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While the Fed concluded that the big banks were currently stable, financial institutions of all sizes should be stress testing to anticipate the impact of COVID-19 on capital.
The bill's passage came just over a year after the Fed already increased the exemption threshold to $1B, from the $500mm mark initially included within Dodd-Frank.
However, a surprising 7% said they want to see Dodd-Frank upheld without changes.
New Equal Credit Opportunity Act reporting requirement for loans to small businesses owned by minorities and/or women.
Valued for their flexibility, forward rate lock agreements can be customized to fit the requirements of both your bank and your borrower.
The CFPB has significantly stepped up its enforcement of UDAAP violations.
For CECL, banks must assess risk over the life of a loan.
There was an almost unprecedented year of regulatory changes.
Despite the rising popularity of finance apps, most people who use them have concerns about data privacy.
A little-known provision in the Dodd-Frank Act requires all FDIC-insured institutions to honor checks "written on any living animal."