ALLL | Allowance for Loan and Lease Losses | CECL

Innovation and Expertise to Keep You Competitive

Like all banks, you spend significant time and effort managing the risk in the loan portfolio. Calculation of your bank’s Allowance for Loan and Lease Losses (ALLL) is a key part of the risk management process and bottom line profitability.

Our ALLL FIT solution is part of our Financial Insights & Technology Solutions® that deliver innovation and expertise to keep you competitive. ALLL FIT calculates a meaningful assessment of your loss allowance, and delivers comprehensive documentation for a variety of stakeholder’s needs.

Key Benefits:

  • Flexibility of methods to match your reserve to credit performance and economic conditions
  • Saves time and money with ALLL FIT by freeing up your staff for other activities
  • Comprehensive web-based tool coupled with advisors solution that accurately calculates ALLL for your unique loan portfolio
  • Achieve “exam-ready” status with our Advisors working with your staff to be prepared
Customers Rely on PCBB’s Expertise

One of the best benefits of working with PCBB is having a knowledgeable resource to advise us on the potential impact on our balance sheet, for example, if we are downgrading a loan. Having this kind of information at our fingertips makes our job much easier because they do the heavy lifting while we stay in control of the final decisions.

Creedence Shaw, SVP and Chief Credit Officer, Santa Cruz County Bank

Transition to CECL When Ready

Our FIT Solutions® and our Advisors are ready to easily transition you over to CECL when you are ready. ALLL FIT and CECL FIT utilize the same platform so the conversion can be quick and painless to run ALLL and CECL in parallel.

Checkout CECL FIT to see if this is a fit for you.

How Do I Get Started?