tokenized deposits

NOW LIVE! Sheila Noll, PCBB’s Chief Operating Officer, talks with Patrick Gerhart, President of Telcoin Digital Asset Bank, about why digital assets and regulated stablecoins are becoming too big for community financial institutions to ignore. As more customers move money into crypto exchanges and fintech apps, Sheila and Patrick unpack what is at stake for CFIs in terms of deposits, liquidity, and long-term customer relationships.

Tokenized deposits keep lending and credit creation inside banks while delivering 24/7, blockchain‑based payments; learn how they differ from stablecoins and what evolving 2026 regulation means for community banks.

"Tokenized deposits" and "stablecoins" often get used interchangeably, but they're not the same thing. Here's the practical comparison CFIs need.