bankers With The PPP Forgiveness Process
The mbaBanking Magazine, MBA
Digging Deeper With Your Borrowers
New Mexico Bankers Digest, NMBA
Triaging For Your Institution’s Credit & Liquidity Health
The Ohio Community Banker, CBAO
Helping Bankers Through the PPP Forgiveness Process
Utah Banker, UBA
Three Key Liquidity Risk Management Reminders
Bankers Digest, New Mexico Bankers Association
Three Key Liquidity Risk Management Reminders
The Community Banker, CBWV
Three Key Liquidity Risk Management Reminders
Utah Banker, UBA
What International Business Customers Want From Their Community Bank
The Arizona Banker, AZBA
Third Quarter
Triaging for Your Institution’s Credit & Liquidity Health
CBA Today (GA), CBAOG
Helping Customers Through the PPP Forgiveness Process
Nevada Bankers Association, NBA
Helping Customers Through the PPP Forgiveness Process
The Ohio Community Banker, CBAO
PPP Fraud — How to Protect Your Institution
The Arizona Banker, AZBA
Three Steps to Assessing Customer Profitability Post-COVID-19
The mbaBanking Magazine, MBA
Top Six Stress Testing Tips During COVID-19
The Tennessee Banker, TBA
Second Quarter
Customer Profitability - From Strategic Development to Execution
Greater Lakes Banker
3 Steps to Assess Customer Profitability Post-COVID-19
New Mexico Bankers Digest, NMBA
Transitioning Your Communications
The Ohio Community Banker, CBAO
Interest Rate Swaps and Loan Modifications With COVID-19
The Arizona Banker, AZBA
Morale-Building During COVID-19
The Independent Report, IBC
Interest Rate Swaps and Loan Modifications with COVID-19
Utah Banker, UBA
First Quarter
From LIBOR to SOFR: Making a Successful Transition
Hoosier Banker Magazine, IBA
Coronavirus Contingency Plans
New Mexico Bankers Digest, NMBA
Stress Testing Tips
The Community Banker (WV), CBWV