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Webpages
Mar 9, 2026
Learn about the benefits of ISO 20022, implementation, and what does it mean for PCBBs early adoption. We address most trending questions surrounding ISO 20022.
BID Newsletters
Jul 24, 2025
As digital transactions grow in volume and speed, real-time fraud detection strategies are increasingly becoming a necessity, particularly as CFIs look to balance security with a seamless customer experience. We look at some of its use cases.
Feb 26, 2026
Voice fraud is booming, and financial institutions are scrambling to keep up. Souped up with AI, these voice clones have become a bane for FIs and their customers, requiring enhanced fraud detection and prevention measures.
Feb 20, 2025
The Federal Reserve has extended the ISO® 20022 implementation deadline for the Fedwire® Funds Service to July 14, 2025, giving CFIs more time to prepare. Benefits include enhanced payment efficiency, stronger fraud detection, and improved interoperability. With the deadline approaching, we explore how CFIs can use this extension to refine systems, train staff, and support business customers.
Mar 12, 2026
AI is making fake bank statements and IDs harder to spot. CFIs must pair staff training with AI-powered document verification and fraud tools, so defenses keep pace with AI-generated document fraud.
Feb 9, 2026
While AI promises efficiency gains and revenue growth, many early adopters are not seeing substantial benefits. We review various market analyses and offer some tips for CFIs to maximize ROI on AI.
Feb 4, 2026
Instant payments are accelerating, with RTP® and the FedNow® Service gaining traction. Learn why demand is surging, how adoption is shifting, and what it means for CFIs looking to stay competitive.
Jan 20, 2026
The financial services industry is now using agentic AI for some functions, and the list of potential use cases is growing. We discuss the most promising use cases and how CFIs might implement these agents.
Jan 6, 2026
As tech and strategy become synonymous in banking, it’s more important than ever for stakeholders on both sides of the coin to be in step with each other. We provide tips.
Dec 17, 2025
In this second article reviewing 2025 banking trends, we address challenges and opportunities CFIs have encountered over the past year and how they have responded to support their continued growth and resilience.
Nov 26, 2025
According to the Bank Director’s 2026 Bank M&A Survey, the CFI M&A landscape is shifting. Deal activity is still subdued, but interest in community bank acquisitions is rising.
Nov 5, 2025
Many businesses still rely on checks for B2B payments. We discuss how CFIs can support check usage among their SMB customers while promoting the adoption of modern payment methods.
Oct 23, 2025
As small businesses rapidly adopt AI to stay competitive, CFIs must evolve too — integrating AI tools to meet rising expectations for speed, insight, and personalized financial guidance.
Aug 19, 2025
Digital employees that can execute routine tasks without someone controlling every step are already being used by some financial institutions. We discuss their current capabilities and their potential.
Aug 13, 2025
To increase adaptability to emerging technology, increased regulatory requirements, and changing customer needs, CFIs are increasingly moving from traditional lending systems to cloud-based lending solutions. We discuss some of the key benefits.
Aug 4, 2025
Recent enforcements highlight the cost of underfunding compliance. CFIs can stay ahead by embracing better compliance and AI solutions to bolster and streamline security.
Jul 10, 2025
What draws small businesses to nonbanks for loans? We outline determining factors that are giving nonbanks the edge, plus tips to beat the competition.
Jun 11, 2025
The July 14 ISO 20022 cutover is nearly here. Core systems may handle much of the technical work but CFIs still have key roles to play — especially when it comes to operations, compliance, and customer support. Here's what to know now.
May 12, 2025
Facial recognition has been embraced for convenience and security, but it may not be as secure as previously believed. As cybercriminals step up their efforts, CFIs need to be aware of the risks the technology introduces.
Apr 1, 2025
With over 1K participating institutions, CFIs can use FedNow instant payments to enhance liquidity, reduce costs, and compete effectively in the evolving payments landscape.