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As bankers get back to work in the branch, there are questions to answer.
Physical distancing has accelerated three technologies used by financial institutions to stay connected with their customers.
If you provide international wires for consumers, you will want to know about the latest regulation modification.
The CFPB has significantly stepped up its enforcement of UDAAP violations.
While financial institutions usually focus on new customers to enhance profitability, overall profitability is a multi-dimensional process and existing customers can definitely help too.
Digital banking is a necessity.
The proposed CFPB rules would also cut off repeated debit attempts that rack up fees.
When it comes to using alternative data, some financial institutions don't trust it very much, while others are tinkering with it.
Here, some 70% want to change the CFPB's structure and 66% want to reduce its enforcement abilities.
In releasing the final rule, the federal regulators said 85% of community banks should be able to qualify for the new CBLR ratio rules.