Results include
- 1 People
- 8 Webpages
- 1 Podcasts
- 10 BID Newsletters
People
SVP. Regional Manager, Southwest Region
Michael A. Johnson brings over 30 years of experience in financial services, specializing in capital markets, balance sheet liquidity, and correspondent services. His extensive background in relations...
Webpages
Jul 27, 2026
PCBB is certified liquidity and settlement provider for the FedNow® Service. Learn how instant payments can benefit your customer and your institution.
Jul 27, 2026
Learn how your institution can offer instant payments via the FedNow® Service and why PCBB is your ideal liquidity and settlement provider.
Jul 27, 2026
PCBB's interest rate swap solution allows community financial institutions to hedge the loan and reduce rate risk, generate fee income, & close more loans.
Jul 27, 2026
Grow your loan portfolio and generate more fee income with PCBB's loan hedging, loan participations, & contingency funding solutions.
Jul 27, 2026
PCBB facilitates brokered certificates of deposits to help community financial institutions support funding needs or invest in excess cash in FDIC-insured CDs.
Jul 27, 2026
Learn about the benefits of ISO 20022, implementation, and what does it mean for PCBBs early adoption. We address most trending questions surrounding ISO 20022.
Jul 27, 2026
PCBB's settlement services give community financial institutions a secure clearing platform, competitive overnight investment rates, & full regulatory compliance.
Jul 27, 2026
PCBB offers community financial institutions a full suite of cash management services, including settlement services, domestic payments, brokered CDs, & more.
Podcasts
Jun 30, 2026
Sheila Noll, PCBB’s Chief Operating Officer, talks with Patrick Gerhart, President of Telcoin Digital Asset Bank, about why digital assets and regulated stablecoins are becoming too big for community financial institutions to ignore. As more customers move money into crypto exchanges and fintech apps, Sheila and Patrick unpack what is at stake for CFIs in terms of deposits, liquidity, and long-term customer relationships.
Jun 2, 2026
Recent stress periods push CFIs to reassess liquidity practices. Those maintaining strong visibility, clear action triggers, and tested funding strategies are better positioned to respond quickly and effectively.
Feb 23, 2026
Digital payments rise, but cash remains vital for CFIs. Learn how digital tools and smarter governance can modernize cash management, strengthen liquidity, and boost efficiency without major transformation.
Jul 1, 2025
With recent Fed funds market changes, CFIs should closely monitor liquidity buffers to ensure adequate cash flow volatility protection. We suggest strategies for a proactive approach.
Apr 1, 2025
With over 1K participating institutions, CFIs can use FedNow instant payments to enhance liquidity, reduce costs, and compete effectively in the evolving payments landscape.
Jun 8, 2026
The FDIC’s 2026 post‑mortem of 2023 bank runs shows digital banking and large uninsured deposits can accelerate outflows, while diversified insured retail deposits remain a key stabilizer for liquidity risk.
May 12, 2026
Seven practical strategies to help CFIs strengthen resilience, manage risk, improve portfolio visibility, and make more informed decisions on growth, pricing, liquidity, and capital planning.
Jan 27, 2026
Reciprocal deposits route portions of big accounts to multiple banks so each remains within FDIC limits. We cover how your institution can apply this structure to help improve liquidity metrics and depositor satisfaction.
Nov 13, 2025
SMB cyberattacks are rising as CFIs face growing counterparty risk. How do customer-side breaches impact credit, liquidity, and reputation — and what CFIs can do now to prepare?
Jun 30, 2025
CFIs still need cash on hand to satisfy the needs of their customers, particularly SMBs. Smart ATMs with embedded IoT sensors and cash recycling capabilities can help CFIs better manage their cash on hand while maintaining enough liquidity.
Dec 30, 2024
Following tradition, we're taking a look back at your favorite articles from this year as we BID adieu to 2024. In the scramble for liquidity, attracting deposits was a top priority for CFIs, and this was one of our most-read articles. Is getting into an interest-rate war the only way for CFIs to compete for deposits at higher interest rates? We review alternative strategies for keeping up with aggressive offers from online banks and other competitors.