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BID Newsletters
Jan 27, 2023
The regulatory environment for banking M&A is evolving. Regulatory agencies are assessing the current competitive environment with an eye toward improving measures of competitiveness. While much remains uncertain, the recent merger of U.S. Bank and Union Bank offers some insights that may benefit banking institutions.
Sep 7, 2022
Merger and acquisition activity soared last year and this business strategy could be the answer your CFI needs. Financial institutions are teaming up not only to create more scale, but also to broaden their scope as they seek ways to increase their stability in the face of challenging industry winds.
Aug 31, 2022
The banking sector recently saw a strong resurgence in M&A deals, although activity is now slowing down. We look at the key drivers and trends shaping banking M&A in 2022, along with industry-specific factors including the acquisition of digital capabilities, the downward trend in net interest margins, and the ongoing blurring of the lines between fintechs and banks.
May 13, 2022
With July’s executive order to review and likely modify M&A regulations, the Federal Reserve, FDIC, and OCC are beginning to review the current process for bank mergers. While this is still in its early stages, we evaluate how this development could affect the M&A strategies of community financial institutions.
Mar 21, 2022
A record net 2,927 US bank branches closed in 2021. Is this all bad news? We give you the important facts on branch closures and look at the impact on community financial institutions. We also share some stories of how your peers have been dealing with this trend.
Mar 1, 2022
Looking for international business customers? You don’t need to look far. Many reside in your communities, but in places that you may not consider. According to JPMorgan Chase, 14% of SMBs plan on expanding beyond US borders in the next 3Ys. We uncover three places to find SMBs needing international services.
Dec 7, 2021
Bank mergers and acquisitions in the US hit $52B at the end of September, according to S&P Global and community financial institutions have been very active players. While exploring this option and developing your M&A strategy, it is important to not only consider the usual operational and credit risks, but also the potential for increased cyber risk. Here are three cyber risks to put on your radar.
Dec 1, 2021
The pace of bank M&A this year has been high with 19 deals worth almost $12.5B in September alone. Community banks have been on both sides of the table in M&A activity this year. Here are the latest bank merger numbers along with some of the reasons to merge and the results of this continuing consolidation of community banks.
Oct 7, 2021
Credit unions have now acquired more than 100 community banks since 2013. We have seen this M&A activity ebb and flow, but right now it seems to be flowing. Here is an update with some of the advantages and disadvantages of these deals, while discussing the credit union tax exemption.
Jun 4, 2021
With 53 announced bank deals this year through April 2021, bank M&A has started off strong out of the gate. Will that trend continue? To help answer that question, we examine the current surge, the industry outlook, how deal value ratios are improving, and how liquidity management will affect merger valuations.
Mar 30, 2021
Community banks and credit unions may not always see eye-to-eye on a variety of issues. But, they are more willing to work together on mergers and acquisitions these days. We lay out the reasons why community banks are selling, how deals are increasing, the community bank benefits, and why branch sales could be a win-win.
Mar 5, 2021
M&A deals dropped 56% last year. So, how do things look in 2021 for bank M&A? We provide highlights from the Bank Director’s 2021 M&A Survey to give you the answer and cover: who’s in the market, the status of technology acquisitions, expectations for a recovery, and thoughts on deal opportunities.
Dec 9, 2020
Bank M&A hit a low point this year. Yet, it is expected to ramp up in 2021. We review the M&A landscape.
Oct 21, 2020
The Department of Justice is reviewing its bank merger guidelines. The results could help smaller institutions.
Sep 8, 2020
The pandemic has caused the number of bank M&A deals to plunge by almost two-thirds and the deal value ratios to plummet. What should community banks know about M&A today and into the future?
Jul 28, 2020
The economic downturn has been tough for financial institutions, but mergers are occurring during the pandemic. We explore a few recent mergers that provided new opportunities for both parties.
Jun 12, 2020
Even with the latest canceled M&A deals, the urge to merge still may be there. We lay out the current M&A landscape.
Feb 11, 2020
While the slower pace of M&A deals in Q4 2019 may be an omen for what is to come in 2020, the urge to merge remains strong. Is M&A still worthwhile?
Nov 22, 2019
Do you know how to deal with an unsolicited offer? We provide tips to help.
Sep 12, 2019
In the past, bank mergers moved at a snail's pace through regulatory approval processes. These days the process is almost 20% faster. Is this a good thing?
Jul 9, 2019
In our third "Inquiry and Insight" issue, we share more interesting questions from our readers and provide relevant and insightful answers.
Jun 4, 2019
Regional and community banks are definitely feeling pressure to consolidate these days. But, should you give in to this pressure?
Mar 29, 2019
What is the current outlook on M&A? To acquire or be acquired - is that the question?
Dec 13, 2018
Some banks have been busy prioritizing M&A. We give you the M&A highlights for the year.
Jan 30, 2018
As community banks find themselves deliberating M&A, some banks have found other workable and interesting alternatives.
Jan 17, 2018
Your bank may not be thinking M&A is in your near future. Yet it could be worthwhile to have a plan just in case. What to include in your planning.