Resource Center

Reports focused on topics critical to the success of community financial institutions.

White Papers

SWIFT gpi: Faster International Payments

SWIFT gpi allows community financial institutions to send money faster and provides customers with fee transparency. Financial institutions may even have reduced operational costs and opportunities for increased fee income.

CECL Challenges: Prepayments and Diversification

CECL is different from the current loan loss reserve approach since it includes both probable and projected losses over the life of the loan. Learn how this impacts bankers with a diversified loan portfolio.

2018 Priorities for Community Bank CFOs

Faced with increasing challenges that range from digital transitioning to capital and growing funding along with one of the longest economic cycles in recent history, CFO decision-making is more mission-critical than ever.

Getting CECL Started: Data Inventory and Analysis

The transition to CECL has been called the biggest shift ever to bank accounting by regulators. For bankers, the first step in preparing can be fairly straightforward — if you know what you need and where to go.

Loan Maturity and CECL: The Balance Between Rollover Risk and Reserves

Get prepared for CECL and familiarize yourself with the key concept of Life of Loan, by examining loan maturity and the balance between short and long-term loans.

LIBOR to SOFR: Smoothing the Transition for Your Financial Institution

LIBOR has long been used as the standard benchmark for pricing financial transactions but this will soon change, and SOFR will become the new standard. Learn how this will impact your institution.

Case Studies

International Services

See how PCBB helped a community bank provide international services with simplified and streamlined transactions all while maintaining a commitment to premium service and support.

Loan Hedging

How PCBB helped a rural community bank compete with the big banks and win by helping them offer their customers long term fixed rates while getting a floating-rate asset on the books.

Relationship Profitability

Learn how Frederick County Bank uses PCBB's relationship profitability solution, ProfitIntel, to more effectively price loans, offer additional services and encourage loyalty.

Additional Resources
Popular Topics This Month
Popular BID Articles

January 2
The Goals Of The Community Bank Index
In an effort to get an ongoing pulse on the nation’s community banks, the CSBS is creating a sentiment index. We tell you what this will measure and how it can be used.

January 14
Subscription Banking - Worth Employing?
A few community banks are trying out the “subscription model” to attract and retain younger customers specifically. What to consider if you want to test this model.

January 23
The Fight For Millennial Deposits
Deposit growth is a top priority for banks, and appealing to millennials may be a way to do it. But, this can be tricky too.