Results include
- 1 People
- 8 Webpages
- 1 Whitepapers
- 10 BID Newsletters
People
SVP. Regional Manager, Southwest Region
Michael A. Johnson brings over 30 years of experience in financial services, specializing in capital markets, balance sheet liquidity, and correspondent services. His extensive background in relations...
Webpages
Apr 20, 2026
PCBB is certified liquidity and settlement provider for the FedNow® Service. Learn how instant payments can benefit your customer and your institution.
Apr 19, 2026
We can help you protect your core deposits through the issuance of brokered CDs. A flexible and cost-effective option to increase liquidity.
Apr 20, 2026
Learn how your institution can offer instant payments via the FedNow® Service and why PCBB is your ideal liquidity and settlement provider.
Apr 20, 2026
Grow your loan portfolio and generate more fee income with PCBB's loan hedging, loan participations, & contingency funding solutions.
Apr 20, 2026
Learn about the benefits of ISO 20022, implementation, and what does it mean for PCBBs early adoption. We address most trending questions surrounding ISO 20022.
Apr 20, 2026
PCBB offers community financial institutions a full suite of cash management services, including settlement services, domestic payments, brokered CDs, & more.
Apr 20, 2026
PCBB's settlement services give community financial institutions a secure clearing platform, competitive overnight investment rates, & full regulatory compliance.
Apr 19, 2026
PCBB's interest rate swap solution allows community financial institutions to hedge the loan and reduce rate risk, generate fee income, & close more loans.
Whitepapers
Dec 8, 2023
With recent market downturns, interest rate fluctuations, and even liquidity issues, stress testing can allow you to identify potential risk in your portfolio and the impact on earnings, liquidity, and capital. Where do you start? Checkout this paper that offers 6 stress testing tips to see the possible risks in your portfolio and the impact on earnings, liquidity and capital.
Jul 1, 2025
With recent Fed funds market changes, CFIs should closely monitor liquidity buffers to ensure adequate cash flow volatility protection. We suggest strategies for a proactive approach.
Feb 23, 2026
Digital payments rise, but cash remains vital for CFIs. Learn how digital tools and smarter governance can modernize cash management, strengthen liquidity, and boost efficiency without major transformation.
Apr 1, 2025
With over 1K participating institutions, CFIs can use FedNow instant payments to enhance liquidity, reduce costs, and compete effectively in the evolving payments landscape.
Jan 27, 2026
Reciprocal deposits route portions of big accounts to multiple banks so each remains within FDIC limits. We cover how your institution can apply this structure to help improve liquidity metrics and depositor satisfaction.
Nov 13, 2025
SMB cyberattacks are rising as CFIs face growing counterparty risk. How do customer-side breaches impact credit, liquidity, and reputation — and what CFIs can do now to prepare?
Jun 30, 2025
CFIs still need cash on hand to satisfy the needs of their customers, particularly SMBs. Smart ATMs with embedded IoT sensors and cash recycling capabilities can help CFIs better manage their cash on hand while maintaining enough liquidity.
Dec 30, 2024
Following tradition, we're taking a look back at your favorite articles from this year as we BID adieu to 2024. In the scramble for liquidity, attracting deposits was a top priority for CFIs, and this was one of our most-read articles. Is getting into an interest-rate war the only way for CFIs to compete for deposits at higher interest rates? We review alternative strategies for keeping up with aggressive offers from online banks and other competitors.
May 1, 2024
The results are in, and according to the Bank Director’s 2024 Risk Survey, the banking industry’s top challenges center around deposit pricing, liquidity management, and regulatory requirements. We review the survey’s findings to uncover the factors driving these challenges forward.
Dec 3, 2024
Over the past year, the financial sector has witnessed many disruptive forces. In a three-part series, we review the challenges CFIs have faced and how they have responded.
Nov 6, 2024
CFIs have a unique opportunity to diversify their portfolios and manage risk by participating in shared national credits, also known as syndicated loans. Learn about the key advantages CFIs can gain.