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The FDIC recently announced multiple initiatives to help streamline and clarify the application process for de novo institutions.
On that front, de novo activity is gaining some momentum.
De Novo Activity Bumping Up It takes guts and grit to start a business.
A recent study found that 75% of millennials choose their banks based on recommendations from family and friends.
Contactless payment has struggled in the US.
Bank of Bird-in-Hand, launched in 2013, is one of only 5 de novo banks established since Oct 2009.
Data aggregation is growing quickly, especially in the banking industry.
There was an almost unprecedented year of regulatory changes.
Big Data promises a lot.
Real-Time Payments bring a new age for payments, as early as this year.