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Besides helping out businesses in need, community financial institutions using the PPP for their customers will likely reap other long-term benefits.
The competition for deposits is fierce, as fintechs and big tech enter an already crowded space.
The Fed has cut rates more for EBA than the fed funds target rate.
With COVID-19 and its lockdown effects, acceptance of mobile apps for credit cards has certainly increased.
The 2019 CSBS community banking survey has some valuable insights.
One way to ramp up your deposits is to help customers save using apps.
In continued support of businesses, the Fed announced its Main Street Lending Program.
Negative interest rates are now in discussion in the US.
Returning back to the office after the pandemic might not be far off.
The NY Fed's most recent survey on nonemployer firms shows 43% have unmet funding needs.