Market Rates
Last Updated: 12/29/2025 05:35AM (GMT-0800)
| UST Constant Maturity | Change | |||
|---|---|---|---|---|
| Term | Last | Day | MTD | YTD |
| 1 Month | 3.70000 | -0.02000 | -0.35000 | -0.70000 |
| 3 Month | 3.64000 | -0.05000 | -0.24000 | -0.73000 |
| 6 Month | 3.58000 | -0.01000 | -0.16000 | -0.66000 |
| 1 Year | 3.47900 | -0.00500 | -0.12100 | -0.67500 |
| 2 Year | 3.47000 | -0.01000 | -0.02200 | -0.77300 |
| 3 Year | 3.52400 | -0.01100 | +0.03400 | -0.75400 |
| 5 Year | 3.68100 | -0.01500 | +0.08400 | -0.70200 |
| 7 Year | 3.88900 | -0.01200 | +0.10500 | -0.59100 |
| 10 Year | 4.12700 | -0.01100 | +0.10900 | -0.45000 |
| 20 Year | 4.75400 | -0.01400 | +0.12700 | -0.10700 |
| 30 Year | 4.79900 | -0.01600 | +0.13500 | +0.01600 |
| Fed Funds | ||
|---|---|---|
| Rate | Change | |
| Effective | 3.64000 | +0.00000 |
| Discount | 3.75000 | +0.00000 |
| Interest on Reserve Balances (IORB) | 3.65000 | +0.00000 |
| Futures Implied Fed Funds | ||
| Dec-31-2025 | 3.72250 | +0.00000 |
| Feb-27-2026 | 3.59000 | +0.00500 |
| May-29-2026 | 3.43000 | +0.00000 |
| Aug-31-2026 | 3.21500 | +0.00500 |
| Nov-30-2026 | 3.08500 | +0.01000 |
| May-28-2027 | 3.07000 | +0.02500 |
| Nov-30-2027 | 3.13500 | +0.02500 |
| Swap Rates | |||
|---|---|---|---|
| Term | Fed Funds | SOFR | Prime |
| 1 Year | 3.47266 | 3.43200 | 6.51575 |
| 2 Year | 3.34189 | 3.30055 | 6.39555 |
| 3 Year | 3.35713 | 3.31490 | 6.41740 |
| 5 Year | 3.46600 | 3.42050 | 6.53925 |
| 7 Year | 3.60445 | 3.55695 | 6.67820 |
| 10 Year | 3.79735 | 3.74785 | 6.87160 |
| 15 Year | 4.05467 | 4.00217 | 7.06217 |
| 20 Year | 4.17490 | 4.12040 | 7.17040 |
| 30 Year | 4.17813 | 4.12075 | 7.16825 |
| Other Rates | ||
|---|---|---|
| Rate | Change | |
| Overnight Bank Funding Rate (OBFR) | 3.64000 | +0.00000 |
| SOFR | 3.76000 | +0.10000 |
| 30 Day Compounded SOFR | 3.81199 | -0.03142 |
| 90 Day Compounded SOFR | 4.02141 | -0.01314 |
| 180 Day Compounded SOFR | 4.20716 | -0.01135 |
| 1 Month Fallback Rate (SOFR)* | 3.95789 | -0.02109 |
| 3 Month Fallback Rate (SOFR)* | 4.29799 | -0.01332 |
| 6 Month Fallback Rate (SOFR)* | 4.65115 | -0.00767 |
| Prime | 6.75000 | +0.00000 |
*LIBOR fallback rates (inclusive of static spread adjustments) for the corresponding LIBOR tenor