Resource Center

Reports focused on topics critical to the success of community financial institutions.

White Papers

CECL is different from the current loan loss reserve approach since it includes both probable and projected losses over the life of the loan. Learn how this impacts bankers with a diversified loan portfolio.
The transition to CECL has been called the biggest shift ever to bank accounting by regulators. For bankers, the first step in preparing can be fairly straightforward — if you know what you need and where to go.
Get prepared for CECL and familiarize yourself with the key concept of Life of Loan, by examining loan maturity and the balance between short and long-term loans.
Fallback language, economic impact, timeline, and preparation.
Everything you need to know about SOFR and using it post-LIBOR.
Help for CFO’s faced with increasing challenges making mission-critical decisions.

Case Studies

See how PCBB helped a community bank provide international services with simplified and streamlined transactions all while maintaining a commitment to premium service and support.
How PCBB helped a rural community bank compete with the big banks and win by helping them offer their customers long term fixed rates while getting a floating-rate asset on the books.
Learn how Frederick County Bank uses PCBB’s relationship profitability solution, Profitability FIT, to more effectively price loans, offer additional services and encourage loyalty.
Additional Resources by Topic
Popular Topics This Month
Popular BID Articles
Jul 23, 2020
Absent the traditional summer happy hours and social outings that employees typically enjoy together, you will want to think creatively to keep your employees connected. We provide you with five ways to do that.
Oct 27, 2020
CRE lenders have a lot to manage these days. We provide you with five key indicators to help.
Jan 4, 2021
As we welcome in the new year, there are several regulatory areas to pay extra attention to. We cover COVID-19 flexibility, CECL implementation efforts, the LIBOR transition, CRA changes, and more.