Results include
Webpages
May 15, 2023
Let PCBB help your institution by stress testing your loan portfolios and evaluating the resulting impact on both earnings and capital.
May 21, 2023
Our current expected credit loss (CECL) banking solution allows your institution to calculate its CECL reserve assisted by our CECL advisors.
May 21, 2023
Our advisory services help you with risk management, increasing customer profitability, and appropriately pricing loans.
May 20, 2023
Our banking services in correspondent banking (cash management and international banking services), lending, and advisory services help streamline operations, mitigate risk, and increase income.
May 19, 2023
A correspondent banking provider for community financial institutions. Offering cash management, international banking, lending, and advisory services.
May 18, 2023
Resources for financial institutions, including bank merger, economic, and market rate trends. Plus checkout podcasts, whitepapers, and webinars and more.
May 18, 2023
Learn the frequently asked questions about Borrower's Loan Protection and how BLP works.
May 17, 2023
Our lending solutions provide you with effective tools to increase your competitive advantage, mitigate interest rate risk, and exceed your lending goals.
May 16, 2023
PCBB's Borrower's Loan Protection is a hedging solution for commercial lending to mitigate credit and interest rate risk.
Whitepapers
Jan 1, 2020
CECL is different from the current loan loss reserve approach since it includes both probable and projected losses over the life of the loan. Learn how this impacts bankers with a diversified loan portfolio.
Press Releases
Sep 11, 2023
Responding to rising levels of CRE loans and recent bank failures, the FDIC has issued new guidance on risks. We review portfolio concentration red flags and risk factors.
Aug 24, 2022
In the competitive small business lending market, a clear understanding of business owner needs can go a long way to drive an institution’s loan portfolio growth. Gaining that edge takes hard work and sophisticated data mining. Here are four steps to make your SME loan strategy more holistic, ultimately resulting in increased revenue.
Jun 21, 2022
The outlook for office loans is less than rosy. The US is set to have a glut of office space for a number of reasons, not the least of which is increased utilization of remote workers. For CFIs starting to experience stress in their office loan portfolio, we share several ways to mitigate potential problems.
May 6, 2022
Community financial institutions are looking for lending opportunities. Yet, they may not naturally think about mobile home lending as a means to grow their loan portfolio. But, this sector had a stellar performance last year. In 2021 alone, more than $3B in mobile home loans were issued, which is higher than anything experienced in this market in the past 5Ys. We explore this hot lending segment further.
Mar 27, 2024
Financial institutions dealt with economic uncertainty, higher interest rates, more expensive funding, lower loan demand, and concerns about credit quality in 2023. Yet they continued to grow loans overall. There are some indicators that the lending market could begin growing again. We discuss what factors would contribute to this change.
Apr 6, 2023
Domestic and global trends push up demand for oil and gas, creating new lending opportunities for CFIs that specialize in the sector. We discuss the pros and cons of lending to this industry, and what to consider, if you do decide to take the plunge.
Mar 7, 2023
Small businesses have been at the heart of the post-pandemic economic recovery, but high inflation and hiring challenges are contributing to a negative outlook for them. By rethinking the lending process, CFIs can support SMBs through these tough times, while also increasing their own revenue opportunities, cutting the cost to serve, and minimizing risk. We explore how.
Oct 20, 2022
Between inflation and higher interest rates, businesses need to charge more for goods and services, while also worrying that they’ll lose price-sensitive customers. As a result, CFIs are likely to see increased credit stress soon. We discuss six strategies CFIs can use to manage credit risk challenges in a volatile environment.
Aug 30, 2022
Economists predict that global stagflation could hit before the end of 2022. Now is the time for CFIs to determine what risks stagflation could create for their organizations and identify steps to minimize any negative impact. We offer three actions to consider as the potential of stagflation looms large.