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Many consumers are shopping online, but many value the in-store experience with contactless shopping options.
The rise in digital payments and decrease in cash usage, prompted by the pandemic, have left their marks.
Coinstar and other cryptocurrency ATMs are mainstreaming bitcoin.
Cash usage is not dead and ATM drive-by convenience is growing.
ATM skimming is still rampant.
As you look to level the technology playing field, you may want to consider the latest ATM advancements.
While some community banks still manage their own ATMs entirely, an increasing number have hired armored carrier service providers to handle this.
Because of the increased security of EMV chip cards, robbers are turning away from bank card theft and moving directly to ATM theft.
Bank features and criminal ingenuity are in an evolutionary arm's race, so it should surprise no one that criminals have figured out a way to turn ATM cardless technology to their advantage.
Past Issues of PCBB BID articles which are a compilation of banking news, facts and opinions focused on issues vital to community banks and other community based financial institutions.