Resource Center

Reports focused on topics critical to the success of community financial institutions.

White Papers

SWIFT gpi: Faster International Payments

SWIFT gpi allows community financial institutions to send money faster and provides customers with fee transparency. Financial institutions may even have reduced operational costs and opportunities for increased fee income.

CECL Challenges: Prepayments and Diversification

CECL is different from the current loan loss reserve approach since it includes both probable and projected losses over the life of the loan. Learn how this impacts bankers with a diversified loan portfolio.

Getting CECL Started: Data Inventory and Analysis

The transition to CECL has been called the biggest shift ever to bank accounting by regulators. For bankers, the first step in preparing can be fairly straightforward — if you know what you need and where to go.

Loan Maturity and CECL: The Balance Between Rollover Risk and Reserves

Get prepared for CECL and familiarize yourself with the key concept of Life of Loan, by examining loan maturity and the balance between short and long-term loans.

LIBOR to SOFR: Smoothing the Transition for Your Financial Institution

LIBOR has long been used as the standard benchmark for pricing financial transactions but this will soon change, and SOFR will become the new standard. Learn how this will impact your institution.

Case Studies

International Services

See how PCBB helped a community bank provide international services with simplified and streamlined transactions all while maintaining a commitment to premium service and support.

Loan Hedging

How PCBB helped a rural community bank compete with the big banks and win by helping them offer their customers long term fixed rates while getting a floating-rate asset on the books.

Relationship Profitability

Learn how Frederick County Bank uses PCBB’s relationship profitability solution, Profitability FIT, to more effectively price loans, offer additional services and encourage loyalty.

Additional Resources
Popular Topics This Month
Popular BID Articles

January 2, 2021
Top 5 Areas Of Regulatory Focus For 2021
As we welcome in the new year, there are several regulatory areas to pay extra attention to. We cover COVID-19 flexibility, CECL implementation efforts, the LIBOR transition, CRA changes, and more.

October 27, 2020
Five Key Indicators For The CRE Market
CRE lenders have a lot to manage these days. We provide you with five key indicators to help.

July 23, 2020
Five Ways To Boost Employee Morale
Absent the traditional summer happy hours and social outings that employees typically enjoy together, you will want to think creatively to keep your employees connected. We provide you with five ways to do that.