To reach that goal, some are seeking fintech partners.
Although the top five American banks control most of the US market for deposits, there are still things community banks can do - even without raising rates or decreasing lending.
What can community banks do to keep their business customers in this fierce, non-relenting competitive landscape?
According to a GAO report, small business loans by online lenders grew from about $582mm in 2013 to $4.2B in 2017.
Occupational fraud is the biggest threat facing small businesses.
Is fintech assistance on the way for community banks?
Chatbots are becoming more sophisticated, and bank customers seem more willing to use them.
Despite the rising popularity of finance apps, most people who use them have concerns about data privacy.
The surge in fintech activity has many possible repercussions for community banks.
As we round off our coverage of Community Banking Month, one thing we know for sure is that community banks are having a huge impact on their local cities and towns.