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Webpages
Jul 6, 2026
PCBB combines a powerful credit stress testing solution with expert advisor guidance to help community financial institutions determine the potential impact on earnings.
Jul 4, 2026
PCBB combines CECL compliance solution with experienced advisor guidance to help community financial institutions assess loan portfolio risk & exam preparation.
BID Newsletters
May 14, 2025
Despite the continued rise of digital banking, physical branches remain key for CFIs. We look at four different strategies financial institutions are using to revitalize their branches and drive results.
Oct 2, 2024
Small business owners may be warming to digital banking, but for the foreseeable future, they still want branches and a banker they can trust.
Sep 19, 2024
CFIs are making ground protecting themselves and customers against digital threats, but they also face physical security issues. Here’s what CFIs should do to assess and improve their physical safety.
Aug 20, 2024
Some CFIs are generating capital by selling branches and leasing them back from the buyers. What pluses and minuses does this strategy involve, and how should CFIs that are interested proceed?
Jul 6, 2026
As large FIs increasingly embrace relationship-focused branch models, CFIs are reevaluating how their physical spaces can create value. We look at how several institutions are reimagining their branches as dynamic community and business hubs to keep their customers coming back.
Apr 20, 2026
Despite consumers’ rising reliance on online and mobile financial services, the banking industry’s largest players are opening new branches to acquire deposits.
Oct 7, 2025
Micro branches offer a cost-effective, flexible way to maintain personal service and expand service areas while adapting to increasing digital demands and operational costs. We discuss the trend and provide examples.
Feb 13, 2025
By modernizing physical spaces, creating community hubs, and blending digital tools with personalized service, CFIs can ensure their branches are vital, customer-centric destinations now and in the future.
Feb 3, 2025
As electric vehicles gain popularity, CFI branches can benefit from offering charging stations to customers. We outline stats and discuss how charging stations can please customers and attract new business.
Jul 1, 2026
Learn the FORD and HEFE methods to improve customer engagement by starting meaningful conversations. These simple yet effective techniques could enhance relationships and potentially increase sales.
Jun 30, 2026
Mergers put customer relationships at risk, but retention is manageable with the right strategy. We look at customer-first strategies and how one CFI developed a playbook to swear by.
Jun 25, 2026
A Federal Reserve focus group project shines a light on the financial feelings of a demographically large population - the underbanked and unbanked. Their financial likes and dislikes can help guide bankers trying to reach them.
Apr 22, 2026
New OCC rules tailor regulatory requirements for well run community banks by expanding expedited licensing for sub $30B institutions and scrapping duplicative OCC only fair housing data, streamlining many routine M&A, branch, and capital actions.
Apr 9, 2026
Every April, we spotlight community banks’ achievements in serving their community through our Community Banking Month campaign. This year’s second article details innovative strategies community banks use to serve their customers and communities better.
Feb 23, 2026
Digital payments rise, but cash remains vital for CFIs. Learn how digital tools and smarter governance can modernize cash management, strengthen liquidity, and boost efficiency without major transformation.
Feb 12, 2026
Digital efficiency matters, but it doesn’t have to replace the human touch. Learn how digital banking experiences can strengthen personal connections and customer trust.
Dec 31, 2025
Per tradition, we're looking back on our top articles of the year to BID goodbye to 2025. In this January article, the FDIC’s 2024 Small Business Lending Survey reaffirms the importance of relationship-driven lending for CFIs.
Nov 3, 2025
Embracing sustainable banking can be both profitable and positive for a bank’s reputation and growth. We provide examples of sustainable initiatives and what other CFIs are doing.