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https://www.pcbb.com/bid/2020-02-04-Rate-Reductions-And-Profitability
While financial institutions usually focus on new customers to enhance profitability, overall profitability is a multi-dimensional process and existing customers can definitely help too.
https://www.pcbb.com/bid/2020-01-27-Risk-Based-Loan-Pricing-Strategy
A risk-based pricing strategy can give community financial institutions a chance to improve market share without also increasing risk.
https://www.pcbb.com/bid/2019-11-15-Small-Business-Snapshot
Small businesses are the mainstay for community banks.
https://www.pcbb.com/bid/2020-02-13-MasterCards-Digital-ID
Digital IDs have been developing in various forms.
https://www.pcbb.com/bid/2019-10-24-Nonemployer-Firms-Need-Funding-Too
The NY Fed's most recent survey on nonemployer firms shows 43% have unmet funding needs.
https://www.pcbb.com/bid/2019-08-08-Profitability-Of-Deposits-And-The-Yield-Curve
To understand the potential impact of the yield curve these days, we took a look at some results from our relationship profitability model used by hundreds of bankers nationwide.
https://www.pcbb.com/bid/2020-02-06-Fine-Tuning-Your-Tech-Strategy
Developing and refining a successful technology strategy is important, but challenging.
https://www.pcbb.com/bid/2019-05-13-The-Spotlight-Is-On-Women-Owned-Businesses
Forty percent of new entrepreneurs in the US are now women.
https://www.pcbb.com/bid/2019-06-17-Medical-Professionals-And-Financial-Literacy
Community bankers support medical professional customers already.
https://www.pcbb.com/bid/2019-06-12-Top-4-Ways-To-Keep-Customers-Engaged
In this competitive market, it is clear that banks need to focus more intently on customer engagement.