A Bankers’ Bank is a bank that is owned by community banks, has community bankers as its board members and is focused solely on meeting the needs of community banks. The primary difference between a Bankers’ Bank and banks that have Correspondent Banking Departments is that Bankers’ Banks directly support their community bank customers; they do not compete with their community bank customers for their commercial or retail business.

At PCBB, we have been very successful in providing high quality, competitively priced correspondent banking services to a much higher level than our competitors. Since providing correspondent banking services is our only business, we are able to focus all of our resources on ensuring that 1) all of our services meet and exceed our customers’ expectations and 2) as a business partner to our community bank customers, we serve as a long term, stable and consistent source of correspondent banking services.

Top 5 Reasons Why You Should Consider
Doing Business with a Bankers’ Bank:

1. We never compete with you for your customers – our customers are community banks.
2. Focused on increasing your revenue, decreasing your cost and providing products to supplement the community bank's product set.
3. The quality of service is more personalized, and the actual cost per unit will often be lower than with traditional mega-bank correspondents.
4. The Board of Directors is made up of community bank CEOs.
5. A Bankers' Bank is a facilitator of information to help your community bank grow.

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Who is Pacific Coast Bankers' Bank?