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Dec 4, 2022
The latest information concerning bank mergers and acquisitions.
Dec 4, 2022
We provide community banks with stellar correspondent banking services. Loan pricing, profit analysis, hedging, international, cash management, ALM & more.
Dec 3, 2022
Resources for financial institutions, including bank merger, economic, and market rate trends. Plus checkout podcasts, whitepapers, and webinars and more.
BID Newsletters
Oct 7, 2021
Credit unions have now acquired more than 100 community banks since 2013. We have seen this M&A activity ebb and flow, but right now it seems to be flowing. Here is an update with some of the advantages and disadvantages of these deals, while discussing the credit union tax exemption.
May 13, 2022
With July’s executive order to review and likely modify M&A regulations, the Federal Reserve, FDIC, and OCC are beginning to review the current process for bank mergers. While this is still in its early stages, we evaluate how this development could affect the M&A strategies of community financial institutions.
Dec 7, 2021
Bank mergers and acquisitions in the US hit $52B at the end of September, according to S&P Global and community financial institutions have been very active players. While exploring this option and developing your M&A strategy, it is important to not only consider the usual operational and credit risks, but also the potential for increased cyber risk. Here are three cyber risks to put on your radar.
Mar 19, 2021
In 2020, 2,563 branches were lost. Branch closures seem to have accelerated with the pandemic. But, does that mean the branch is doomed? We look for the answers to this question through continuing digital engagement, bank mergers, and needed cost reductions.
Dec 1, 2021
The pace of bank M&A this year has been high with 19 deals worth almost $12.5B in September alone. Community banks have been on both sides of the table in M&A activity this year. Here are the latest bank merger numbers along with some of the reasons to merge and the results of this continuing consolidation of community banks.
Dec 9, 2020
Bank M&A hit a low point this year. Yet, it is expected to ramp up in 2021. We review the M&A landscape.
Sep 7, 2022
Merger and acquisition activity soared last year and this business strategy could be the answer your CFI needs. Financial institutions are teaming up not only to create more scale, but also to broaden their scope as they seek ways to increase their stability in the face of challenging industry winds.
Aug 31, 2022
The banking sector recently saw a strong resurgence in M&A deals, although activity is now slowing down. We look at the key drivers and trends shaping banking M&A in 2022, along with industry-specific factors including the acquisition of digital capabilities, the downward trend in net interest margins, and the ongoing blurring of the lines between fintechs and banks.
Jun 2, 2022
Mergers and branch consolidation have accelerated in recent years, leaving an increasing number of rural communities without access to bank branches. Could CFI’s turn these banking deserts into banking opportunities?
Jan 3, 2022
As we kick off 2022, let’s look ahead at some of the key economic, regulatory, and market trends that may affect community bankers and their clients this year. The uncertainty surrounding inflation, potential interest rate hikes, and the outlook for M&A activity all are likely to play an impactful role this year. Others that we believe could begin to grow even more prominently are the digital race and ongoing changes to the ways of working. Here is our assessment of things to come in 2022.
Dec 24, 2021
De novo applications and new bank launches have been trending up in 2020 and 2021. Favorable signs include rising investor confidence in new banks and government encouragement of new banks in rural and underserved areas. This year, there were nine new banks for every 100 lost, compared to only two banks for every 100 lost during the previous decade. While this is good news, is it a trend? Here is our insight.
Jun 4, 2021
With 53 announced bank deals this year through April 2021, bank M&A has started off strong out of the gate. Will that trend continue? To help answer that question, we examine the current surge, the industry outlook, how deal value ratios are improving, and how liquidity management will affect merger valuations.
Mar 30, 2021
Community banks and credit unions may not always see eye-to-eye on a variety of issues. But, they are more willing to work together on mergers and acquisitions these days. We lay out the reasons why community banks are selling, how deals are increasing, the community bank benefits, and why branch sales could be a win-win.