Results include
- 1 People
- 5 Webpages
- 1 Whitepapers
- 13 BID Newsletters
People
SVP & Regional Manager, Southwest Region
Michael A. Johnson brings over 30 years of experience in financial services, specializing in capital markets, balance sheet liquidity, and correspondent services. His extensive background in relations...
Webpages
Mar 1, 2025
We can help you protect your core deposits through the issuance of brokered CDs. A flexible and cost-effective option to increase liquidity.
Mar 1, 2025
PCBB is certified liquidity and settlement provider for the FedNow® Service. Learn how instant payments can benefit your customer and your institution.
Mar 1, 2025
Seamlessly manage your financial transactions with PCBBs comprehensive settlement services. Discover secure, efficient solutions that will help your institution optimize your operations. PCBB is a certified liquidity and settlement FedNow Service provider
Mar 1, 2025
Streamline your banking operations to better serve your customers. Our Cash Management suite of services include settlement/clearing, De Novo Bank services, domestic payments, liquidity and settlement provider for the FedNow Service, brokered certificates
Feb 18, 2025
Learn how your institution can offer instant payments via the FedNow® Service and why PCBB is your ideal liquidity and settlement provider.
Whitepapers
Dec 8, 2023
With recent market downturns, interest rate fluctuations, and even liquidity issues, stress testing can allow you to identify potential risk in your portfolio and the impact on earnings, liquidity, and capital. Where do you start? Checkout this paper that offers 6 stress testing tips to see the possible risks in your portfolio and the impact on earnings, liquidity and capital.
Jul 1, 2025
With recent Fed funds market changes, CFIs should closely monitor liquidity buffers to ensure adequate cash flow volatility protection. We suggest strategies for a proactive approach.
Apr 1, 2025
With over 1K participating institutions, CFIs can use FedNow instant payments to enhance liquidity, reduce costs, and compete effectively in the evolving payments landscape.
Dec 12, 2023
We interviewed industry expert and PCBB’s President Mike Dohren about the key trends CFIs should look out for in 2024, including increased cyber risk, funding and liquidity struggles, and credit quality.
Jun 30, 2025
CFIs still need cash on hand to satisfy the needs of their customers, particularly SMBs. Smart ATMs with embedded IoT sensors and cash recycling capabilities can help CFIs better manage their cash on hand while maintaining enough liquidity.
Dec 30, 2024
Following tradition, we're taking a look back at your favorite articles from this year as we BID adieu to 2024. In the scramble for liquidity, attracting deposits was a top priority for CFIs, and this was one of our most-read articles. Is getting into an interest-rate war the only way for CFIs to compete for deposits at higher interest rates? We review alternative strategies for keeping up with aggressive offers from online banks and other competitors.
May 1, 2024
The results are in, and according to the Bank Director’s 2024 Risk Survey, the banking industry’s top challenges center around deposit pricing, liquidity management, and regulatory requirements. We review the survey’s findings to uncover the factors driving these challenges forward.
Dec 3, 2024
Over the past year, the financial sector has witnessed many disruptive forces. In a three-part series, we review the challenges CFIs have faced and how they have responded.
Nov 6, 2024
CFIs have a unique opportunity to diversify their portfolios and manage risk by participating in shared national credits, also known as syndicated loans. Learn about the key advantages CFIs can gain.
Sep 16, 2025
We talked with PCBB CEO Curt Hecker to get his take on strategic priorities for 2026 and beyond. We discussed regulatory changes, talent shortages, tailoring your goals to your institution’s size, and more.
Sep 15, 2025
Regional and national banks have pulled back from multifamily lending, and that’s created an opportunity for CFIs. We discuss how CFIs can thrive in this niche.
Sep 9, 2025
It’s important for CFIs to benchmark their performance against other institutions to gauge their CFI’s standing. We discuss criteria for selecting peers, tools for research, and what metrics to compare.
Aug 7, 2025
U.S. Treasury Secretary Scott Bessent calls for regulatory reforms tailored to CFIs, opening the door for simplified capital requirements and more lending capacity.
Aug 6, 2025
Amidst ongoing signs that a recession could be looming, now is the best time for CFIs to prepare for the worst. The best way to do so may be looking to lessons from past economic downturns, along with changing technological benefits.