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In releasing the final rule, the federal regulators said 85% of community banks should be able to qualify for the new CBLR ratio rules.
When it comes to using alternative data, some financial institutions don't trust it very much, while others are tinkering with it.
The CFPB has significantly stepped up its enforcement of UDAAP violations.
Sub-brands can be successful, and some community banks are starting to use them.
Here, some 70% want to change the CFPB's structure and 66% want to reduce its enforcement abilities.
The proposed CFPB rules would also cut off repeated debit attempts that rack up fees.
Remote deposit capture has revolutionized check deposit.
Some banks are crypto-friendly these days.
The latest FDIC performance report showed strong numbers for community banks.
Fifty-eight percent of bankers surveyed last year said they expect to begin using or increasing their use of reciprocal deposits promptly, due to the new S.2155 law provisions.