Results include

People
EVP, Chief Lending Officer
B.S. Cornell University MBA Crummer School of Business, Rollins College Mr. Hines is currently Executive Vice President of the Bank of Glen Burnie (NASDAQ GLBZ) and has served as the Chief Lending...
Senior Vice President
Carrie Foster has over 25 years of experience in accounting and auditing, with a concentration in financial institutions. In her current role at PCBB, Carrie specializes in implementation, strategy, a...
SVP & Regional Manager, MidAtlantic Region
Dennis Falk has over 43 years of banking and capital markets experience. In his current role at PCBB, he manages client relationships with community banks throughout Washington, Delaware, Maryland, th...
SVP & Regional Manager, Southwest Region
Michael A. Johnson brings over 30 years of experience in financial services, specializing in capital markets, balance sheet liquidity, and correspondent services. His extensive background in relations...
Webpages
Mar 1, 2025
Keep up with industry updates and market trends through our whitepapers, podcasts, webinars, and more for cutting-edge industry insights tailored for community financial institutions. Access bank mergers and acquisitions, economic forecasts, and daily mar
Mar 1, 2025
Stress test your loan portfolio and evaluate the resulting impact on both earnings and capital.
Feb 28, 2025
The latest information concerning bank mergers and acquisitions.
Feb 28, 2025
Read the latest banking news, trends, facts, and opinions focused on issues vital to community financial institutions.
Case Studies
Jul 1, 2018
How PCBB helped a rural community bank compete with the big banks and win by helping them offer their customers long term fixed rates while getting a floating-rate asset on the books.
Jul 1, 2018
Learn how PCBB helped a community bank provide international services with simplified and streamlined transactions all while maintaining a commitment to premium service and support.
BID Newsletters
Sep 10, 2025
Financial institutions are among the most vulnerable sectors to employee misdeeds, ranging from embezzlement to taking bribes for compromising actions. We discuss what those acts could look like and precautionary steps for prevention.
Aug 13, 2025
To increase adaptability to emerging technology, increased regulatory requirements, and changing customer needs, CFIs are increasingly moving from traditional lending systems to cloud-based lending solutions. We discuss some of the key benefits.
Jul 21, 2025
Checking accounts are a common entry point for new banking relationships, and personal checking accounts can offer great incentives. Here’s how retail checking features can inspire features for business checking.
Jul 9, 2025
Federal Reserve Vice Chair for Supervision Michelle Bowman has called for a sweeping bank regulation overhaul. We delve into some of her ideas to tailor regulations for community financial institutions.
Jun 30, 2025
CFIs still need cash on hand to satisfy the needs of their customers, particularly SMBs. Smart ATMs with embedded IoT sensors and cash recycling capabilities can help CFIs better manage their cash on hand while maintaining enough liquidity.
May 14, 2025
Despite the continued rise of digital banking, physical branches remain key for CFIs. We look at four different strategies financial institutions are using to revitalize their branches and drive results.
Apr 10, 2025
For Community Banking Month, we’re sharing community banks’ stories. Our second article of this year’s Community Banking Month series showcases strategies banks have implemented to enhance the customer experience.
Mar 25, 2025
Digital banking and fintech innovation have transformed depositor behavior, creating challenges for CFIs. Learn strategies to optimize deposit management, control funding costs, and build sustainable, relationship-based financial practices.
Jan 13, 2025
Community banks notched favorable financial results in Q3’2024 as the small bank sector headed toward an upbeat end of the year. Things appear poised for a strong start to 2025.
Dec 9, 2024
In September 2024, several federal regulators updated or finalized their guidelines for evaluating proposed bank mergers. We look at the new guidelines and what they mean for CFIs.